Overview / Commentary
314-434-6470
1850 Craigshire Rd Ste 203
Saint Louis, MO 63146

Electro Savings Credit Union is headquartered in Saint Louis and is the 17th largest credit union in the state of Missouri. It is also the 1,161st largest credit union in the nation. It was established in 1941 and as of June of 2018, it had grown to 53 employees and 18,305 members at 5 locations. Electro Savings Credit Union's CD rates are 94% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Electro Savings Credit Union of Missouri is open to the businesses, residents, and people maintaining employment in these Missouri Counties: St. Louis, St. Charles, Franklin, and Jefferson as well as the city of St. Louis and these Illinois Counties: Jersey, Madison, St. Clair, and Monroe.
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Health
B+

Health Grade Components

Overall
NCUA #62590
Year Chartered1941
Employees53
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD4.06%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$172.3MM$165.5MM
LoansQ2 2018vs Q2 2017$130.2MM$113.8MM
DepositsQ2 2018vs Q2 2017$150.4MM$148.3MM
Equity CapitalQ2 2018vs Q2 2017$14.7MM$14.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$874.00K$1.3MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.4MM$1.8MM
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Electro Savings Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Market Rate IRA Account
0.75%*$10k*-IRA Account
OTHER TIERS: 0.50% Up to $10k
0.75%*-$7.5kSuper Saver Savings
OTHER TIERS: 0.40% $7.5k+
0.75%*-$7.5kStudent Services Savings
OTHER TIERS: 0.40% $7.5k+
0.75%*-$7.5kSuper Powers Savings
OTHER TIERS: 0.40% $7.5k+
0.30%--Holiday Club Savings
0.15%*$5k*-Basic Savings (Regular Shares)
OTHER TIERS: 0.10% Up to $5k
0.15%*$5k*-Home Buyer Club
OTHER TIERS: 0.10% Up to $5k
0.10%--Vacation Club

Electro Savings Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$25k-YES Plus Money Market Account
0.40%*$50k*-YES Money Market Account
OTHER TIERS: 0.15% Up to $10k | 0.20% $10k - $25k | 0.30% $25k - $50k

Electro Savings Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$100k-60 Month Jumbo CD
2.65%$100k-60 Month Jumbo Monthly CD
2.50%*$10k*-60 Month CD
OTHER TIERS: 2.00% $1k - $10k
2.50%$100k-36 Month Jumbo CD
2.40%$100k-36 Month Jumbo Monthly CD
2.25%*$10k*-36 Month CD
OTHER TIERS: 1.75% $1k - $10k
2.25%*$10k*-38 Month CD
OTHER TIERS: 1.75% $1k - $10k
2.25%$100k-24 Month Jumbo CD
2.15%$100k-24 Month Jumbo Monthly CD
2.00%*$10k*-24 Month CD
OTHER TIERS: 1.50% $1k - $10k
2.00%*$10k*-28 Month CD
OTHER TIERS: 1.50% $1k - $10k
1.75%$100k-12 Month Jumbo CD
1.75%$10k$100k9 Month CD - New Money Only
1.65%$100k-12 Month Jumbo Monthly CD
1.50%*$10k*-12 Month CD
OTHER TIERS: 1.00% $1k - $10k
1.00%*$10k*-6 Month CD
OTHER TIERS: 0.50% $1k - $10k
0.75%*$10k*-3 Month CD
OTHER TIERS: 0.25% $1k - $10k

Electro Savings Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*$10k*-60 Month IRA
OTHER TIERS: 2.25% $1k - $10k
2.50%*$10k*-36 Month IRA
OTHER TIERS: 2.00% $1k - $10k
2.50%*$10k*-38 Month IRA
OTHER TIERS: 2.00% $1k - $10k
2.25%*$10k*-24 Month IRA
OTHER TIERS: 1.75% $1k - $10k
2.25%*$10k*-28 Month IRA
OTHER TIERS: 1.75% $1k - $10k
1.75%*$10k*-12 Month IRA
OTHER TIERS: 1.25% $1k - $10k
1.25%*$10k*-6 Month IRA
OTHER TIERS: 0.75% $1k - $10k
1.00%*$10k*-3 Month IRA
OTHER TIERS: 0.50% $1k - $10k
Locations


Electro Savings Credit Union Locations
Branch Office16500 Manchester RdWildwood, MO 63040-1217
Branch Office1850 Craigshire Rd Ste 203Saint Louis, MO 63146
Branch Office407 Lafayette CtrManchester, MO 63011
Branch Office12400 Tesson Ferry RdSaint Louis, MO 63128
Branch Office1805 Craigshire RdSaint Louis, MO 63146

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