Checking Account $100 Cash Bonus at Comerica Bank


Update 8/15/2011: Comerica Bank is still offering the $100 bonus as part of the Comerica Welcome Rewards.

Comerica Bank is offering a $100 cash bonus for opening any new personal checking account. Direct deposit isn't required. However, it does require some work. This offer is called Welcome Rewards and is listed on Comerica's front page and in this bank's promotion page as of 2/10/2011.

The required steps to qualify for the $100 bonus are shown below:

  • Be a new Comerica personal checking account customer. All personal checking account types are eligible.
  • Register online for the program within 30 days of opening your new checking account
  • Establish a recurring direct deposit of at least $150 per month OR recurring ACH payments that total at least $150 per month (within 90 days of opening account)
  • Make at least 10 check card purchases totaling $250 within 90 days OR sign up for Comerica Web Bill Pay and conduct at least 10 transactions totaling $250 (within 90 days of opening account)

Some of the important small print include:

if it is closed before six full monthly statement cycles, we reserve the right to deduct the amount of the bonus we paid you from your Account at closing. Once we have verified that you have met the terms of this offer, within 60 days we will credit your new Comerica checking account with your qualifying bonus payment.

The maximum bonus you may receive is $100. Bonus is considered interest and will be reported on IRS Form 1099-INT.

Comerica is still offering its Office Perks Program in which businesses can qualify for a $200 bonus. Please refer to my September Office Perks Program review for more details.

Monthly Fees and Qualifications

The main issue with Comerica's checking accounts is that they all have potential monthly fees. The checking account that is easiest to have the fees waived is the Access Checking. Fees can be waived if you maintain a $750 minimum balance, or have direct deposit, or if you are a full time college student. There's also a quarterly inactivity fee that you have to watch out for.

When I called Comerica last year about a similar promotion, I was told you could apply and qualify for the bonus even if you don't live near a branch. Their toll-free number is 800.979.0850. If you are told something different, please leave a comment.

Most of Comerica's branches are located in Michigan, California and Texas. There are only a few branches in Arizona and Florida.

Readers' Comerica Bonus Experiences

Readers who applied for that $300 promotion left some useful comments in my April 2010 post. For those who have recently opened accounts at other banks, they might find out about that via ChexSystems and close your account. Here's what one reader described about his experience:

I am a California resident and I opened a Comerica checking account in mid-May at a California branch. Two days later I opened three other online checking accounts at other institutions (I was bonus chasing). Six days after I opened the Comerica account the branch's manager called me and said the bank's fraud unit in Michigan had detected my opening of the other accounts and they wanted to close my Comerica account. We went round and round for a couple of weeks-but in the end they insisted on closing my account and not allowing me to earn the $225 in bonuses.

Comerica Bank Overview

Comerica Bank is headquartered in Dallas with branches in Texas, California, Michigan, Florida and Arizona. It's the 36th largest bank in the nation with $55 billion in assets. It has an overall health score at of 4 out of 5 with a Texas Ratio of 19.90% (excellent) based on September 2010 data. Please refer to our financial overview of Comerica Bank for more details. It has been a FDIC member since 1934 (FDIC Certificate # 983).

Other Bank Bonuses

To find other bonus deals, please refer to my bank bonus page which has all of my recent bank bonus blog posts. Additional bonuses are listed in the checking discussion forum.

Anonymous   |     |   Comment #1
Could you tell me  it is a nationwide promotion or just local? Thank you!
Anonymous   |     |   Comment #2
It's right there....

"When I called Comerica last year about a similar promotion, I was told you could apply and qualify for the bonus even if you don't live near a branch. Their toll-free number is 800.979.0850. If you are told something different, please leave a comment."
Anonymous   |     |   Comment #3
I opened Comerica Premier checking account last year with then promotion to earn total of $300 bonus. However, I have not received any, which was supporsed to be deposited into my account by 2/5/2011. Called bank and had them investigate my qualification, I completed all the "painful" requirements but they could not find my registration which I did by June 30th. I am frustrated, and will write a letter to CEO. I put all the requirement in my online calender so I don't miss any qualification and I have to complain now? Watch out, my wife wants to apply for new $100 bonus checking, but I wonder if that's worth her time.
Anonymous   |     |   Comment #4
Stay away from this bank. Bad customer service and you might not receive the bonus. Too many and too ofetn requirement and Not worth your time.
Anonymous   |     |   Comment #5
Opened account 3/4/11 and followed ALL rules in order to get $100 reward. They closed my account 4/18/11 with no warning. First time this happened to me; pretty nasty.
Anonymous   |     |   Comment #6
Opened my account online. Received a $225.00 bonus ($75.00 for direct deposit $75.00 for online bill pay and $75.00 for using my debit card as credit). Have always had excellent customer service from my branch in Fort Worth, Texas. The only negative I could say was the debit card replacement fee, which was refunded after I inquired about it.
Comerica Bank's $100 Checking Account Bonus

In September I posted on Comerica's Office Perks Program which offers a $200 bonus for opening a business checking account. That promotion also included a $100 bonus for employees of that business who open a personal checking account. I learned last week that this $100 bonus is not just available to employees. According to a Comerica CSR, anyone can open a personal checking account and qualify. Here's Comerica's promotion page for this $100 bonus. One thing nice about this bonus is that it doesn't require direct deposit. They state that...

Continue Reading
Comerica Office Perks Program: $200+ Business Checking Promotion

For those with a small business, Comerica's Office Perks Program might be a good deal. Here's the promotion page link. According to this promo page you can apply at a branch or by phone. I was told by the CSR that a branch visit is required. The perks include:

  • $200 for opening a business checking account and making a $5,000 deposit by Nov 12, 2010. You must also register online for the program before Nov 12th.
  • $50 per employee who opens an account and registers
  • Employees can receive $100 for opening a personal...
Continue Reading
Earn up to $300 in Comerica's Checking Account Promotion

Comerica Bank is offering a new checking account promotion that's scheduled to last until June 30, 2010. You can earn up to $300, but $75 of the $300 requires that you open one of their premium checking accounts which have monthly fees that are hard to avoid. You can qualify for the other $225 in bonuses by opening their Access Checking account. This also has potential monthly fees, but it's much easier to avoid than the other checking accounts.

You can open the account at a branch or by phone. I...

Continue Reading
$120 Checking Account Bonus at Comerica Bank
Update 8/28/09: The expiration date has been extended to October 5, 2009.

Comerica Bank is offering a promotion called the Sensible Stimulus Package. The promotion page is at It says you can make up to $230, but based on what I've read and what I've been told by a Comerica CSR, only $120 would be doable and worthwhile for most people. The $120 checking bonus isn't too bad, but it will take some time and some work. To qualify for this promotion, you must have an active Comerica personal checking...

Continue Reading
$200 Bonus for Business Checking and $100 for Personal Checking at Comerica Bank
Comerica Bank is offering a $200 bonus for opening a business checking account and a $100 bonus for opening a personal checking account. The promo page for the business account is located at Here are the requirements to receive the $200:
  • Open any business checking with a $5,000 minimum opening deposit
  • Sign up for a no-fee Business Check Card
  • And open one of the following: web banking, business deposit capture, business credit card or business loan or line of credit.

The bonus won't be awarded until the account has been opened for 6...

Continue Reading

More Past Offers