Cities Credit Union

Overview / Commentary

www.citiescu.org

651-426-3773

3625 Talmage Cir Suite 102
Vadnais Heights, MN 55110

Cities Credit Union is headquartered in Vadnais Heights and is the 68^th largest credit union in the state of Minnesota. It is also the 2,868^th largest credit union in the nation. It was established in 1936 and as of September of 2019, it had grown to 6 employees and 2,727 members at 1 location. Cities Credit Union's savings rates are 92% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Cities CU is open to the residents, people that maintain employment, church members, and registered students in the following communities of Minnesota; Vadnais Heights,White Bear Lake, White Bear Township, and Gem Lake, as well as the members of the CU-affiliated SEG's, and the family members or household occupants of current CU members.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q3 2019

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cities Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	63109
Year Chartered	1936
Employees	6
Primary Regulator

Profit Margin
Return on Assets - YTD	0.23%
Return on Equity - YTD	2.59%
Annual Interest Income	$861.00K

Assets and Liabilities
Assets	Q3 2019vs Q3 2018	$30.3MM$29.9MM
Loans	Q3 2019vs Q3 2018	$17.8MM$16.8MM
Deposits	Q3 2019vs Q3 2018	$27.4MM$27.1MM
Equity Capital	Q3 2019vs Q3 2018	$2.6MM$2.6MM
Loan Loss Allowance	Q3 2019vs Q3 2018	$159.00K$87.00K
Unbacked Noncurrent Loans	Q3 2019vs Q3 2018	$206.00K$192.00K
Real Estate Owned	Q3 2019vs Q3 2018	$0$0

Rates

Skip to rates for:

Savings
Money Market
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Cities Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cities Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	-	-	WinCentive Savings
1.00%	$10	-	Holday Savings
0.10%	-	-	Save For Something
0.05%^*	$2.5k^*	-	Share Savings Account
OTHER TIERS: 0.01% → $200 - $2.5k
0.05%^*	$2.5k^*	-	Secondary Savings Account
OTHER TIERS: 0.01% → $200 - $2.5k

Cities Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.01% → $10 - $2.5k \| 0.15% → $2.5k - $25k \| 0.20% → $25k - $50k

Cities Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$25	$12k	13 Month Add-on CD Promo
1.65%^*	$50k^*	-	36 Month CD w/qualifying relationship
OTHER TIERS: 1.35% → $500 - $10k \| 1.50% → $10k - $50k
1.40%^*	$50k^*	-	24 Month CD w/qualifying relationship
OTHER TIERS: 1.10% → $500 - $10k \| 1.25% → $10k - $50k
1.15%^*	$50k^*	-	36 Month CD
OTHER TIERS: 0.85% → $500 - $10k \| 1.00% → $10k - $50k
1.05%^*	$50k^*	-	12 Month CD w/qualifying relationship
OTHER TIERS: 0.85% → $500 - $10k \| 0.95% → $10k - $50k
1.05%^*	$50k^*	-	18 Month CD w/qualifying relationship
OTHER TIERS: 0.85% → $500 - $10k \| 0.95% → $10k - $50k
0.90%^*	$50k^*	-	24 Month CD
OTHER TIERS: 0.60% → $500 - $10k \| 0.75% → $10k - $50k
0.85%^*	$50k^*	-	6 Month CD w/qualifying relationship
OTHER TIERS: 0.75% → $500 - $10k \| 0.80% → $10k - $50k
0.55%^*	$50k^*	-	12 Month CD
OTHER TIERS: 0.35% → $500 - $10k \| 0.45% → $10k - $50k
0.55%^*	$50k^*	-	18 Month CD
OTHER TIERS: 0.35% → $500 - $10k \| 0.45% → $10k - $50k
0.35%^*	$50k^*	-	6 Month CD
OTHER TIERS: 0.25% → $500 - $10k \| 0.30% → $10k - $50k

Cities Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.65%^*	$50k^*	-	36 Month IRA w/qualifying relationship
OTHER TIERS: 1.35% → $500 - $10k \| 1.50% → $10k - $50k
1.40%^*	$50k^*	-	24 Month IRA w/qualifying relationship
OTHER TIERS: 1.10% → $500 - $10k \| 1.25% → $10k - $50k
1.15%^*	$50k^*	-	36 Month IRA
OTHER TIERS: 0.85% → $500 - $10k \| 1.00% → $10k - $50k
1.05%^*	$50k^*	-	12 Month IRA w/qualifying relationship
OTHER TIERS: 0.85% → $500 - $10k \| 0.95% → $10k - $50k
0.90%^*	$50k^*	-	24 Month IRA
OTHER TIERS: 0.60% → $500 - $10k \| 0.75% → $10k - $50k
0.85%^*	$50k^*	-	6 Month IRA w/qualifying relationship
OTHER TIERS: 0.75% → $500 - $10k \| 0.80% → $10k - $50k
0.55%^*	$50k^*	-	12 Month IRA
OTHER TIERS: 0.35% → $500 - $10k \| 0.45% → $10k - $50k
0.35%^*	$50k^*	-	6 Month IRA
OTHER TIERS: 0.25% → $500 - $10k \| 0.30% → $10k - $50k

Locations

Cities Credit Union Locations
Branch Office	3625 Talmage Cir	Vadnais Heights, MN 55110

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.