C&O United Credit Union

Overview / Commentary
3029 Dixie Hwy
Edgewood, KY 41017

C&O United Credit Union is headquartered in Edgewood and is the 40th largest credit union in the state of Kentucky. It is also the 3,576th largest credit union in the nation. It was established in 1928 and as of December of 2018, it had grown to 5 employees and 3,582 members at 4 locations. C&O United Credit Union's CD rates are 39% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

C&O United Credit Union membership is open to: (1) those who reside, work, or worship in the following Kentucky counties: Carroll, Campbell, Boone, Gallatin, Kenton, Grant, Pendleton, or Owen (2) are an employee (current or retired) of one of the select employer groups - organizations include Ameriserv, Health South, and Emerge Technologies, LLC (a complete list of companies can be found on the credit union's website) and (3) immediate family.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. C&O United Credit Union has a low asset base.

Health Grade Components

NCUA #62587
Year Chartered1928
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD4.76%
Annual Interest Income$519.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$16.1MM$16.0MM
LoansQ4 2018vs Q4 2017$4.7MM$4.8MM
DepositsQ4 2018vs Q4 2017$14.2MM$14.1MM
Equity CapitalQ4 2018vs Q4 2017$1.8MM$1.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$23.00K$24.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$45.00K$104.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not C&O United Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

C&O United Credit Union CD Rates

2.50%--60 Month Share Certificate
2.25%--36 Month Share Certificate
2.25%--48 Month Share Certificate
1.50%--24 Month Share Certificate
1.25%--12 Month Share Certificate
0.75%--3 Month Share Certificate
0.75%--6 Month Share Certificate
0.75%--9 Month Share Certificate

C&O United Credit Union Locations
Branch Office1410 Charlestown New Albany RdJeffersonville, IN 47130-9618
Branch Office9855 Crosspoint Blvd Ste 142Indianapolis, IN 46256-3353
Branch Office3029 Dixie HwyEdgewood, KY 41017
Branch Office33 Kenton Lands RdErlanger, KY 41018-1878

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.