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Overview / Commentary
107 N Westover Blvd
Albany, GA 31707

DOCO Credit Union is headquartered in Albany and is the 16th largest credit union in the state of Georgia. It is also the 942nd largest credit union in the nation. It was established in 1959 and as of September of 2017, it had grown to 84 employees and 37,828 members at 11 locations. DOCO Credit Union has a B+ health rating.

Field of Membership Restrictions

DOCO Credit Union of Georgia is open to the residents within any of the Georgia Counties listed on the credit union website, current and retired employees of the credit union affiliated member groups, members of the Getting Ahead Association, and the family members of the current credit union members.
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Reviews (2)

DOCO Credit Union is awesome.

Posted by: hyzmarca | Dec 11, 2015

DOCO Credit union is a great place to do business. They're very responsive to their customers and have no monthly fees. There is just a one-time 5 dollar membership fee and a requirement to keep 5 dollars in savings. That's it. Their customer service is very personal and their tellers are very helpful. I can go into any branch and quickly withdraw cash or otherwise perform any function.

I opened an account in December and it was a snap. Opening an account was a snap and I was walked right through every step of the way. It took me less than 10 minutes from the time I walked in to open my account. There are never any long lines at their branches. Telephone service is available during business hours, but unfortunately not after-hours. That's my only real complaint. When I had a problem with my debit card I had to wait an entire weekend to sort it out.

Their internet banking is very bare-bones, and I can't do much more than check my balance and move my money between accounts, but that's really all I need to do so I'm not complaining.

Doco is a decent low-fee credit union.

Posted by: dixiefritz | May 3, 2017

I signed up with DOCO because I needed a new bank and they had no monthly fee checking accounts. I do not regret this. It is a great credit union that really does cater to my needs. The customer service is excellent when the local branch is open. Off hours, they rely on automated service, and don't have 24/7 phone support. But that's okay for my needs. Their NSF fee is $35, which is about standard. This is annoying if you bounce checks, but it's not something that you'd notice otherwise. The local branches are open 9 to 5, and the tellers are very helpful. I've never had any problems making deposits or withdrawals. My only complaint is that there are very long lines on Friday afternoons. Direct deposits are credited next business day, which is also convenient. I know that when I transfer my money, it'll be there tomorrow.


Health Grade Components

NCUA #68618
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD1.93%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$229.8MM$222.4MM
LoansQ3 2017vs Q3 2016$142.5MM$140.3MM
DepositsQ3 2017vs Q3 2016$203.5MM$197.3MM
Equity CapitalQ3 2017vs Q3 2016$23.9MM$23.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.7MM$1.5MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.8MM$2.0MM
Real Estate OwnedQ3 2017vs Q3 2016$1.3MM$1.1MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

DOCO Credit Union Savings Account Rates

0.25%*$500*-Regular Shares
OTHER TIERS: 0.15% $100 - $500
0.25%$50-IRA Regular Deposit Account
0.25%--Christmas Club
0.25%--Vacation Club

DOCO Credit Union Money Market Rates

0.30%*$25k*-Preferred Money Market
OTHER TIERS: 0.25% $2,500 - $25k

DOCO Credit Union Checking Account Rates

0.15%--Share Draft/Checking

DOCO Credit Union CD Rates

1.25%$500-60 Month CD
1.00%$500-36 Month CD
0.80%$500-24 Month CD
0.60%$500-12 Month CD
0.60%$500-18 Month CD
0.40%$500-6 Month CD
0.30%$500-90 Day CD

DOCO Credit Union IRA Rates

1.25%$500-60 Month IRA
1.00%$500-36 Month IRA
0.80%$500-24 Month IRA
0.60%$500-12 Month IRA
0.60%$500-18 Month IRA
0.40%$500-6 Month IRA
0.30%$500-90 Day IRA