CresCom Bank

Deposits held and insured by United Bank (VA)

Overview / Commentary
288 Meeting Street
Charleston, SC 29401
Deposits held and insured by United Bank (VA)
Reviews (2)

CresCom Does The Job

Posted by: |

CresCom is the new name of our bank which was previously Wachovia, Waccamaw, and Community Bank. It is irritating that the name keeps changing, necessitating the ordering of new checks and changing direct deposit information in numerous places that pay me direct. However, the new management has retained their local staff who are friendly, personable, and caring. The staff have made the many transitions of ownership less painful for the customer. This is a small town bank, and when we walk in to CresCom it's like being at home. They offer the standard services I have experienced in other banks in other parts of the country, including a user-friendly website. This is the only bank in our small town, currently, although there are other choices in the larger town close by. I am glad to have a bank that is conveniently located and where everybody knows your name!

Fees Fees Fees

Posted by: |

What started off being a Great hometown bank when it was cresent has become nothing but a nightmare. Toady good local banks here in Myrtle Beach so no need in doing business with rude customer service people! Thank god for credit unions


Data as of Q4 2020

Data displayed below is for insuring bank: United Bank (VA)
Learn why bank health matters

Health Grade Components

FDIC Certificate #22858
Year Established1979
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD7.56%
Annual Interest Income$798.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$26.15B$19.64B
LoansQ4 2020vs Q4 2019$18.07B$14.02B
DepositsQ4 2020vs Q4 2019$20.74B$13.98B
Equity CapitalQ4 2020vs Q4 2019$4.47B$3.52B
Loan Loss AllowanceQ4 2020vs Q4 2019$235.8MM$77.1MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$117.6MM$121.0MM
Real Estate OwnedQ4 2020vs Q4 2019$22.6MM$15.5MM

Sorry, we do not have rate data for CresCom Bank.



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