Overview / Commentary
22544 Gratiot Ave
Eastpointe, MI 48021-2312

Eastpointe Community Credit Union is headquartered in Eastpointe and is the 207th largest credit union in the state of Michigan. It is also the 4,145th largest credit union in the nation. It was established in 1950 and as of June of 2018, it had grown to 3 employees and 1,752 members at 1 location. Eastpointe Community Credit Union has a C+ health rating.

Field of Membership Restrictions

Eastpointe Community Credit Union of Michigan is open to residents, church members, registered students, and people maintaining employment, along with businesses and accredited institutions that fall within the geographic boundaries of the East Detroit School District and the City of Eastpointe.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eastpointe Community Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #60124
Year Chartered1950
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD7.8%
Annual Interest Income$186.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$9.7MM$9.5MM
LoansQ2 2018vs Q2 2017$5.0MM$4.7MM
DepositsQ2 2018vs Q2 2017$8.8MM$8.7MM
Equity CapitalQ2 2018vs Q2 2017$820.00K$842.00K
Loan Loss AllowanceQ2 2018vs Q2 2017$37.00K$47.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$3.00K$0
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Eastpointe Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$101-Savings Account
0.10%--IRA Savings Account
0.10%--Christmas Club
Locations


Eastpointe Community Credit Union Locations
Branch Office22544 Gratiot AveEastpointe, MI 48021-2312

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