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Overview / Commentary
22544 Gratiot Ave
Eastpointe, MI 48021-2312

Eastpointe Community Credit Union is headquartered in Eastpointe and is the 213th largest credit union in the state of Michigan. It is also the 4,216th largest credit union in the nation. It was established in 1950 and as of December of 2017, it had grown to 3 employees and 1,758 members at 1 location. Eastpointe Community Credit Union has a B health rating.

Field of Membership Restrictions

Eastpointe Community Credit Union of Michigan is open to residents, church members, registered students, and people maintaining employment, along with businesses and accredited institutions that fall within the geographic boundaries of the East Detroit School District and the City of Eastpointe.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eastpointe Community Credit Union has a very low asset base.

Health Grade Components

NCUA #60124
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD1.09%
Annual Interest Income$363.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$9.3MM$8.9MM
LoansQ4 2017vs Q4 2016$4.9MM$4.4MM
DepositsQ4 2017vs Q4 2016$8.4MM$8.2MM
Equity CapitalQ4 2017vs Q4 2016$822.00K$836.00K
Loan Loss AllowanceQ4 2017vs Q4 2016$36.00K$43.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$13.00K$57.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Eastpointe Community Credit Union Savings Account Rates

0.10%$101-Savings Account
0.10%--IRA Savings Account
0.10%--Christmas Club

Eastpointe Community Credit Union Locations
Branch Office22544 Gratiot AveEastpointe, MI 48021-2312