Advertising Disclosure

Comenity Direct


Overview / Commentary
833-755-4354
1 Righter Parkway, # 100
Wilmington, DE 19803

Related Posts

Comenity Direct Drops all CD Rates by either 10 Or 15 Bps - 7/11/2019

Comenity Direct drops 1, 2 and 3 year CDs by 15 bps, 4 and 5 year by 10 bps: 1 Year CD - 2.65% (2.80%) 2 Year CD - 2.70% (2.85%) 3 Year CD - 2.75% (2.90%) 4 Year CD - 2.85% (2.95%) 5 Year CD - 2.95% (3.05%)

Comenity Direct Rate Drops, Including 3 Bps On High Yield Ssavings - 6/27/2019

Comenity Direct has further reduced most of their rates: 2 Year CD - 2.85% (2.88%) 3 Year CD - 2.90% (3.00%) 4 Year CD - 2.95% (3.05%) 5 Year CD - 3.05% (3.15%) High Yield Savings - 2.45% (2.48%)

Comenity Direct Dropping CD Rates - 6/22/2019

Looks like Comenity has lowered their CD rates. The 1-year APY is now 2.80% (I believe it used to be 2.88%), and the 2-year is now 2.88% APY (used to be 2.95% APY). I don't remember what the rates were on the 3, 4 and 5, but I believe those dropped too.

View all posts from:


Smooth Like Butter. Updated

Just opened a new savings account with Comenity. The process was painless and was accomplished via online within 5 minutes.Before opening I had a number of questions. I called the main number and after a short wait got a knowledgeable staff member who was able to answer all my questions. The website seems to function well and is pretty straight forward. After opening a account it is easy to send a secure message to the staff which in my experience also get answered in a timely manner. They credit deposits via ACH within 24 hrs. The savings rate is competitive and if everything goes smooth I plan on opening a CD within a few weeks. So far I am pleased with Comenity and I've used quite a few online banks.

UPDATE

Opened a CD in less than 5 minutes with a very competitive rate. Started earning interest immediately.

Excellent All Around Experience!

Posted by: swamp56854 | Jun 7, 2019

I recently opened a new online savings account with Comenity Direct and it has been an excellent all-around experience. I had heard of Comenity because of my Zales store card, so I decided to give them a try since I have always been happy with the service on my card. I was skeptical at first but I'm a believer now. I've had many online savings accounts over the years and this is among the best. Opening the account was easy and transfers have been fast, smooth, and post online quickly (with progress indicators). Interest was credited right away at the beginning of the month, and their rate is currently one the highest around. The website has a great and very informative layout which you can customize to your liking. You can even view the transactions on your linked accounts--a convenience I have never had before which saves me the trouble of logging in to multiple websites to view transactions. You can also request customer service through the website by simply writing a representative, and their responses are fast. Adding a beneficiary was a slight hassle which required a phone call. I wish this feature was available online, as it is with many other online savings account; however, it is also not an unusual inconvenience. Overall, I have zero complaints otherwise and wholeheartedly recommend this account to anyone who is either new or old to the online savings account scene.

2.48% Works For Me

opened two accounts. so far so good. no issues or complaints.

NO CUSTOMER SERVICE

Posted by: avisn4u | Jun 7, 2019

Waited 13 minutes on hold, hung up
Called again another day waited 28 minutes
Tried the CHAT - haha will call back
Very regretful that I put my money here

VIEW MORE REVIEWS

Health
B+

Health Grade Components

Overall
FDIC Certificate #27499
Year Established1989
Employees643
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD3.59%
Return on Equity - YTD26.35%
Annual Interest Income$792.0MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$13.17B$14.14B
LoansQ1 2019vs Q1 2018$10.28B$10.76B
DepositsQ1 2019vs Q1 2018$4.95B$5.16B
Equity CapitalQ1 2019vs Q1 2018$1.88B$1.81B
Loan Loss AllowanceQ1 2019vs Q1 2018$661.9MM$739.7MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$409.2MM$389.4MM
Real Estate OwnedQ1 2019vs Q1 2018$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Comenity Direct Drops all CD Rates by either 10 Or 15 Bps

pgroove_fan   |  
Comenity Direct drops 1, 2 and 3 year CDs by 15 bps, 4 and 5 year by 10 bps:

1 Year CD - 2.65% (2.80%)
2 Year CD - 2.70% (2.85%)
3 Year CD - 2.75% (2.90%)
4 Year CD - 2.85% (2.95%)
5 Year CD - 2.95% (3.05%)

Comenity Direct Rate Drops, Including 3 Bps On High Yield Ssavings

pgroove_fan   |  
Comenity Direct has further reduced most of their rates:

2 Year CD - 2.85% (2.88%)
3 Year CD - 2.90% (3.00%)
4 Year CD - 2.95% (3.05%)
5 Year CD - 3.05% (3.15%)

High Yield Savings - 2.45% (2.48%)

Comenity Direct Dropping CD Rates

WheelinDealin   |  
Looks like Comenity has lowered their CD rates. The 1-year APY is now 2.80% (I believe it used to be 2.88%), and the 2-year is now 2.88% APY (used to be 2.95% APY). I don't remember what the rates were on the 3, 4 and 5, but I believe those dropped too.

Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Comenity Direct; we are a rate comparison website and cannot provide official rates or promotions.

Comenity Direct Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.45%$100$10mHigh-Yield Savings Account

Comenity Direct CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.95%$1.5k$10m5-Year CD
2.85%$1.5k$10m4-Year CD
2.75%$1.5k$10m3-Year CD
2.70%$1.5k$10m2-Year CD
2.65%$1.5k$10m1-Year CD
Locations

Comenity Direct is an Internet only bank and does not have branch locations. Its headquarters is located at 1 Righter Parkway, # 100 - Wilmington, DE 19803

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.