Citizens Bank (IA)
LOCATIONS
2
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
2.37% APY
60 Month CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.37% | 5-year CD | |
| 1.71% | 1-year CD | |
| 0.25% | Savings | 2.20% - Barclays Online Savings Account |
Overview / Commentary
Citizens Bank (IA) is headquartered in Sac City and is the 248th largest bank in the state of Iowa. It is also the 4,918th largest bank in the nation. It was established in 1929 and as of December of 2018, it had grown to 12 employees at 2 locations. Citizens Bank (IA)'s CD rates are 90% higher than the national average, and it has a B health rating.
Health
B
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Bank (IA) has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 8758 |
| Year Established | 1929 |
| Employees | 12 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.02% |
| Return on Equity - YTD | 13.07% |
| Annual Interest Income | $1.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $51.2MM$48.9MM |
| Loans | Q4 2018vs Q4 2017 | $28.0MM$25.1MM |
| Deposits | Q4 2018vs Q4 2017 | $40.2MM$39.4MM |
| Equity Capital | Q4 2018vs Q4 2017 | $4.1MM$4.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $243.00K$249.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $145.00K$124.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $115.00K$116.00K |
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Citizens Bank (IA) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Variable Savings |
Citizens Bank (IA) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Checking Plus Interest NOW Account |
Citizens Bank (IA) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.37% | $500 | - | 60 Month CD | |
| 2.22% | $500 | - | 48 Month CD | |
| 2.02% | $500 | - | 36 Month CD | |
| 1.86% | $100 | - | 24 Month CD | |
| 1.71% | $500 | - | 12 Month CD | |
| 1.21% | $500 | - | 182 Day CD | |
| 0.76% | $500 | - | 7/31 Day Multiflex CD |
Citizens Bank (IA) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.36% | $100 | - | 3 Month Keogh CD | |
| 1.36% | $100 | - | 3 Month IRA CD |
Locations
| Citizens Bank (IA) Locations | ||
|---|---|---|
| Citizens Bank | 500 Main Street | Sac City, IA 50583 |
| Parking Lot Branch | N 6th Street & Williams Street | Sac City, IA 50583 |