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Corning Credit Union


Overview / Commentary
www.corningcu.org
607-962-3144
1 Credit Union Plz
Corning, NY 14830

Corning Credit Union is headquartered in Corning and is the 14th largest credit union in the state of New York. It is also the 197th largest credit union in the nation. It was established in 1936 and as of December of 2022, it had grown to 381 employees and 155,169 members at 20 locations. Corning Credit Union's money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Corning Credit Union is open to the following: (1) those who live, work, attend school or worship in Chemung County in New York, Franklin County in Pennsylvania, Brunswick County in North Carolina or within the city of Wilmington, North Carolina; (2) employees or members of Ithaca College, Port City Enterprises, and over 200 Select Employer Groups.
See current membership details

Reviews (5)

CFCU is great

Posted by: |

My wife was a member of CFCU when we got married, and we quickly closed my accounts and solely use CFCU. CFCU is greatly superior to any other banking institute I've used before. Their accounts and procedures make it so banking is not a hassle in my life. I can do so much from the app, from paying accounts both internally and externally from CFCU, depositing checks, transferring money, etc. Any occasion that I've had a problem, customer service was easy and quick to get a hold of, and they always right the problem in a timely fashion.

1

A+ Bank For Years

Posted by: |

CFCU and their employees have gone above and beyond at every encounter for years. I've never had an issue resolving even the most complex issue. They are also top notch on security and protecting the security of their members. I have nothing negative to say. I love this credit union.

1

Corning Credit Union is Tops!

Posted by: |

The Corning Credit Union in Corning, New York provides an excellent customer experience with stellar service and support. I have been a member for approximately seven years and have never had a negative experience. I have lost my bank card and had to have it replaced twice and the customer service representatives have been friendly, supportive and efficient in processing my request.

The Corning Credit Union refunds all ATM fees each month if you meet certain conditions including using direct deposit and conducting a certain number of debit card transactions. This is a great perk of being a member of CCU - knowing you can use any ATM anyplace and have those high fees put back into your account at the end of each month.

I like that my checking is free and they have mobile check depositing - just photograph your check with your mobile device and send the photo and it is immediately deposited into your account and the funds are instantly available.

I will not consider doing business with any other financial institution. They have always responded promptly and honestly to my questions about other services such as auto loans and insurance products. Their website is a wealth of information regarding financial planning and education about finances.

CCU will be my financial institution for life.

1

CCU RULES!

Posted by: |

I have been with my credit union since I first started banking. I have heard horror stories of other people using bigger banks and the atrocious fees and things they have to deal with. Whenever I need something, I feel capable of being able to call and they will take care of me. It seems as though they truly care about their customers. 2% interest on checking account doesn't hurt either.

2

They're GRRRRRREAT

Posted by: |

I really like the Windfall Checking account.   I like that you can use use their credit card and not the debit card for the 12 purchases needed to get the higher interest rate.   I also like that they refund all ATM fees if you meet their monthly requirements which are quite reasonable.   Their website is good and their billpay works well.   

2


Health
A

Data as of Q4 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #1644
Year Chartered1936
Employees381
Primary Regulator
Profit Margin
Return on Assets - YTD1.39%
Return on Equity - YTD14.34%
Annual Interest Income$75.8MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$2.25B$2.14B
LoansQ4 2022vs Q4 2021$2.07B$1.66B
DepositsQ4 2022vs Q4 2021$1.97B$1.91B
Equity CapitalQ4 2022vs Q4 2021$218.6MM$197.7MM
Loan Loss AllowanceQ4 2022vs Q4 2021$25.5MM$18.8MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$7.8MM$4.2MM
Real Estate OwnedQ4 2022vs Q4 2021$0$119.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Corning Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Corning Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$25k*-Share Savings
OTHER TIERS: 0.40% → Up to $2.5k | 0.50% → $2.5k - $10k | 0.65% → $10k - $25k
0.80%*$25k*-All Purpose Account
OTHER TIERS: 0.40% → Up to $2.5k | 0.50% → $2.5k - $10k | 0.65% → $10k - $25k
0.80%*$25k*-Holiday Club Account
OTHER TIERS: 0.40% → Up to $2.5k | 0.50% → $2.5k - $10k | 0.65% → $10k - $25k
0.80%*$25k*-Business Share Savings
OTHER TIERS: 0.40% → Up to $2.5k | 0.50% → $2.5k - $10k | 0.65% → $10k - $25k
0.80%*$25k*-Business All Purpose Account
OTHER TIERS: 0.40% → Up to $2.5k | 0.50% → $2.5k - $10k | 0.65% → $10k - $25k
0.70%--IRA Savings Account

Corning Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$500k*-Money Market Account
OTHER TIERS: 1.00% → $2.5k - $25k | 1.25% → $25k - $100k | 1.50% → $100k - $250k | 1.75% → $250k+
2.00%*$500k*-Business Money Market Account
OTHER TIERS: 1.00% → $2.5k - $25k | 1.25% → $25k - $100k | 1.50% → $100k - $250k | 1.75% → $250k - $500k

Corning Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%-$20kWindfall Checking - Qualifying
0.15%$4k-Business Checking Account

