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Electro Savings Credit Union

Popular Accounts at this Credit Union

1.25%5-year CD60 Month CD
0.75%1-year CD12 Month CD
0.20%SavingsBasic Savings (Regular Shares)

Overview / Commentary
1850 Craigshire Rd Ste 203
Saint Louis, MO 63146

Electro Savings Credit Union is headquartered in Saint Louis and is the 17th largest credit union in the state of Missouri. It is also the 1,175th largest credit union in the nation. It was established in 1941 and as of December of 2016, it had grown to 55 employees and 19,069 members at 5 locations. Electro Savings Credit Union's CD rates are 22% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Electro Savings Credit Union of Missouri is open to the businesses, residents, and people maintaining employment in these Missouri Counties: St. Louis, St. Charles, Franklin, and Jefferson as well as the city of St. Louis and these Illinois Counties: Jersey, Madison, St. Clair, and Monroe.
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Health Grade Components

NCUA #62590
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD2.79%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$159.3MM$148.9MM
LoansQ4 2016vs Q4 2015$108.1MM$111.7MM
DepositsQ4 2016vs Q4 2015$143.7MM$133.0MM
Equity CapitalQ4 2016vs Q4 2015$14.2MM$14.4MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.3MM$1.3MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$2.1MM$1.7MM
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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Electro Savings Credit Union Savings Account Rates

1.25%--Market Rate IRA Account
1.00%*$10k*-IRA Account
OTHER TIERS: 0.75% Up to $10k
0.75%*-$7,500Super Saver Savings
OTHER TIERS: 0.40% $7,500+
0.75%*-$7,500Student Services Savings
OTHER TIERS: 0.40% $7,500+
0.75%*-$7,500Super Powers Savings
OTHER TIERS: 0.40% $7,500+
0.50%--Holiday Club Savings
0.20%*$5k*-Basic Savings (Regular Shares)
OTHER TIERS: 0.10% Up to $5k
0.10%--Vacation Club

Electro Savings Credit Union Money Market Rates

0.50%$25k-Yes Plus Money Market Account
0.40%*$50k*-Yes Money Market Account
OTHER TIERS: 0.20% Up to $10k | 0.25% $10k - $25k | 0.30% $25k - $50k

Electro Savings Credit Union CD Rates

1.59%$100k-60 Month Jumbo Monthly CD
1.50%$100k-60 Month Jumbo CD
1.34%$100k-36 Month Jumbo Monthly CD
1.25%*$10k*-60 Month CD
OTHER TIERS: 1.00% $1k - $10k
1.25%$100k-36 Month Jumbo CD
1.10%$100k-12 Month Jumbo Monthly CD
1.10%$100k-24 Month Jumbo Monthly CD
1.00%*$10k*-36 Month CD
OTHER TIERS: 0.75% $1k - $10k
1.00%*$10k*-38 Month CD
OTHER TIERS: 0.75% $1k - $10k
1.00%$100k-12 Month Jumbo CD
1.00%$100k-24 Month Jumbo CD
0.75%*$10k*-12 Month CD
OTHER TIERS: 0.50% $1k - $10k
0.75%*$10k*-24 Month CD
OTHER TIERS: 0.50% $1k - $10k
0.75%*$10k*-28 Month CD
OTHER TIERS: 0.50% $1k - $10k
0.40%*$10k*-6 Month CD
OTHER TIERS: 0.30% $1k - $10k
0.20%*$10k*-3 Month CD
OTHER TIERS: 0.10% $1k - $10k

Electro Savings Credit Union IRA Rates

1.50%*$10k*-60 Month IRA CD
OTHER TIERS: 1.25% $1k - $10k
1.25%*$10k*-36 Month IRA CD
OTHER TIERS: 1.00% $1k - $10k
1.25%*$10k*-38 Month IRA CD
OTHER TIERS: 1.00% $1k - $10k
1.00%*$10k*-12 Month IRA CD
OTHER TIERS: 0.75% $1k - $10k
1.00%*$10k*-24 Month IRA CD
OTHER TIERS: 0.75% $1k - $10k
1.00%*$10k*-28 Month IRA CD
OTHER TIERS: 0.75% $1k - $10k
0.65%*$10k*-6 Month IRA CD
OTHER TIERS: 0.55% $1k - $10k
0.45%*$10k*-3 Month IRA CD
OTHER TIERS: 0.35% $1k - $10k

Electro Savings Credit Union Locations
Branch Office16500 Manchester RdWildwood, MO 63040-1217
Branch Office1850 Craigshire Rd Ste 203Saint Louis, MO 63146
Branch Office407 Lafayette CtrManchester, MO 63011
Branch Office12400 Tesson Ferry RdSaint Louis, MO 63128
Branch Office1805 Craigshire RdSaint Louis, MO 63146