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Overview / Commentary
288 Meeting Street
Charleston, SC 29401

CresCom Bank is headquartered in Charleston and is the 2nd largest bank in the state of South Carolina. It is also the 468th largest bank in the nation. It was established in 2001 and as of September of 2016, it had grown to 428 employees at 30 locations. CresCom Bank has an A health rating.

Reviews (2)

CresCom Does The Job

Posted by: Bosavvy | Sep 24, 2015

CresCom is the new name of our bank which was previously Wachovia, Waccamaw, and Community Bank. It is irritating that the name keeps changing, necessitating the ordering of new checks and changing direct deposit information in numerous places that pay me direct. However, the new management has retained their local staff who are friendly, personable, and caring. The staff have made the many transitions of ownership less painful for the customer. This is a small town bank, and when we walk in to CresCom it's like being at home. They offer the standard services I have experienced in other banks in other parts of the country, including a user-friendly website. This is the only bank in our small town, currently, although there are other choices in the larger town close by. I am glad to have a bank that is conveniently located and where everybody knows your name!

Fees Fees Fees

Posted by: rreddenw | Apr 25, 2013

What started off being a Great hometown bank when it was cresent has become nothing but a nightmare. Toady good local banks here in Myrtle Beach so no need in doing business with rude customer service people! Thank god for credit unions


Health Grade Components

FDIC Certificate #57135
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD11.24%
Annual Interest Income$44.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.65B$1.33B
LoansQ3 2016vs Q3 2015$1.16B$879.0MM
DepositsQ3 2016vs Q3 2015$1.32B$1.04B
Equity CapitalQ3 2016vs Q3 2015$170.8MM$117.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$10.3MM$9.9MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$4.2MM$4.9MM
Real Estate OwnedQ3 2016vs Q3 2015$2.8MM$2.7MM

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CresCom Bank has 31 locations. Click to view all CresCom Bank locations.