Educational Employees Credit Union (EECU)

Overview / Commentary
2222 W Shaw Ave
Fresno, CA 93711

Educational Employees Credit Union (EECU) is headquartered in Fresno and is the 13th largest credit union in the state of California. It is also the 69th largest credit union in the nation. It was established in 1934 and as of March of 2022, it had grown to 511 employees and 340,960 members at 20 locations. Educational Employees Credit Union (EECU) has an A health rating.

Field of Membership Restrictions

Membership in Educational Employees Credit Union is open to employees, retirees, students, or members of school organizations in Fresno, Tulare, Kings, Merced, Mariposa, Madera, Inyo, San Benito, San Luis Obispo or Monterey Counties in California and their relatives. Membership is also open to employees of St. Agnes Hospital in Fresno, California.
See current membership details

Reviews (2)

Educational employee credit union

Posted by: |

EECU is a great place to bank with. Friendly cashiers, free checking, and great rates on loans. What I really like about EECU is that no matter what branch you go to there is always a small bank setting that makes you feel right at home.

Educational Employees Credit Union

Posted by: |

Despite the exclusive sounding name, this community bank is very easy to join. You don't have to actually be an educational employee, if you have a friend or relative who is, or even a friend of a friend, that will usually be enough to qualify you for membership. There are 3 branch offices in and around the Fresno area and more importantly plenty of EECU atm machines. You may worry with a smaller bank that you will be spending extra on fees by being forced to use other atm machines, but that is not the case here. I find the locations good and I am always able to easily find an EECU atm machine when out around town. The service is what you may expect from a small town bank, they are always very polite and have always been very helpful in assisting me. Their online banking feature is useful the website is easy to navigate. I've used loan services with this bank and it was a good experience, they were willing to work with me and get me a great rate on my auto loan. I've also met with their staff financial advisor for help in starting an investment portfolio , a great experience overall. I can highly recommend this bank, they are offer competitive rates and online banking, but if you prefer the 'human' factor over an online transaction you won't be disappointed. There are good, friendly people working there, they really will make you feel welcomed and like this is a place you can stay for the long-term.


Health Grade Components

NCUA #60520
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD8.39%
Annual Interest Income$22.2MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$4.78B$4.38B
LoansQ1 2022vs Q1 2021$1.59B$1.55B
DepositsQ1 2022vs Q1 2021$4.35B$3.87B
Equity CapitalQ1 2022vs Q1 2021$394.3MM$470.0MM
Loan Loss AllowanceQ1 2022vs Q1 2021$11.2MM$11.4MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$1.1MM$1.0MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0

Rates for Educational Employees Credit Union (EECU) are currently being reviewed.



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