Electro Savings Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.25%	5-year CD	60 Month CD 2.25% - Ally Bank High Yield 5 Year CD
0.75%	1-year CD	12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD
0.20%	Savings	Basic Savings (Regular Shares) 1.15% - CIT Bank Spring Savings

View all Electro Savings Credit Union rates »

Overview / Commentary

www.electrosavings.com

314-434-6470

1850 Craigshire Rd Ste 203
Saint Louis, MO 63146

Electro Savings Credit Union is headquartered in Saint Louis and is the 17^th largest credit union in the state of Missouri. It is also the 1,168^th largest credit union in the nation. It was established in 1941 and as of March of 2017, it had grown to 56 employees and 19,054 members at 5 locations. Electro Savings Credit Union's CD rates are 22% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Electro Savings Credit Union of Missouri is open to the businesses, residents, and people maintaining employment in these Missouri Counties: St. Louis, St. Charles, Franklin, and Jefferson as well as the city of St. Louis and these Illinois Counties: Jersey, Madison, St. Clair, and Monroe.
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Health

B+

Data as of Q1 2017

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Health Grade Components

Overall
NCUA #	62590
Year Chartered	1941
Employees	56
Primary Regulator

Profit Margin
Return on Assets - YTD	0.2%
Return on Equity - YTD	2.22%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$164.9MM$154.8MM
Loans	Q1 2017vs Q1 2016	$107.1MM$109.3MM
Deposits	Q1 2017vs Q1 2016	$149.4MM$138.9MM
Equity Capital	Q1 2017vs Q1 2016	$14.4MM$14.6MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.2MM$1.3MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$1.6MM$1.8MM
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Money Market
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IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Electro Savings Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	-	-	Market Rate IRA Account
1.00%^*	$10k^*	-	IRA Account
OTHER TIERS: 0.75% → Up to $10k
0.75%^*	-	$7,500	Super Saver Savings
OTHER TIERS: 0.40% → $7,500+
0.75%^*	-	$7,500	Student Services Savings
OTHER TIERS: 0.40% → $7,500+
0.75%^*	-	$7,500	Super Powers Savings
OTHER TIERS: 0.40% → $7,500+
0.50%	-	-	Holiday Club Savings
0.20%^*	$5k^*	-	Basic Savings (Regular Shares)
OTHER TIERS: 0.10% → Up to $5k
0.10%	-	-	Vacation Club

Electro Savings Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$25k	-	Yes Plus Money Market Account
0.40%^*	$50k^*	-	Yes Money Market Account
OTHER TIERS: 0.20% → Up to $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k

Electro Savings Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.59%	$100k	-	60 Month Jumbo Monthly CD
1.50%	$100k	-	60 Month Jumbo CD
1.34%	$100k	-	36 Month Jumbo Monthly CD
1.25%^*	$10k^*	-	60 Month CD
OTHER TIERS: 1.00% → $1k - $10k
1.25%	$100k	-	36 Month Jumbo CD
1.10%	$100k	-	12 Month Jumbo Monthly CD
1.10%	$100k	-	24 Month Jumbo Monthly CD
1.00%^*	$10k^*	-	36 Month CD
OTHER TIERS: 0.75% → $1k - $10k
1.00%^*	$10k^*	-	38 Month CD
OTHER TIERS: 0.75% → $1k - $10k
1.00%	$100k	-	12 Month Jumbo CD
1.00%	$100k	-	24 Month Jumbo CD
0.75%^*	$10k^*	-	12 Month CD
OTHER TIERS: 0.50% → $1k - $10k
0.75%^*	$10k^*	-	24 Month CD
OTHER TIERS: 0.50% → $1k - $10k
0.75%^*	$10k^*	-	28 Month CD
OTHER TIERS: 0.50% → $1k - $10k
0.40%^*	$10k^*	-	6 Month CD
OTHER TIERS: 0.30% → $1k - $10k
0.20%^*	$10k^*	-	3 Month CD
OTHER TIERS: 0.10% → $1k - $10k

Electro Savings Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%^*	$10k^*	-	60 Month IRA CD
OTHER TIERS: 1.25% → $1k - $10k
1.25%^*	$10k^*	-	36 Month IRA CD
OTHER TIERS: 1.00% → $1k - $10k
1.25%^*	$10k^*	-	38 Month IRA CD
OTHER TIERS: 1.00% → $1k - $10k
1.00%^*	$10k^*	-	12 Month IRA CD
OTHER TIERS: 0.75% → $1k - $10k
1.00%^*	$10k^*	-	24 Month IRA CD
OTHER TIERS: 0.75% → $1k - $10k
1.00%^*	$10k^*	-	28 Month IRA CD
OTHER TIERS: 0.75% → $1k - $10k
0.65%^*	$10k^*	-	6 Month IRA CD
OTHER TIERS: 0.55% → $1k - $10k
0.45%^*	$10k^*	-	3 Month IRA CD
OTHER TIERS: 0.35% → $1k - $10k

Locations

Electro Savings Credit Union Locations
Branch Office	16500 Manchester Rd	Wildwood, MO 63040-1217
Branch Office	1850 Craigshire Rd Ste 203	Saint Louis, MO 63146
Branch Office	407 Lafayette Ctr	Manchester, MO 63011
Branch Office	12400 Tesson Ferry Rd	Saint Louis, MO 63128
Branch Office	1805 Craigshire Rd	Saint Louis, MO 63146