3.30% Reward Checking Account at CINCO Credit Union in Ohio


Update 10/15/09: The top rate has fallen to 3.30% APY. Refer to the bottom of the post for the rate history.

CINCO Credit Union is offering a reward checking account called WePayU Checking. It pays 3.30% APY on balances up to $25,000 (1.01% for above) and refunds ATM fees up to $20 per cycle if the following monthly requirements are met:
  • 12 debit card purchases
  • Direct Deposit
  • Receive eStatements
If these are not met, the rate falls to 0.10%. There's no monthly fee or minimum balance.

Membership is open to those who live, work, worship, or attend school in Cincinnati and most of the surrounding area which includes Hamilton, Butler and Clermont County, Ohio. Please refer to the credit union's Membership Eligibility Page for the full details. Membership requires a minimum balance of $5 in the savings account.

The credit union is federally insured by the NCUA (Charter # 68481).

Other High Interest Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:
10/01/09: 3.30% APY up to $25K
05/07/09: 3.56% APY up to $25K
01/15/09: 4.01% APY up to $25K; 1.01% over; 0.10% base
5.75% 30-Month CD at an Ohio CU (CINCO)
CINCO Family Financial Center Credit Union has some nice December certificate specials. These include a 5.75% APY 30-month CD, a 5.65% 20-month CD and a 5.50% APY 10-month CD. The minimum deposit is $500.

The field of membership includes those who live, work, worship or attend school in Hamilton, Butler or Clermont County, Ohio. See site for details. Branches are located in Cincinnati, Ohio and Lawrenceburg, Indiana.

The credit union is federally insured by the NCUA.

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