Electro Savings Credit Union

Popular Accounts at this Credit Union

2.50%5-year CD60 Month CD
1.50%1-year CD12 Month CD
0.15%SavingsBasic Savings (Regular Shares)

Overview / Commentary
1850 Craigshire Rd Ste 203
Saint Louis, MO 63146

Electro Savings Credit Union is headquartered in Saint Louis and is the 17th largest credit union in the state of Missouri. It is also the 1,189th largest credit union in the nation. It was established in 1941 and as of March of 2018, it had grown to 57 employees and 18,397 members at 5 locations. Electro Savings Credit Union's CD rates are 94% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Electro Savings Credit Union of Missouri is open to the businesses, residents, and people maintaining employment in these Missouri Counties: St. Louis, St. Charles, Franklin, and Jefferson as well as the city of St. Louis and these Illinois Counties: Jersey, Madison, St. Clair, and Monroe.
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Health Grade Components

NCUA #62590
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD6.35%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$165.5MM$164.9MM
LoansQ1 2018vs Q1 2017$124.5MM$107.1MM
DepositsQ1 2018vs Q1 2017$149.2MM$149.4MM
Equity CapitalQ1 2018vs Q1 2017$14.7MM$14.4MM
Loan Loss AllowanceQ1 2018vs Q1 2017$925.00K$1.2MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.3MM$1.6MM
Real Estate OwnedQ1 2018vs Q1 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Electro Savings Credit Union Savings Account Rates

1.00%--Market Rate IRA Account
0.75%*$10k*-IRA Account
OTHER TIERS: 0.50% Up to $10k
0.75%*-$7.5kSuper Saver Savings
OTHER TIERS: 0.40% $7,500+
0.75%*-$7.5kStudent Services Savings
OTHER TIERS: 0.40% $7,500+
0.75%*-$7.5kSuper Powers Savings
OTHER TIERS: 0.40% $7,500+
0.30%--Holiday Club Savings
0.15%*$5k*-Basic Savings (Regular Shares)
OTHER TIERS: 0.10% Up to $5k
0.15%*$5k*-Home Buyer Club
OTHER TIERS: 0.10% Up to $5k
0.10%--Vacation Club

Electro Savings Credit Union Money Market Rates

0.60%$25k-YES Plus Money Market Account
0.40%*$50k*-YES Money Market Account
OTHER TIERS: 0.15% Up to $10k | 0.20% $10k - $25k | 0.30% $25k - $50k

Electro Savings Credit Union CD Rates

2.75%$100k-60 Month Jumbo CD
2.65%$100k-60 Month Jumbo Monthly CD
2.50%*$10k*-60 Month CD
OTHER TIERS: 2.00% $1k - $10k
2.50%$100k-36 Month Jumbo CD
2.40%$100k-36 Month Jumbo Monthly CD
2.25%*$10k*-36 Month CD
OTHER TIERS: 1.75% $1k - $10k
2.25%*$10k*-38 Month CD
OTHER TIERS: 1.75% $1k - $10k
2.25%$100k-24 Month Jumbo CD
2.15%$100k-24 Month Jumbo Monthly CD
2.00%*$10k*-24 Month CD
OTHER TIERS: 1.50% $1k - $10k
1.75%$100k-12 Month Jumbo CD
1.75%$10k$100k9 Month CD - New Money Only
1.65%$100k-12 Month Jumbo Monthly CD
1.50%*$10k*-12 Month CD
OTHER TIERS: 1.00% $1k - $10k
1.00%*$10k*-6 Month CD
OTHER TIERS: 0.50% $1k - $10k
0.75%*$10k*-3 Month CD
OTHER TIERS: 0.25% $1k - $10k

Electro Savings Credit Union IRA Rates

2.75%*$10k*-60 Month IRA
OTHER TIERS: 2.25% $1k - $10k
2.50%*$10k*-36 Month IRA
OTHER TIERS: 2.00% $1k - $10k
2.50%*$10k*-38 Month IRA
OTHER TIERS: 2.00% $1k - $10k
2.25%*$10k*-24 Month IRA
OTHER TIERS: 1.75% $1k - $10k
2.25%*$10k*-28 Month IRA
OTHER TIERS: 1.75% $1k - $10k
1.75%*$10k*-12 Month IRA
OTHER TIERS: 1.25% $1k - $10k
1.25%*$10k*-6 Month IRA
OTHER TIERS: 0.75% $1k - $10k
1.00%*$10k*-3 Month IRA
OTHER TIERS: 0.50% $1k - $10k

Electro Savings Credit Union Locations
Branch Office16500 Manchester RdWildwood, MO 63040-1217
Branch Office1850 Craigshire Rd Ste 203Saint Louis, MO 63146
Branch Office407 Lafayette CtrManchester, MO 63011
Branch Office12400 Tesson Ferry RdSaint Louis, MO 63128
Branch Office1805 Craigshire RdSaint Louis, MO 63146

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