Overview / Commentary
580-623-8555
115 West A Street
Watonga, OK 73772

Cornerstone Bank (OK) is headquartered in Watonga and is the 85th largest bank in the state of Oklahoma. It is also the 2,872nd largest bank in the nation. It was established in 1928 and as of September of 2018, it had grown to 46 employees at 3 locations. Cornerstone Bank (OK) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #2318
Year Established1928
Employees46
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD12.15%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$203.0MM$190.8MM
LoansQ3 2018vs Q3 2017$78.2MM$71.8MM
DepositsQ3 2018vs Q3 2017$188.9MM$174.8MM
Equity CapitalQ3 2018vs Q3 2017$12.4MM$13.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.1MM$908.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$29.00K$79.00K
Real Estate OwnedQ3 2018vs Q3 2017$172.00K$172.00K
Rates

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Locations


Cornerstone Bank (OK) Locations
Cornerstone Bank115 West A StreetWatonga, OK 73772
Geary Branch133 South BroadwayGeary, OK 73040
Mustang Branch1408 N. Mustang RoadMustang, OK 73064

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