Citizens Bank (IA)

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.36%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.40%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.15%	Savings	Variable Savings 1.20% - Synchrony Bank High Yield Savings

View all Citizens Bank (IA) rates »

Overview / Commentary

citizensbanksaccity.com

712-662-4755

500 West Main Street
Sac City, IA 50583

Citizens Bank (IA) is headquartered in Sac City and is the 255^th largest bank in the state of Iowa. It is also the 5,277^th largest bank in the nation. It was established in 1929 and as of March of 2017, it had grown to 16 employees at 2 locations. Citizens Bank (IA) has a B health rating.

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Health

B

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Bank (IA) has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	8758
Year Established	1929
Employees	16
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.61%
Return on Equity - YTD	7.61%
Annual Interest Income	$395.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$51.7MM$54.2MM
Loans	Q1 2017vs Q1 2016	$21.9MM$23.5MM
Deposits	Q1 2017vs Q1 2016	$44.1MM$45.7MM
Equity Capital	Q1 2017vs Q1 2016	$4.0MM$4.3MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$245.00K$228.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$130.00K$95.00K
Real Estate Owned	Q1 2017vs Q1 2016	$110.00K$114.00K

Rates

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Citizens Bank (IA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	-	-	Variable Savings

Citizens Bank (IA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	-	-	Checking Plus Interest NOW Account

Citizens Bank (IA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.36%	$500	-	60 Month CD
1.26%	$500	-	48 Month CD
1.00%	$500	-	36 Month CD
0.75%	$100	-	24 Month CD
0.50%	$500	-	7/31 Day Multiflex CD
0.40%	$500	-	12 Month CD
0.30%	$500	-	182 Day CD

Citizens Bank (IA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	$100	-	3 Month Keogh CD
0.75%	$100	-	3 Month IRA CD

Locations

Citizens Bank (IA) Locations
Citizens Bank	500 Main Street	Sac City, IA 50583
Parking Lot Branch	N 6th Street & Williams Street	Sac City, IA 50583