Corning Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.40%$100k-13 Month Jumbo Compounding CD Special
4.40%$100k-Business 13 Month Jumbo Compounding CD Special
4.20%$2.5k$1m13 Month Compounding CD Special
4.20%$2.5k$1mBusiness 13 Month Compounding CD Special
3.95%$100k-24 Month Jumbo Transfer CD
3.95%$100k-24 Month Jumbo Compounding CD
3.95%$100k-Business 24 Month Jumbo Compounding CD
3.95%$100k-Business 24 Month Jumbo Transfer CD
3.75%$1k-24 Month Transfer CD
3.75%$1k-24 Month Compounding CD
3.75%$1k-Business 24 Month Compounding CD
3.75%$1k-Business 24 Month Transfer CD
3.70%$100k-18 Month Jumbo Transfer CD
3.70%$100k-18 Month Jumbo Compounding CD
3.70%$100k-Business 18 Month Jumbo Compounding CD
3.70%$100k-Business 18 Month Jumbo Transfer CD
3.50%$1k-18 Month Transfer CD
3.50%$1k-18 Month Compounding CD
3.50%$1k-Business 18 Month Compounding CD
3.50%$1k-Business 18 Month Transfer CD
3.45%$100k-36 Month Jumbo Transfer CD
3.45%$100k-36 Month Jumbo Compounding CD
3.45%$100k-Business 36 Month Jumbo Compounding CD
3.45%$100k-Business 36 Month Jumbo Transfer CD
3.25%$1k-36 Month Transfer CD
3.25%$1k-36 Month Compounding CD
3.25%$1k-Business 36 Month Compounding CD
3.25%$1k-Business 36 Month Transfer CD
3.20%$100k-48 Month Jumbo Transfer CD
3.20%$100k-60 Month Jumbo Transfer CD
3.20%$100k-48 Month Jumbo Compounding CD
3.20%$100k-60 Month Jumbo Compounding CD
3.20%$100k-Business 48 Month Jumbo Compounding CD
3.20%$100k-Business 48 Month Jumbo Transfer CD
3.20%$100k-Business 60 Month Jumbo Compounding CD
3.20%$100k-Business 60 Month Jumbo Transfer CD
3.20%$100k-12 Month Jumbo Compounding CD
3.20%$100k-12 Month Jumbo Transfer CD
3.20%$100k-Business 12 Month Jumbo Compounding CD
3.20%$100k-Business 12 Month Jumbo Transfer CD
3.00%$1k-48 Month Transfer CD
3.00%$1k-60 Month Transfer CD
3.00%$1k-48 Month Compounding CD
3.00%$1k-60 Month Compounding CD
3.00%$1k-Business 48 Month Compounding CD
3.00%$1k-Business 48 Month Transfer CD
3.00%$1k-Business 60 Month Compounding CD
3.00%$1k-Business 60 Month Transfer CD
3.00%$1k-12 Month Compounding CD
3.00%$1k-12 Month Transfer CD
3.00%$1k-Business 12 Month Compounding CD
3.00%$1k-Business 12 Month Transfer CD
2.70%$100k-6 Month Jumbo Transfer CD
2.70%$100k-6 Month Jumbo Compounding CD
2.70%$100k-Business 6 Month Jumbo Compounding CD
2.70%$100k-Business 6 Month Jumbo Transfer CD
2.50%$1k-6 Month Transfer CD
2.50%$1k-6 Month Compounding CD
2.50%$1k-Business 6 Month Compounding CD
2.50%$1k-Business 6 Month Transfer CD
2.20%$100k-3 Month Jumbo Transfer CD
2.20%$100k-3 Month Jumbo Compounding CD
2.20%$100k-Business 3 Month Jumbo Compounding CD
2.20%$100k-Business 3 Month Jumbo Transfer CD
2.00%$1k-3 Month Transfer CD
2.00%$1k-3 Month Compounding CD
2.00%$1k-Business 3 Month Compounding CD
2.00%$1k-Business 3 Month Transfer CD

Corning Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.40%$100k-13 Month Jumbo Compounding IRA Special
4.20%$2.5k$1m13 Month Compounding IRA Special
3.95%$100k-24 Month Jumbo Transfer IRA
3.95%$100k-24 Month Jumbo Compounding IRA
3.75%$1k-24 Month Transfer IRA
3.75%$1k-24 Month Compounding IRA
3.70%$100k-18 Month Jumbo Transfer IRA
3.70%$100k-18 Month Jumbo Compounding IRA
3.50%$1k-18 Month Transfer IRA
3.50%$1k-18 Month Compounding IRA
3.45%$100k-36 Month Jumbo Transfer IRA
3.45%$100k-36 Month Jumbo Compounding IRA
3.25%$1k-36 Month Transfer IRA
3.25%$1k-36 Month Compounding IRA
3.20%$100k-48 Month Jumbo Transfer IRA
3.20%$100k-60 Month Jumbo Transfer IRA
3.20%$100k-48 Month Jumbo Compounding IRA
3.20%$100k-60 Month Jumbo Compounding IRA
3.20%$100k-12 Month Jumbo Compounding IRA
3.20%$100k-12 Month Jumbo Transfer IRA
3.00%$1k-48 Month Transfer IRA
3.00%$1k-60 Month Transfer IRA
3.00%$1k-48 Month Compounding IRA
3.00%$1k-60 Month Compounding IRA
3.00%$1k-12 Month Compounding IRA
3.00%$1k-12 Month Transfer IRA
2.70%$100k-6 Month Jumbo Transfer IRA
2.70%$100k-6 Month Jumbo Compounding IRA
2.50%$1k-6 Month Transfer IRA
2.50%$1k-6 Month Compounding IRA
2.20%$100k-3 Month Jumbo Transfer IRA
2.20%$100k-3 Month Jumbo Compounding IRA
2.00%$1k-3 Month Compounding IRA
2.00%$1k-3 Month Transfer IRA
Locations

Availability

Wilmington Area

Interactive local rates map


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