Overview / Commentary
Electro Savings Credit Union is headquartered in Saint Louis and is the 19th largest credit union in the state of Missouri. It is also the 1,149th largest credit union in the nation. It was established in 1941 and as of March of 2020, it had grown to 60 employees and 18,889 members at 5 locations. Electro Savings Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Electro Savings Credit Union is open to individuals who live or work in the Missouri counties of Franklin, Jefferson, St. Charles, or St. Louis, as well as the City of St. Louis, or the Illinois counties of Jersey, Madison, Monroe, or St. Clair. Businesses in these areas are also eligible for membership.
See current membership details
Health
B+
Data as of Q1 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62590 |
| Year Chartered | 1941 |
| Employees | 60 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.53% |
| Return on Equity - YTD | 6.11% |
| Annual Interest Income | $1.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2020vs Q1 2019 | $186.1MM$173.4MM |
| Loans | Q1 2020vs Q1 2019 | $150.7MM$136.7MM |
| Deposits | Q1 2020vs Q1 2019 | $165.2MM$157.8MM |
| Equity Capital | Q1 2020vs Q1 2019 | $15.8MM$14.1MM |
| Loan Loss Allowance | Q1 2020vs Q1 2019 | $780.00K$1.1MM |
| Unbacked Noncurrent Loans | Q1 2020vs Q1 2019 | $1.2MM$994.00K |
| Real Estate Owned | Q1 2020vs Q1 2019 | $0$0 |