Citizens Bank (IA)

Overview / Commentary
500 West Main Street
Sac City, IA 50583

Citizens Bank (IA) is headquartered in Sac City and is the 231st largest bank in the state of Iowa. It is also the 4,627th largest bank in the nation. It was established in 1929 and as of June of 2020, it had grown to 12 employees at 2 locations. Citizens Bank (IA) has a B health rating.


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Bank (IA) has a relatively low asset base.

Health Grade Components

FDIC Certificate #8758
Year Established1929
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD5.91%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$56.9MM$49.7MM
LoansQ2 2020vs Q2 2019$29.5MM$28.0MM
DepositsQ2 2020vs Q2 2019$48.8MM$41.8MM
Equity CapitalQ2 2020vs Q2 2019$5.0MM$4.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$455.00K$253.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$472.00K$232.00K
Real Estate OwnedQ2 2020vs Q2 2019$107.00K$115.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Citizens Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

Citizens Bank (IA) Savings Account Rates

0.10%--Variable Savings

Citizens Bank (IA) Checking Account Rates

0.10%--Checking Plus Interest NOW Account

Citizens Bank (IA) CD Rates

0.85%$500-36 Month CD
0.85%$500-48 Month CD
0.85%$500-60 Month CD
0.65%$100-24 Month CD
0.55%$500-12 Month CD
0.25%$500-182 Day CD
0.10%$500-7/31 Day Multiflex CD

Citizens Bank (IA) IRA Rates

0.85%$100-3 Month Keogh CD
0.85%$100-3 Month IRA CD

Citizens Bank (IA) Locations
Citizens Bank500 Main StreetSac City, IA 50583
Parking Lot BranchN 6th Street & Williams StreetSac City, IA 50583

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.