Citizens Bank (IA)
LOCATIONS
2
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
1.36% APY
60 Month CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.36% | 5-year CD | 60 Month CD 2.50% - Ally Bank High Yield 5 Year CD |
| 0.40% | 1-year CD | 12 Month CD |
| 0.15% | Savings | Variable Savings |
Overview / Commentary
Citizens Bank (IA) is headquartered in Sac City and is the 254th largest bank in the state of Iowa. It is also the 5,174th largest bank in the nation. It was established in 1929 and as of December of 2017, it had grown to 14 employees at 2 locations. Citizens Bank (IA) has a B health rating.
Health
B
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Bank (IA) has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 8758 |
| Year Established | 1929 |
| Employees | 14 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.78% |
| Return on Equity - YTD | 9.67% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $48.9MM$47.8MM |
| Loans | Q4 2017vs Q4 2016 | $25.1MM$23.4MM |
| Deposits | Q4 2017vs Q4 2016 | $39.4MM$38.4MM |
| Equity Capital | Q4 2017vs Q4 2016 | $4.0MM$4.0MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $249.00K$245.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $124.00K$220.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $116.00K$64.00K |
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Citizens Bank (IA) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Variable Savings |
Citizens Bank (IA) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Checking Plus Interest NOW Account |
Citizens Bank (IA) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.36% | $500 | - | 60 Month CD | |
| 1.26% | $500 | - | 48 Month CD | |
| 1.00% | $500 | - | 36 Month CD | |
| 0.75% | $100 | - | 24 Month CD | |
| 0.50% | $500 | - | 7/31 Day Multiflex CD | |
| 0.40% | $500 | - | 12 Month CD | |
| 0.30% | $500 | - | 182 Day CD |
Citizens Bank (IA) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $100 | - | 3 Month Keogh CD | |
| 0.75% | $100 | - | 3 Month IRA CD |
Locations
| Citizens Bank (IA) Locations | ||
|---|---|---|
| Citizens Bank | 500 Main Street | Sac City, IA 50583 |
| Parking Lot Branch | N 6th Street & Williams Street | Sac City, IA 50583 |