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bankESB


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.bankesb.com
855-527-4111
36 Main Street
Easthampton, MA 01027

bankESB is headquartered in EASTHAMPTON and is the 28th largest bank in the state of Massachusetts. It is also the 588th largest bank in the nation. It was established in 1869 and as of March of 2025, it had grown to 240 employees at 11 locations. bankESB has a B health rating.

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Health
B

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #90188
Year Established1869
Employees240
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD5.19%
Annual Interest Income$24MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.03B$1.97B
LoansQ1 2025vs Q1 2024$1.63B$1.55B
DepositsQ1 2025vs Q1 2024$1.74B$1.61B
Equity CapitalQ1 2025vs Q1 2024$194.6MM$185.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$18.3MM$19.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$39.5MM$2.9MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

bankESB Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Get Real Savings
0.05%$0-Club Savings

bankESB Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$1m*-Get More Tiered Money Market Account
OTHER TIERS: 0.10% → $0 - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $1m
0.20%$0-Get More Money Market

bankESB Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Get More Checking
OTHER TIERS: 0.05% → $0 - $25k | 0.10% → $25k - $100k

bankESB CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$0-7 Month Bump Up CD Special W/Checking
3.95%$0-15 Month Bump Up CD Special W/Checking
3.85%$0-7 Month CD Special
3.75%$0-15 Month CD Special
0.50%$0-60 Month CD
0.45%$0-48 Month CD
0.40%$0-36 Month CD
0.35%$0-24 Month CD
0.30%$0-18 Month CD
0.20%$0-The 7 Day CD
0.20%$0-12 Month CD
0.15%$0-9 Month CD
0.10%$0-6 Month CD
0.05%$0-3 Month CD

bankESB IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$0-7 Month IRA Bump Up Special W/Checking
3.95%$0-15 Month IRA Bump Up Special W/Checking
3.85%$0-7 Month IRA Special
3.75%$0-15 Month IRA Special
0.50%$0-60 Month IRA
0.45%$0-48 Month IRA
0.40%$0-36 Month IRA
0.35%$0-24 Month IRA
0.30%$0-18 Month IRA
0.20%$0-12 Month IRA
0.15%$0-9 Month IRA
0.10%$0-6 Month IRA
Locations

Availability



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