Citizens Bank of Florida

Overview / Commentary
156 Geneva Drive
Oviedo, FL 32765

Citizens Bank of Florida is headquartered in Oviedo and is the 64th largest bank in the state of Florida. It is also the 2,084th largest bank in the nation. It was established in 1946 and as of March of 2019, it had grown to 61 employees at 6 locations. Citizens Bank of Florida's money market rates are 59% higher than the national average, and it has an A health rating.

Reviews (1)

A White Bank For White People Only

Posted by: Minority | Aug 10, 2016

This bank offers bad deals to minorities. It is difficult to work with them.


Health Grade Components

FDIC Certificate #16442
Year Established1946
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD6.23%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$318.2MM$293.1MM
LoansQ1 2019vs Q1 2018$217.2MM$190.7MM
DepositsQ1 2019vs Q1 2018$285.7MM$264.0MM
Equity CapitalQ1 2019vs Q1 2018$27.4MM$24.6MM
Loan Loss AllowanceQ1 2019vs Q1 2018$3.0MM$2.7MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$807.00K$1.1MM
Real Estate OwnedQ1 2019vs Q1 2018$0$2.3MM
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Always verify rates and promotions with the bank or credit union. We are not Citizens Bank of Florida; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Bank of Florida Savings Account Rates

0.30%$100-Regular Savings Account
0.30%$25-Youth Savings Account

Citizens Bank of Florida Money Market Rates

0.70%*$100k*-Money Market Personal Account
OTHER TIERS: 0.15% $2.5k - $10k | 0.25% $10k - $25k | 0.45% $25k - $50k | 0.55% $50k - $100k

Citizens Bank of Florida Checking Account Rates

0.60%*$50k*-Liquid E-Checking Account
OTHER TIERS: 0.20% $5k - $10k | 0.40% $10k - $50k
0.20%--Relationship Checking Account

Citizens Bank of Florida CD Rates

2.68%$10k-72 Month Bump Rate CD
2.17%$500-5 Year CD
1.76%$500-3 Year CD
1.56%$500-2 Year CD
1.41%$500-1 Year CD
1.10%$500-6 Month CD
0.75%$500-91 Day CD
0.25%$500-28 Day CD

Citizens Bank of Florida IRA Rates

2.17%$250-5 Year IRA CD
2.17%$250-5 Year Roth IRA CD
2.17%$250-5 Year Education IRA CD
1.76%$250-3 Year IRA CD
1.56%$250-2 Year IRA CD
1.41%$250-1 Year IRA CD
1.41%$250-1 Year Roth IRA CD
1.41%$250-1 Year Education IRA CD

Citizens Bank of Florida Locations
Citizens Bank Of Florida156 Geneva DriveOviedo, FL 32765
Longwood Branch410 South Myrtle StreetLongwood, FL 32750
Winter Park/Goldenrod Branch7250 Aloma AvenueWinter Park, FL 32789
Red Bug Branch8305 Red Bug Lake RoadOviedo, FL 32765
Sanford Branch413 West 1st StreetSanford, FL 32771

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