Overview / Commentary
580-623-8555
115 West A Street
Watonga, OK 73772

Cornerstone Bank (OK) is headquartered in Watonga and is the 86th largest bank in the state of Oklahoma. It is also the 2,893rd largest bank in the nation. It was established in 1928 and as of June of 2018, it had grown to 48 employees at 3 locations. Cornerstone Bank (OK) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #2318
Year Established1928
Employees48
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD11.78%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$201.3MM$194.5MM
LoansQ2 2018vs Q2 2017$76.2MM$72.4MM
DepositsQ2 2018vs Q2 2017$187.1MM$178.8MM
Equity CapitalQ2 2018vs Q2 2017$12.6MM$13.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.0MM$903.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$19.00K$244.00K
Real Estate OwnedQ2 2018vs Q2 2017$172.00K$172.00K
Rates

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Locations


Cornerstone Bank (OK) Locations
Cornerstone Bank115 West A StreetWatonga, OK 73772
Geary Branch133 South BroadwayGeary, OK 73040
Mustang Branch1408 N. Mustang RoadMustang, OK 73064

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