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Overview / Commentary
316 10th St N
Fargo, ND 58102-4315

City And County Employees CU (ND) is headquartered in Fargo and is the 29th largest credit union in the state of North Dakota. It is also the 3,853rd largest credit union in the nation. It was established in 1958 and as of March of 2017, it had grown to 4 employees and 1,537 members at 1 location. City And County Employees CU (ND) has a B health rating.

Field of Membership Restrictions

City & County Employees CU of North Dakota is open to all the city employees of Fargo and West Fargo, Cass County employees, and North Dakota state employees along with their family members.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. City And County Employees CU (ND) has a low asset base.

Health Grade Components

NCUA #61390
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD2.87%
Annual Interest Income$94.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$14.0MM$13.1MM
LoansQ1 2017vs Q1 2016$6.6MM$6.1MM
DepositsQ1 2017vs Q1 2016$12.7MM$11.9MM
Equity CapitalQ1 2017vs Q1 2016$1.3MM$1.2MM
Loan Loss AllowanceQ1 2017vs Q1 2016$84.00K$72.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$32.00K$30.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0

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City And County Employees CU (ND) Locations
Branch Office316 10th St NFargo, ND 58102-4315