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Overview / Commentary
156 Geneva Drive
Oviedo, FL 32765

Citizens Bank of Florida is headquartered in Oviedo and is the 77th largest bank in the state of Florida. It is also the 2,286th largest bank in the nation. It was established in 1946 and as of December of 2017, it had grown to 59 employees at 6 locations. Citizens Bank of Florida has a B+ health rating.

Reviews (1)

A White Bank For White People Only

Posted by: Minority | Aug 10, 2016

This bank offers bad deals to minorities. It is difficult to work with them.


Health Grade Components

FDIC Certificate #16442
Year Established1946
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD3.31%
Annual Interest Income$10.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$287.0MM$258.9MM
LoansQ4 2017vs Q4 2016$192.0MM$178.0MM
DepositsQ4 2017vs Q4 2016$257.7MM$231.3MM
Equity CapitalQ4 2017vs Q4 2016$24.8MM$23.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.7MM$2.8MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$441.00K$461.00K
Real Estate OwnedQ4 2017vs Q4 2016$2.3MM$1.3MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Bank of Florida Savings Account Rates

0.10%$100-Regular Savings Account
0.10%$25-Youth Savings Account

Citizens Bank of Florida Money Market Rates

0.40%*$100k*-Money Market Personal Account
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k

Citizens Bank of Florida Checking Account Rates

0.30%*$50k*-Liquid E-Checking Account
OTHER TIERS: 0.05% $5k - $10k | 0.20% $10k - $50k
0.05%--Relationship Checking Account

Citizens Bank of Florida CD Rates

2.12%$10k-72 Month Bump Rate CD
1.61%$500-5 Year CD
1.31%$500-3 Year CD
1.06%$500-2 Year CD
0.91%$500-1 Year CD
0.55%$500-6 Month CD
0.45%$500-91 Day CD
0.05%$500-28 Day CD

Citizens Bank of Florida IRA Rates

1.61%$250-5 Year IRA CD
1.61%$250-5 Year Roth IRA CD
1.61%$250-5 Year Education IRA CD
1.31%$250-3 Year IRA CD
1.06%$250-2 Year IRA CD
0.91%$250-1 Year IRA CD
0.91%$250-1 Year Roth IRA CD
0.91%$250-1 Year Education IRA CD

Citizens Bank of Florida Locations
Citizens Bank Of Florida156 Geneva DriveOviedo, FL 32765
Longwood Branch410 South Myrtle StreetLongwood, FL 32750
Winter Park/Goldenrod Branch7250 Aloma AvenueWinter Park, FL 32789
Red Bug Branch8305 Red Bug Lake RoadOviedo, FL 32765
Sanford Branch413 West 1st StreetSanford, FL 32771

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