Damariscotta Bank & Trust Co.

Overview / Commentary
25 Main Street
Damariscotta, ME 04543

Damariscotta Bank & Trust Co. is headquartered in Damariscotta and is the 19th largest bank in the state of Maine. It is also the 2,961st largest bank in the nation. It was established in 1973 and as of June of 2020, it had grown to 46 employees at 6 locations. Damariscotta Bank & Trust Co. has a C+ health rating.


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Health Grade Components

FDIC Certificate #20931
Year Established1973
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD1.96%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$205.1MM$187.2MM
LoansQ2 2020vs Q2 2019$125.1MM$122.1MM
DepositsQ2 2020vs Q2 2019$184.4MM$166.4MM
Equity CapitalQ2 2020vs Q2 2019$18.6MM$18.5MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.1MM$1.2MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$4.8MM$2.7MM
Real Estate OwnedQ2 2020vs Q2 2019$0$49.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Damariscotta Bank & Trust Co. Savings Account Rates

0.02%$10-Passbook Savings
0.02%$50-Statement Savings
0.02%$50-Health Savings
0.02%$50-Business Statement Savings

Damariscotta Bank & Trust Co. Money Market Rates

0.10%*$100k*-Money Market Account
OTHER TIERS: 0.02% Up to $50k | 0.05% $50k - $100k
0.10%*$100k*-Business Money Market Account
OTHER TIERS: 0.02% $10k - $50k | 0.05% $50k - $100k

Damariscotta Bank & Trust Co. Checking Account Rates

0.02%$400-Free Checking Plus
0.02%$400-Premier NOW Checking
0.02%$400-Platinum Checking
0.02%$100-Platinum 50 Checking

Damariscotta Bank & Trust Co. CD Rates

0.40%$500-5 Year CD
0.40%$500-Business 5 Year CD
0.35%$500-4 Year CD
0.35%$500-Business 4 Year CD
0.30%$500-3 Year CD
0.30%$500-Business 3 Year CD
0.25%$500-2 Year Investors Choice CD
0.25%$500-Business 2 Year Investors Choice CD
0.10%$500-1 Year CD
0.10%$500-Business 1 Year CD
0.05%$500-6 Month CD
0.05%$500-Business 6 Month CD
0.02%$500-7 to 31 Day CD
0.02%$500-3 Month CD
0.02%$500-Business 7 to 31 Day CD
0.02%$500-Business 3 Month CD

Damariscotta Bank & Trust Co. IRA Rates

0.12%$25-18 Month Variable IRA CD
0.12%$25-Business 18 Month Variable IRA CD

Damariscotta Bank & Trust Co. Locations
Union Branch17 Sennebec RoadUnion, ME 04862
Damariscotta Bank & Trust Co.25 Main StreetDamariscotta, ME 04543
Damariscotta Branch619 Main StreetDamariscotta, ME 04543
Belfast Branch1 Belmont AvenueBelfast, ME 04915
Warren Branch289 Camden RoadWarren, ME 04864
Bristol Branch2578 Bristol RoadNew Harbor, ME 04554

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