Overview / Commentary
Decatur Medical Dental Credit Union is headquartered in DECATUR and is the 125th largest credit union in the state of Illinois. It is also the 3,666th largest credit union in the nation. It was established in 1937 and as of December of 2022, it had grown to 3 employees and 1,705 members at 1 location. Decatur Medical Dental Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to employees of Decatur Memorial Hospital and to members of Decatur District Dental Society or Macon County Medical Society (both dentists and employees).
See current membership details
Health
C+
Data as of Q4 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Decatur Medical Dental Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65842 |
| Year Chartered | 1937 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.42% |
| Return on Equity - YTD | -4.77% |
| Annual Interest Income | $237.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $13.6MM$14.2MM |
| Loans | Q4 2022vs Q4 2021 | $3.0MM$3.6MM |
| Deposits | Q4 2022vs Q4 2021 | $12.3MM$12.8MM |
| Equity Capital | Q4 2022vs Q4 2021 | $1.2MM$1.3MM |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $41.00K$64.00K |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $2.00K$30.00K |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |