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Overview / Commentary
115 West A Street
Watonga, OK 73772

Cornerstone Bank (OK) is headquartered in Watonga and is the 92nd largest bank in the state of Oklahoma. It is also the 3,253rd largest bank in the nation. It was established in 1928 and as of December of 2016, it had grown to 42 employees at 3 locations. Cornerstone Bank (OK) has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #2318
Year Established1928
Employees42
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD8.24%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$175.0MM$159.0MM
LoansQ4 2016vs Q4 2015$70.2MM$66.8MM
DepositsQ4 2016vs Q4 2015$161.7MM$145.7MM
Equity CapitalQ4 2016vs Q4 2015$11.7MM$11.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$910.00K$814.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$412.00K$704.00K
Real Estate OwnedQ4 2016vs Q4 2015$172.00K$0
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Locations


Cornerstone Bank (OK) Locations
Cornerstone Bank115 West A StreetWatonga, OK 73772
Geary Branch133 South BroadwayGeary, OK 73040
Mustang Branch1408 N. Mustang RoadMustang, OK 73064