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Overview / Commentary
288 Meeting Street
Charleston, SC 29401

CresCom Bank is headquartered in Charleston and is the 2nd largest bank in the state of South Carolina. It is also the 478th largest bank in the nation. It was established in 2001 and as of June of 2016, it had grown to 442 employees at 30 locations. CresCom Bank has an A health rating.

Reviews (2)

CresCom Does The Job

Posted by: Bosavvy | Sep 24, 2015

CresCom is the new name of our bank which was previously Wachovia, Waccamaw, and Community Bank. It is irritating that the name keeps changing, necessitating the ordering of new checks and changing direct deposit information in numerous places that pay me direct. However, the new management has retained their local staff who are friendly, personable, and caring. The staff have made the many transitions of ownership less painful for the customer. This is a small town bank, and when we walk in to CresCom it's like being at home. They offer the standard services I have experienced in other banks in other parts of the country, including a user-friendly website. This is the only bank in our small town, currently, although there are other choices in the larger town close by. I am glad to have a bank that is conveniently located and where everybody knows your name!

Fees Fees Fees

Posted by: rreddenw | Apr 25, 2013

What started off being a Great hometown bank when it was cresent has become nothing but a nightmare. Toady good local banks here in Myrtle Beach so no need in doing business with rude customer service people! Thank god for credit unions


Health Grade Components

FDIC Certificate #57135
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD9.22%
Annual Interest Income$28.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.61B$1.32B
LoansQ2 2016vs Q2 2015$1.09B$892.1MM
DepositsQ2 2016vs Q2 2015$1.27B$1.01B
Equity CapitalQ2 2016vs Q2 2015$165.2MM$113.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$10.3MM$10.0MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$3.9MM$4.0MM
Real Estate OwnedQ2 2016vs Q2 2015$3.3MM$3.3MM

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CresCom Bank has 30 locations. Click to view all CresCom Bank locations.