Cities Credit Union


Overview / Commentary
651-426-3773
3625 Talmage Cir Suite 102
Vadnais Heights, MN 55110

Cities Credit Union is headquartered in Vadnais Heights and is the 67th largest credit union in the state of Minnesota. It is also the 2,858th largest credit union in the nation. It was established in 1936 and as of March of 2020, it had grown to 6 employees and 2,919 members at 1 location. Cities Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Cities Credit Union is open to those who live, work, worship, or attend school in the Minnesota communities of Gem Lake, Vadnais Heights, White Bear Lake, or White Bear Township, as well as the members of eight SEGs (including CWA Local 7201). Family members, domestic partners, and roommates of current Cities Credit Union members also qualify.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cities Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #63109
Year Chartered1936
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD3.32%
Annual Interest Income$289.00K
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$31.1MM$29.8MM
LoansQ1 2020vs Q1 2019$16.6MM$16.9MM
DepositsQ1 2020vs Q1 2019$28.3MM$26.9MM
Equity CapitalQ1 2020vs Q1 2019$2.7MM$2.6MM
Loan Loss AllowanceQ1 2020vs Q1 2019$186.00K$129.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$191.00K$238.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Cities Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cities Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--WinCentive Savings
0.50%$10-Holday Savings
0.05%*$2.5k*-Share Savings Account
OTHER TIERS: 0.01% $200 - $2.5k | 0.03% $25k - $50k
0.05%*$2.5k*-Secondary Savings Account
OTHER TIERS: 0.01% $200 - $2.5k | 0.03% $25k - $50k
0.05%--Save For Something

Cities Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market Account
OTHER TIERS: 0.01% $10 - $2.5k | 0.10% $2.5k - $25k | 0.15% $25k - $50k

Cities Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%*$50k*-36 Month CD w/qualifying relationship
OTHER TIERS: 0.85% $500 - $10k | 1.00% $10k - $50k
1.00%$25$12k18 Month Add-on CD Promo
0.95%*$50k*-24 Month CD w/qualifying relationship
OTHER TIERS: 0.65% $500 - $10k | 0.80% $10k - $50k
0.85%*$50k*-12 Month CD w/qualifying relationship
OTHER TIERS: 0.65% $500 - $10k | 0.75% $10k - $50k
0.85%*$50k*-18 Month CD w/qualifying relationship
OTHER TIERS: 0.65% $500 - $10k | 0.75% $10k - $50k
0.75%*$50k*-6 Month CD w/qualifying relationship
OTHER TIERS: 0.65% $500 - $10k | 0.70% $10k - $50k
0.65%*$50k*-36 Month CD
OTHER TIERS: 0.35% $500 - $10k | 0.50% $10k - $50k
0.45%*$50k*-24 Month CD
OTHER TIERS: 0.15% $500 - $10k | 0.30% $10k - $50k
0.35%*$50k*-12 Month CD
OTHER TIERS: 0.15% $500 - $10k | 0.25% $10k - $50k
0.35%*$50k*-18 Month CD
OTHER TIERS: 0.15% $500 - $10k | 0.25% $10k - $50k
0.25%*$50k*-6 Month CD
OTHER TIERS: 0.15% $500 - $10k | 0.20% $10k - $50k

Cities Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%*$50k*-36 Month IRA w/qualifying relationship
OTHER TIERS: 0.85% $500 - $10k | 1.00% $10k - $50k
0.95%*$50k*-24 Month IRA w/qualifying relationship
OTHER TIERS: 0.65% $500 - $10k | 0.80% $10k - $50k
0.85%*$50k*-12 Month IRA w/qualifying relationship
OTHER TIERS: 0.65% $500 - $10k | 0.75% $10k - $50k
0.75%*$50k*-6 Month IRA w/qualifying relationship
OTHER TIERS: 0.65% $500 - $10k | 0.70% $10k - $50k
0.65%*$50k*-36 Month IRA
OTHER TIERS: 0.35% $500 - $10k | 0.50% $10k - $50k
0.45%*$50k*-24 Month IRA
OTHER TIERS: 0.15% $500 - $10k | 0.30% $10k - $50k
0.35%*$50k*-12 Month IRA
OTHER TIERS: 0.15% $500 - $10k | 0.25% $10k - $50k
0.25%*$50k*-6 Month IRA
OTHER TIERS: 0.15% $500 - $10k | 0.20% $10k - $50k
Locations


Cities Credit Union Locations
Branch Office3625 Talmage CirVadnais Heights, MN 55110

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.