Featured Savings Rates
Featured Accounts
Overview / Commentary
352-369-1000
1603 Southwest 19th Avenue
Ocala, FL 34471

Community Bank and Trust of Florida is headquartered in Ocala and is the 30th largest bank in the state of Florida. It is also the 1,057th largest bank in the nation. It was established in 1998 and as of December of 2017, it had grown to 131 employees at 11 locations. Community Bank and Trust of Florida has an A health rating.

Reviews (2)

Community Banking

I've been with Community Bank and Trust of Florida for almost 5 years now. I've had previous accounts with large banks like Wells Fargo and Bank of America. I find the customer service with my local bank to be far superior to any of the experiences I had with the large banks. One time I purchased a product on Amazon and somehow Amazon tried to charge my account 3 times for the 1 purchase. I was able to call my bank,explain the situation and the resolved my issue immediately over the phone without me ever even having to contact amazon at all! It was the easiest and most convenient experience I've ever had with a bank. In addition to that situation my banks fees and account requirements are significantly lower than with the large banks. I believe the only possible drawback I could see is if I were to move away and not have access to a local branch. Otherwise as long as I live in my current area I will continue to be a customer of Community Bank and Trust of Florida!

Great bank, great community

I have been banking with them since I was fifteen. They have wonderful customer service. I had an issue with one of my paychecks not entering in, and they resolved in within ten minutes. No lines, quick access to people if you have questions or need to set up something with your account. Very friendly staff, and they just seem to always have the answers. They send out statements and give you information about what's going on with your money, or how they are trying to improve their business and yours. Just a great bank. I hear people having issues with other, bigger banks and I am glad that with this bank I don't deal with any of that myself. If I continue to live in the area that I am currently at, I will always have a bank account with them as long as they continue to keep their values.



Health

Health Grade Components

Overall
FDIC Certificate #34683
Year Established1998
Employees131
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD8.85%
Annual Interest Income$21.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$709.7MM$645.8MM
LoansQ4 2017vs Q4 2016$282.8MM$268.9MM
DepositsQ4 2017vs Q4 2016$647.0MM$588.7MM
Equity CapitalQ4 2017vs Q4 2016$60.0MM$54.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$4.2MM$4.1MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$122.00K$453.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Community Bank and Trust of Florida; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Bank and Trust of Florida Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$1m*-First Class Savings IRA
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $1mm
0.25%*$1m*-First Class Savings
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $1mm

Community Bank and Trust of Florida Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$1m*-Prime Money Market
OTHER TIERS: 0.10% Up to $50k | 0.25% $50k - $1mm

Community Bank and Trust of Florida Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Premier Checking
0.05%$1,500-Classic Checking
0.05%$1,500-Classic Workplace Checking

Community Bank and Trust of Florida CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%$3k-5 Year CD
1.60%$25k-21 Month CD
1.50%$3k-4 Year CD
1.35%$25k-14 Month CD
1.15%$3k-3 Year CD
0.80%$3k-30 Month CD
0.75%$25k-28 Month Rate Protection CD
0.70%$3k-2 Year CD
0.40%$3k-1 Year CD
0.30%$3k-180 Day CD
0.25%$3k-90 Day CD

Community Bank and Trust of Florida IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$4k-3 Year Fixed IRA
0.60%$4k-2 Year Fixed IRA
0.30%$4k-1 Year Fixed IRA
0.20%$4k-180 Day Fixed IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.