Comenity Bank

Comenity Bank

Overview / Commentary
1 Righter Parkway, # 100
Wilmington, DE 19803

Comenity Bank is headquartered in Wilmington and is the 8th largest bank in the state of Delaware. It is also the 151st largest bank in the nation. It was established in 1989 and as of September of 2020, it had grown to 466 employees at 1 location. Comenity Bank has a B+ health rating.

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Reviews (3)

No Access To Deposited Funds

This institution has automated to the point where you cannot speak to anyone, even if you want to close your account. To make it more problematic, you cannot close your account on line because that choice is not offered. Their customer service lines always have "an unusually high volume of calls" and the automated message always tells you to call at another time, Their chat function does not operate.

Possible New Customer

Posted by: |

I cannot believe the amount of negative customer reviews for Community Direct. I am looking for a CD and definitely will not open an account with this bank. I'll check back in a few months to see if the consumer reviews improve. Very bad.

Horrible Customer Service

Posted by: |

Do not do business with Comentiy Bank/smile generation. Their customer service is horrible. I called them today and spoke with a representative regarding my wife's account. She was very rude , unprofessional and unpleasant to speak with. I am not sure how can this business survive to hire people with no customer service experience whatsoever. Her communication skills were zero. I will try to payoff the loan that my wife has with them for her dental work and do not deal with them ever again. I DO NOT RECOMMEND THIS BANK FOR YOUR FUTURE FINANCIAL HELP. They are running a shady business.


Health Grade Components

FDIC Certificate #27499
Year Established1989
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.5%
Return on Equity - YTD17.95%
Annual Interest Income$1.94B
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$10.08B$13.84B
LoansQ3 2020vs Q3 2019$7.31B$10.58B
DepositsQ3 2020vs Q3 2019$3.83B$5.34B
Equity CapitalQ3 2020vs Q3 2019$1.61B$1.87B
Loan Loss AllowanceQ3 2020vs Q3 2019$1.18B$676.9MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$262.5MM$440.7MM
Real Estate OwnedQ3 2020vs Q3 2019$0$0

Sorry, we do not have rate data for Comenity Bank.


Comenity Bank Locations
Comenity BankOne Righter Parkway, Suite 100Wilmington, DE 19803

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