Overview / Commentary
DC Credit Union is headquartered in Washington and is the 12th largest credit union in the District of Columbia. It is also the 1,920th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 23 employees and 9,699 members at 2 locations. DC Credit Union has a B health rating.
Field of Membership Restrictions
Membership in DC Credit Union is open to those who live, work, or worship in the Adams Morgan, Mount Pleasant or Columbia Heights communities of Washington, D.C. Employees of the District of Columbia Government or other select employers are also eligible to join.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. DC Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 16411 |
| Year Chartered | 1954 |
| Employees | 23 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.56% |
| Return on Equity - YTD | 6.17% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $90.9MM$82.4MM |
| Loans | Q1 2025vs Q1 2024 | $60.1MM$60.3MM |
| Deposits | Q1 2025vs Q1 2024 | $77.5MM$71.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $7.9MM$6.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.3MM$1.3MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.8MM$593K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |