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Overview / Commentary
316 10th St N
Fargo, ND 58102-4315

City And County Employees CU (ND) is headquartered in Fargo and is the 29th largest credit union in the state of North Dakota. It is also the 3,923rd largest credit union in the nation. It was established in 1958 and as of September of 2016, it had grown to 4 employees and 1,516 members at 1 location. City And County Employees CU (ND) has a B health rating.

Field of Membership Restrictions

City & County Employees CU of North Dakota is open to all the city employees of Fargo and West Fargo, Cass County employees, and North Dakota state employees along with their family members.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. City And County Employees CU (ND) has a low asset base.

Health Grade Components

NCUA #61390
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD6.94%
Annual Interest Income$273.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$13.3MM$12.7MM
LoansQ3 2016vs Q3 2015$6.7MM$6.3MM
DepositsQ3 2016vs Q3 2015$12.0MM$11.5MM
Equity CapitalQ3 2016vs Q3 2015$1.2MM$1.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$79.00K$66.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$45.00K$36.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0

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City And County Employees CU (ND) Locations
Branch Office316 10th St NFargo, ND 58102-4315