Featured Savings Rates
Featured Accounts
Overview / Commentary
712-662-4755
500 West Main Street
Sac City, IA 50583

Citizens Bank (IA) is headquartered in Sac City and is the 261st largest bank in the state of Iowa. It is also the 5,397th largest bank in the nation. It was established in 1929 and as of December of 2016, it had grown to 16 employees at 2 locations. Citizens Bank (IA) has a C+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Bank (IA) has a low asset base.

Health Grade Components

Overall
FDIC Certificate #8758
Year Established1929
Employees16
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD9.87%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$47.8MM$49.8MM
LoansQ4 2016vs Q4 2015$23.4MM$24.9MM
DepositsQ4 2016vs Q4 2015$38.4MM$39.9MM
Equity CapitalQ4 2016vs Q4 2015$4.0MM$4.2MM
Loan Loss AllowanceQ4 2016vs Q4 2015$245.00K$228.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$220.00K$40.00K
Real Estate OwnedQ4 2016vs Q4 2015$64.00K$116.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Citizens Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

Citizens Bank (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Variable Savings

Citizens Bank (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Checking Plus Interest NOW Account

Citizens Bank (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%$500-60 Month CD
1.26%$500-48 Month CD
1.00%$500-36 Month CD
0.75%$100-24 Month CD
0.50%$500-7/31 Day Multiflex CD
0.40%$500-12 Month CD
0.30%$500-182 Day CD

Citizens Bank (IA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$100-3 Month Keogh CD
0.75%$100-3 Month IRA CD
Locations


Citizens Bank (IA) Locations
Citizens Bank500 Main StreetSac City, IA 50583
Parking Lot BranchN 6th Street & Williams StreetSac City, IA 50583