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Overview / Commentary
316 10th St N
Fargo, ND 58102-4315

City And County Employees CU (ND) is headquartered in Fargo and is the 28th largest credit union in the state of North Dakota. It is also the 3,786th largest credit union in the nation. It was established in 1958 and as of December of 2017, it had grown to 4 employees and 1,529 members at 1 location. City And County Employees CU (ND) has a B health rating.

Field of Membership Restrictions

City & County Employees CU of North Dakota is open to all the city employees of Fargo and West Fargo, Cass County employees, and North Dakota state employees along with their family members.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. City And County Employees CU (ND) has a low asset base.

Health Grade Components

NCUA #61390
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD4.3%
Annual Interest Income$391.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$13.8MM$13.7MM
LoansQ4 2017vs Q4 2016$6.6MM$6.6MM
DepositsQ4 2017vs Q4 2016$12.5MM$12.4MM
Equity CapitalQ4 2017vs Q4 2016$1.3MM$1.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$94.00K$79.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$41.00K$24.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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City And County Employees CU (ND) Locations
Branch Office316 10th St NFargo, ND 58102-4315