Electro Savings Credit Union


Overview / Commentary
314-434-6470
1805 Craigshire Rd
Saint Louis, MO 63146

Electro Savings Credit Union is headquartered in Saint Louis and is the 20th largest credit union in the state of Missouri. It is also the 1,247th largest credit union in the nation. It was established in 1941 and as of June of 2024, it had grown to 58 employees and 20,818 members at 4 locations. Electro Savings Credit Union's money market rates are 7X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership in Electro Savings Credit Union is open to individuals who live or work in the Missouri counties of Franklin, Jefferson, St. Charles, or St. Louis, as well as the City of St. Louis, or the Illinois counties of Jersey, Madison, Monroe, or St. Clair. Businesses in these areas are also eligible for membership.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
NCUA #62590
Year Chartered1941
Employees58
Primary Regulator
Profit Margin
Return on Assets - YTD-0.78%
Return on Equity - YTD-16.31%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$205.8MM$219MM
LoansQ2 2024vs Q2 2023$154.4MM$171.5MM
DepositsQ2 2024vs Q2 2023$191.5MM$198.2MM
Equity CapitalQ2 2024vs Q2 2023$10MM$11.9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$3.2MM$3.7MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$4.2MM$4.6MM
Real Estate OwnedQ2 2024vs Q2 2023$0$46K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Electro Savings Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Electro Savings Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$0-Market Rate IRA Account
0.70%*$0$25kKasasa Saver
OTHER TIERS: 0.15% $25k+
0.50%*$10k*-IRA Account
OTHER TIERS: 0.25% $0 - $10k
0.50%*$0$7.5kSuper Saver Savings
OTHER TIERS: 0.25% $7.5k+
0.50%*$0$7.5kStudent Services Savings
OTHER TIERS: 0.25% $7.5k+
0.50%*$0$7.5kSuper Powers Savings
OTHER TIERS: 0.25% $7.5k+
0.30%$0-Holiday Club Savings
0.10%$0-Vacation Club
0.10%*$5k*-Business Savings
OTHER TIERS: 0.05% $0 - $5k
0.05%$0-Basic Savings (Regular Shares)
0.05%$0-Home Buyer Club

Electro Savings Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$200k*-Superior Money Market
OTHER TIERS: 2.00% $100k - $200k
1.25%$25k-Plus Money Market Account
0.80%*$50k*-Money Market Account
OTHER TIERS: 0.20% $0 - $10k | 0.40% $10k - $25k | 0.60% $25k - $50k
0.80%*$50k*-Business Money Market
OTHER TIERS: 0.20% $0 - $10k | 0.40% $10k - $25k | 0.60% $25k - $50k

Electro Savings Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$25kKasasa Cash
OTHER TIERS: 0.15% $25k+

Electro Savings Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$100k-Business 7 Month Jumbo CD Special
4.25%$1k-7 Month CD Special - New Money
4.25%$1k-Business 7 Month CD Special - New Money
4.25%$100k-7 Month Jumbo CD Special
3.95%$100k-36 Month Jumbo CD
3.95%$100k-Business 36 Month Jumbo CD
3.89%$100k-36 Month Jumbo Monthly CD
3.89%$100k-Business 36 Month Jumbo Monthly CD
3.75%$1k-36 Month CD
3.75%$1k-38 Month Bump Up CD
3.75%$1k-60 Month CD
3.75%$100k-60 Month Jumbo CD
3.75%$1k-Business 36 Month CD
3.75%$1k-Business 60 Month CD
3.75%$100k-Business 60 Month Jumbo CD
3.75%$1k-Business 38 Month Bump Up CD
3.70%$100k-60 Month Jumbo Monthly CD
3.70%$100k-Business 60 Month Jumbo Monthly CD
3.65%$100k-24 Month Jumbo CD
3.65%$100k-Business 24 Month Jumbo CD
3.60%$100k-24 Month Jumbo Monthly CD
3.60%$100k-Business 24 Month Jumbo Monthly CD
3.50%$1k-24 Month CD
3.50%$1k-28 Month Bump Up CD
3.50%$1k-Business 24 Month CD
3.50%$1k-Business 28 Month Bump Up CD
3.45%$100k-12 Month Jumbo CD
3.45%$100k-Business 12 Month Jumbo CD
3.41%$100k-12 Month Jumbo Monthly CD
3.41%$100k-Business 12 Month Jumbo Monthly CD
3.35%$1k-12 Month CD
3.35%$1k-Business 12 Month CD
3.35%$1k$10k12 Month Save to Win CD
2.00%$1k-6 Month CD
2.00%$1k-Business 6 Month CD
1.00%$1k-3 Month CD
1.00%$1k-Business 3 Month CD

Electro Savings Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$1k-7 Month IRA Special - New Money
3.85%$1k-36 Month IRA
3.85%$1k-38 Month IRA
3.85%$1k-60 Month IRA
3.60%$1k-24 Month IRA
3.60%$1k-28 Month IRA
3.45%$1k-12 Month IRA
2.10%$1k-6 Month IRA
1.10%$1k-3 Month IRA
Locations


Electro Savings Credit Union Locations
Branch Office407 Lafayette CtrManchester, MO 63011
Branch Office12400 Tesson Ferry RdSaint Louis, MO 63128
Branch Office1805 Craigshire RdSaint Louis, MO 63146
Branch Office3315 Mid Rivers Mall DrSaint Peters, MO 63376-3428

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.