Citizens Bank of Florida
REVIEWS
Based on 1 review
HEALTH RATING
A
View health report
CURRENT TOP RATE
2.68% APY
72 Month Bump Rate CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.17% | 5-year CD | |
| 1.41% | 1-year CD | |
| 0.30% | Savings | 2.20% - Barclays Online Savings Account |
Overview / Commentary
Citizens Bank of Florida is headquartered in Oviedo and is the 64th largest bank in the state of Florida. It is also the 2,147th largest bank in the nation. It was established in 1946 and as of December of 2018, it had grown to 59 employees at 6 locations. Citizens Bank of Florida's money market rates are 59% higher than the national average, and it has an A health rating.
Reviews (1)
A White Bank For White People Only
Posted by: Minority | Aug 10, 2016
This bank offers bad deals to minorities. It is difficult to work with them.
Health
A
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16442 |
| Year Established | 1946 |
| Employees | 59 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.68% |
| Return on Equity - YTD | 8.05% |
| Annual Interest Income | $12.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $306.6MM$287.0MM |
| Loans | Q4 2018vs Q4 2017 | $215.2MM$192.0MM |
| Deposits | Q4 2018vs Q4 2017 | $274.4MM$257.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $26.6MM$24.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.9MM$2.7MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $441.00K$441.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $631.00K$2.3MM |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Citizens Bank of Florida Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $100 | - | Regular Savings Account | |
| 0.30% | $25 | - | Youth Savings Account |
Citizens Bank of Florida Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.70%* | $100k* | - | Money Market Personal Account | ||
| OTHER TIERS: 0.15% → $2.5k - $10k | 0.25% → $10k - $25k | 0.45% → $25k - $50k | 0.55% → $50k - $100k | |||||
Citizens Bank of Florida Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $50k* | - | Liquid E-Checking Account | ||
| OTHER TIERS: 0.20% → $5k - $10k | 0.40% → $10k - $50k | |||||
| 0.20% | - | - | Relationship Checking Account | ||
Citizens Bank of Florida CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.68% | $10k | - | 72 Month Bump Rate CD | |
| 2.17% | $500 | - | 5 Year CD | |
| 1.76% | $500 | - | 3 Year CD | |
| 1.56% | $500 | - | 2 Year CD | |
| 1.41% | $500 | - | 1 Year CD | |
| 1.10% | $500 | - | 6 Month CD | |
| 0.75% | $500 | - | 91 Day CD | |
| 0.25% | $500 | - | 28 Day CD |
Citizens Bank of Florida IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.17% | $250 | - | 5 Year IRA CD | |
| 2.17% | $250 | - | 5 Year Roth IRA CD | |
| 2.17% | $250 | - | 5 Year Education IRA CD | |
| 1.76% | $250 | - | 3 Year IRA CD | |
| 1.56% | $250 | - | 2 Year IRA CD | |
| 1.41% | $250 | - | 1 Year IRA CD | |
| 1.41% | $250 | - | 1 Year Roth IRA CD | |
| 1.41% | $250 | - | 1 Year Education IRA CD |
Locations
| Citizens Bank of Florida Locations | ||
|---|---|---|
| Citizens Bank Of Florida | 156 Geneva Drive | Oviedo, FL 32765 |
| Longwood Branch | 410 South Myrtle Street | Longwood, FL 32750 |
| Winter Park/Goldenrod Branch | 7250 Aloma Avenue | Winter Park, FL 32789 |
| Red Bug Branch | 8305 Red Bug Lake Road | Oviedo, FL 32765 |
| Sanford Branch | 413 West 1st Street | Sanford, FL 32771 |