Dream First Bank Reviews and Rates

Dream First Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.dreamfirst.bank

620-384-7441

11 N. Main Street
Syracuse, KS 67878

Dream First Bank is headquartered in SYRACUSE and is the 28^th largest bank in the state of Kansas. It is also the 1,401^st largest bank in the nation. It was established in 1906 and as of March of 2025, it had grown to 97 employees at 9 locations. Dream First Bank has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	4779
Year Established	1906
Employees	97
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.43%
Return on Equity - YTD	15.2%
Annual Interest Income	$11.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$686.4MM$636MM
Loans	Q1 2025vs Q1 2024	$519.7MM$488.4MM
Deposits	Q1 2025vs Q1 2024	$614.8MM$573MM
Equity Capital	Q1 2025vs Q1 2024	$66.4MM$58.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$8.2MM$8.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.9MM$4.5MM
Real Estate Owned	Q1 2025vs Q1 2024	$39K$11K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dream First Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.01%^*	$0	$10k	FNB Saver
OTHER TIERS: 0.25% → $10k+

Locations

Dream First Bank Locations
The First National Bank Of Syracuse	11 N Main St	Syracuse, KS 67878
2414 East Kansas Avenue Branch	2414 East Kansas Avenue	Garden City, KS 67846
Johnson Branch	509 North Main Street	Johnson, KS 67855
Garden City Branch	908 North Main	Garden City, KS 67846
Ulysses Branch	1100 West Oklahoma	Ulysses, KS 67880

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