Advertising Disclosure
  1. Home
  2. Banks
  3. DC Credit Union

DC Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.dccreditunion.coop
877-784-5551
2000 14th St NW
Washington, DC 20009

DC Credit Union is headquartered in Washington and is the 12th largest credit union in the District of Columbia. It is also the 1,920th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 23 employees and 9,699 members at 2 locations. DC Credit Union's money market rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in DC Credit Union is open to those who live, work, or worship in the Adams Morgan, Mount Pleasant or Columbia Heights communities of Washington, D.C. Employees of the District of Columbia Government or other select employers are also eligible to join.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. DC Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #16411
Year Chartered1954
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD6.17%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$90.9MM$82.4MM
LoansQ1 2025vs Q1 2024$60.1MM$60.3MM
DepositsQ1 2025vs Q1 2024$77.5MM$71.8MM
Equity CapitalQ1 2025vs Q1 2024$7.9MM$6.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.3MM$1.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.8MM$593K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not DC Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

DC Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$5-Holiday Club
0.50%$5-Vacation Club
0.50%$100-Educational IRA
0.20%$5-Youth Savings
0.07%$5-Regular Share
0.01%$5-Secondary Savings

DC Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.12%*$10k*-Money Market
OTHER TIERS: 2.02% → $2.5k - $10k

DC Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$0-Share Draft Checking Account

DC Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.14%*$100k*-24 Month Share Certificate
OTHER TIERS: 3.99% → $500 - $25k | 4.04% → $25k - $50k | 4.09% → $50k - $100k
4.10%*$100k*-12 Month Share Certificate
OTHER TIERS: 4.00% → $500 - $25k | 4.05% → $25k - $100k
4.06%$500-60 Month Share Certificate
4.00%$500-6 Month Share Certificate
3.65%*$100k*-48 Month Share Certificate
OTHER TIERS: 3.50% → $500 - $25k | 3.55% → $25k - $50k | 3.60% → $50k - $100k
3.55%*$100k*-36 Month Share Certificate
OTHER TIERS: 3.39% → $500 - $25k | 3.44% → $25k - $50k | 3.50% → $50k - $100k

DC Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.04%$2k-24 Month IRA CD
0.50%$100-Traditional IRA
0.50%$100-Roth IRA
Locations


DC Credit Union Locations
Branch Office3059 Mount Pleasant St NWWashington, DC 20009-4209
Corporate Office20 M St SEWashington, DC 20003-3503

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.