Community First Bank, Inc.

Overview / Commentary
3685 Blue Ridge Boulevard
Walhalla, SC 29691

Community First Bank, Inc. is headquartered in Walhalla and is the 22nd largest bank in the state of South Carolina. It is also the 1,630th largest bank in the nation. It was established in 1990 and as of March of 2020, it had grown to 134 employees at 10 locations. Community First Bank, Inc. has an A+ health rating.


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Health Grade Components

FDIC Certificate #32838
Year Established1990
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.15%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$447.4MM$392.4MM
LoansQ1 2020vs Q1 2019$340.7MM$277.0MM
DepositsQ1 2020vs Q1 2019$375.0MM$341.7MM
Equity CapitalQ1 2020vs Q1 2019$47.5MM$35.5MM
Loan Loss AllowanceQ1 2020vs Q1 2019$3.9MM$3.6MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$700.00K$675.00K
Real Estate OwnedQ1 2020vs Q1 2019$691.00K$580.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community First Bank, Inc. Money Market Rates

0.25%*$200k*-Business Money Market
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $30k | 0.15% $30k - $100k | 0.20% $100k - $200k
0.25%*$200k*-Personal Money Market
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $30k | 0.15% $30k - $100k | 0.20% $100k - $200k

Community First Bank, Inc. CD Rates

0.50%$500-60 Month CD
0.45%$500-36 Month CD

Community First Bank, Inc. IRA Rates

0.50%$100-60 Month IRA

Cities: Anderson, Charlotte, Dallas, Greenville, Seneca, Walhalla, Westminster, Williamston

Anderson Branches
Anderson Highway 81 Branch2007 E. Greenville StreetAnderson, SC 29621
Anderson Branch4002 Clemson BlvdAnderson, SC 29621

Charlotte Branches
Charlotte-Arrowood Branch800 E. Arrowood Rd.Charlotte, NC 28217

Dallas Branches
Dallas Branch202 W. Trade St.Dallas, NC 28034

Greenville Branches
Greenville Office210 Brendan WayGreenville, SC 29615

Seneca Branches
Seneca Branch1600 Sandifer BoulevardSeneca, SC 29678
North Seneca Branch449 Highway 123 BypassSeneca, SC 29678

Walhalla Branches
Community First Bank, Inc.3685 Blue Ridge BoulevardWalhalla, SC 29691

Westminster Branches
Bank Of Westminster-West Branch306 East Windsor StreetWestminster, SC 29693

Williamston Branches
Williamston Branch208 East Main StreetWilliamston, SC 29697

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