Community First Bank, Inc.

Overview / Commentary
3685 Blue Ridge Boulevard
Walhalla, SC 29691

Community First Bank, Inc. is headquartered in Walhalla and is the 23rd largest bank in the state of South Carolina. It is also the 1,747th largest bank in the nation. It was established in 1990 and as of June of 2019, it had grown to 115 employees at 9 locations. Community First Bank, Inc.'s money market rates are 25% higher than the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #32838
Year Established1990
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD3.5%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$405.4MM$376.5MM
LoansQ2 2019vs Q2 2018$297.6MM$273.9MM
DepositsQ2 2019vs Q2 2018$348.8MM$331.6MM
Equity CapitalQ2 2019vs Q2 2018$41.3MM$31.2MM
Loan Loss AllowanceQ2 2019vs Q2 2018$3.7MM$3.4MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$515.00K$1.1MM
Real Estate OwnedQ2 2019vs Q2 2018$534.00K$744.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community First Bank, Inc. Money Market Rates

0.55%*$200k*-Business Money Market
OTHER TIERS: 0.20% Up to $2.5k | 0.25% $2.5k - $30k | 0.30% $30k - $100k | 0.40% $100k - $200k
0.55%*$200k*-Personal Money Market
OTHER TIERS: 0.20% Up to $2.5k | 0.25% $2.5k - $30k | 0.30% $30k - $100k | 0.40% $100k - $200k

Community First Bank, Inc. CD Rates

1.70%$500-36 Month CD
1.60%*$75k*-60 Month CD
OTHER TIERS: 1.10% $500 - $75k

Community First Bank, Inc. IRA Rates

1.71%$100-60 Month IRA

Community First Bank, Inc. Locations
Seneca Branch1600 Sandifer BoulevardSeneca, SC 29678
Anderson Highway 81 Branch2007 E. Greenville StreetAnderson, SC 29621
Williamston Branch208 East Main StreetWilliamston, SC 29697
Bank Of Westminster-West Branch306 East Windsor StreetWestminster, SC 29693
Community First Bank, Inc.3685 Blue Ridge BoulevardWalhalla, SC 29691
Anderson Branch4002 Clemson BlvdAnderson, SC 29621
North Seneca Branch449 Highway 123 BypassSeneca, SC 29678
Greenville Office210 Brendan WayGreenville, SC 29615

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