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Overview / Commentary
580-623-8555
115 West A Street
Watonga, OK 73772

Cornerstone Bank (OK) is headquartered in Watonga and is the 88th largest bank in the state of Oklahoma. It is also the 3,017th largest bank in the nation. It was established in 1928 and as of December of 2017, it had grown to 45 employees at 3 locations. Cornerstone Bank (OK) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #2318
Year Established1928
Employees45
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD11.17%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$193.0MM$175.0MM
LoansQ4 2017vs Q4 2016$73.7MM$70.2MM
DepositsQ4 2017vs Q4 2016$177.9MM$161.7MM
Equity CapitalQ4 2017vs Q4 2016$13.2MM$11.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.0MM$910.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$201.00K$412.00K
Real Estate OwnedQ4 2017vs Q4 2016$172.00K$172.00K
Rates

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Locations


Cornerstone Bank (OK) Locations
Cornerstone Bank115 West A StreetWatonga, OK 73772
Geary Branch133 South BroadwayGeary, OK 73040
Mustang Branch1408 N. Mustang RoadMustang, OK 73064

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