Citizens Bank (IA)
LOCATIONS
2
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
1.51% APY
60 Month CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.51% | 5-year CD | |
| 1.00% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.15% | Savings | 2.00% - Ally Bank Online Savings Account |
Overview / Commentary
Citizens Bank (IA) is headquartered in Sac City and is the 246th largest bank in the state of Iowa. It is also the 4,936th largest bank in the nation. It was established in 1929 and as of September of 2018, it had grown to 13 employees at 2 locations. Citizens Bank (IA)'s CD rates are 11% higher than the national average, and it has a B health rating.
Health
B
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Bank (IA) has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 8758 |
| Year Established | 1929 |
| Employees | 13 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.93% |
| Return on Equity - YTD | 12.03% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $53.0MM$53.5MM |
| Loans | Q3 2018vs Q3 2017 | $25.6MM$23.1MM |
| Deposits | Q3 2018vs Q3 2017 | $45.9MM$45.9MM |
| Equity Capital | Q3 2018vs Q3 2017 | $3.9MM$4.1MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $239.00K$244.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $99.00K$193.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $115.00K$111.00K |
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Citizens Bank (IA) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Variable Savings |
Citizens Bank (IA) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Checking Plus Interest NOW Account |
Citizens Bank (IA) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $500 | - | 60 Month CD | |
| 1.46% | $500 | - | 48 Month CD | |
| 1.36% | $500 | - | 36 Month CD | |
| 1.26% | $100 | - | 24 Month CD | |
| 1.00% | $500 | - | 12 Month CD | |
| 0.50% | $500 | - | 7/31 Day Multiflex CD | |
| 0.50% | $500 | - | 182 Day CD |
Citizens Bank (IA) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $100 | - | 3 Month Keogh CD | |
| 0.75% | $100 | - | 3 Month IRA CD |
Locations
| Citizens Bank (IA) Locations | ||
|---|---|---|
| Citizens Bank | 500 Main Street | Sac City, IA 50583 |
| Parking Lot Branch | N 6th Street & Williams Street | Sac City, IA 50583 |