Citizens Bank (IA)
LOCATIONS
2
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
1.36% APY
60 Month CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.36% | 5-year CD | 60 Month CD 1.85% - Synchrony Bank 60 Month CD |
| 0.40% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.15% | Savings | Variable Savings 1.00% - Ally Bank Online Savings Account |
Overview / Commentary
Citizens Bank (IA) is headquartered in Sac City and is the 263rd largest bank in the state of Iowa. It is also the 5,479th largest bank in the nation. It was established in 1929 and as of June of 2016, it had grown to 16 employees at 2 locations. Citizens Bank (IA) has a B health rating.
Health
B
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Bank (IA) has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 8758 |
| Year Established | 1929 |
| Employees | 16 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.83% |
| Return on Equity - YTD | 9.69% |
| Annual Interest Income | $850.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $48.7MM$48.9MM |
| Loans | Q2 2016vs Q2 2015 | $23.9MM$23.6MM |
| Deposits | Q2 2016vs Q2 2015 | $38.8MM$40.0MM |
| Equity Capital | Q2 2016vs Q2 2015 | $4.5MM$4.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $228.00K$248.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $59.00K$229.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $110.00K$0 |
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Citizens Bank (IA) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Variable Savings |
Citizens Bank (IA) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Checking Plus Interest NOW Account |
Citizens Bank (IA) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.36% | $500 | - | 60 Month CD | |
| 1.26% | $500 | - | 48 Month CD | |
| 1.00% | $500 | - | 36 Month CD | |
| 0.75% | $100 | - | 24 Month CD | |
| 0.50% | $500 | - | 7/31 Day Multiflex CD | |
| 0.40% | $500 | - | 12 Month CD | |
| 0.30% | $500 | - | 182 Day CD |
Citizens Bank (IA) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $100 | - | 3 Month Keogh CD | |
| 0.75% | $100 | - | 3 Month IRA CD |
Locations
| Citizens Bank (IA) Locations | ||
|---|---|---|
| Citizens Bank | 500 Main Street | Sac City, IA 50583 |
| Parking Lot Branch | N 6th Street & Williams Street | Sac City, IA 50583 |