Overview / Commentary
3685 Blue Ridge Boulevard
Walhalla, SC 29691

Community First Bank, Inc. is headquartered in Walhalla and is the 24th largest bank in the state of South Carolina. It is also the 1,826th largest bank in the nation. It was established in 1990 and as of December of 2018, it had grown to 110 employees at 8 locations. Community First Bank, Inc.'s money market rates are 25% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #32838
Year Established1990
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD15.08%
Annual Interest Income$15.2MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$381.6MM$354.3MM
LoansQ4 2018vs Q4 2017$275.3MM$249.9MM
DepositsQ4 2018vs Q4 2017$330.9MM$319.3MM
Equity CapitalQ4 2018vs Q4 2017$35.6MM$31.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.6MM$3.4MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$562.00K$745.00K
Real Estate OwnedQ4 2018vs Q4 2017$580.00K$1.2MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community First Bank, Inc. Money Market Rates

0.55%*$200k*-Business Money Market
OTHER TIERS: 0.20% Up to $2.5k | 0.25% $2.5k - $30k | 0.30% $30k - $100k | 0.40% $100k - $200k
0.55%*$200k*-Personal Money Market
OTHER TIERS: 0.20% Up to $2.5k | 0.25% $2.5k - $30k | 0.30% $30k - $100k | 0.40% $100k - $200k

Community First Bank, Inc. CD Rates

2.70%--19 Month CD
2.50%--14 Month CD
2.50%*$50k*-36 Month CD
OTHER TIERS: 2.20% Up to $20k | 2.40% $20k - $50k
1.60%*$75k*-60 Month CD
OTHER TIERS: 1.10% Up to $75k

Community First Bank, Inc. IRA Rates

1.77%*$125k*-60 Month IRA
OTHER TIERS: 1.51% Up to $15k | 1.56% $15k - $65k | 1.66% $65k - $125k

Community First Bank, Inc. Locations
Seneca Branch1600 Sandifer BoulevardSeneca, SC 29678
Anderson Highway 81 Branch2007 E. Greenville StreetAnderson, SC 29621
Williamston Branch208 East Main StreetWilliamston, SC 29697
Bank Of Westminster-West Branch306 East Windsor StreetWestminster, SC 29693
Community First Bank, Inc.3685 Blue Ridge BoulevardWalhalla, SC 29691
Anderson Branch4002 Clemson BlvdAnderson, SC 29621
North Seneca Branch449 Highway 123 BypassSeneca, SC 29678

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