Electro Savings Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
3.25%	Reward Checking	2.12% - National Average
0.70%	Reward Savings	0.99% - National Average
2.75%	5-year CD	2.25% - National Average

View all Electro Savings Credit Union rates »

Overview / Commentary

www.electrosavings.com

314-434-6470

1850 Craigshire Rd Ste 203
Saint Louis, MO 63146

Electro Savings Credit Union is headquartered in Saint Louis and is the 18^th largest credit union in the state of Missouri. It is also the 1,177^th largest credit union in the nation. It was established in 1941 and as of September of 2018, it had grown to 57 employees and 18,200 members at 5 locations. Electro Savings Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Electro Savings Credit Union of Missouri is open to the businesses, residents, and people maintaining employment in these Missouri Counties: St. Louis, St. Charles, Franklin, and Jefferson as well as the city of St. Louis and these Illinois Counties: Jersey, Madison, St. Clair, and Monroe.
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Health

B+

Data as of Q3 2018

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Health Grade Components

Overall
NCUA #	62590
Year Chartered	1941
Employees	57
Primary Regulator

Profit Margin
Return on Assets - YTD	0.34%
Return on Equity - YTD	3.86%
Annual Interest Income	$4.5MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$167.4MM$165.9MM
Loans	Q3 2018vs Q3 2017	$131.6MM$121.9MM
Deposits	Q3 2018vs Q3 2017	$145.2MM$145.0MM
Equity Capital	Q3 2018vs Q3 2017	$14.8MM$14.7MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$874.00K$1.1MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$1.0MM$1.7MM
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Electro Savings Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	-	-	Market Rate IRA Account
0.75%^*	$10k^*	-	IRA Account
OTHER TIERS: 0.50% → Up to $10k
0.75%^*	-	$7.5k	Super Saver Savings
OTHER TIERS: 0.40% → $7.5k+
0.75%^*	-	$7.5k	Student Services Savings
OTHER TIERS: 0.40% → $7.5k+
0.75%^*	-	$7.5k	Super Powers Savings
OTHER TIERS: 0.40% → $7.5k+
0.70%^*	-	$25k	Kasasa Saver
OTHER TIERS: 0.15% → $25k+
0.30%	-	-	Holiday Club Savings
0.15%^*	$5k^*	-	Basic Savings (Regular Shares)
OTHER TIERS: 0.10% → Up to $5k
0.15%^*	$5k^*	-	Home Buyer Club
OTHER TIERS: 0.10% → Up to $5k
0.10%	-	-	Vacation Club
0.10%^*	$5k^*	-	Business Savings
OTHER TIERS: 0.05% → Up to $5k

Electro Savings Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%^*	$100k^*	$200k	Superior Money Market
OTHER TIERS: 1.25% → $200k+
0.60%	$25k	-	Plus Money Market Account
0.40%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.15% → Up to $10k \| 0.20% → $10k - $25k \| 0.30% → $25k - $50k

Electro Savings Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.15% → $10k+
0.50%	$1k	-	Business Money Manager Checking
0.10%	$100	-	Business Builder Checking

Electro Savings Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$100k	-	24 Month Jumbo CD
3.00%	$100k	-	36 Month Jumbo CD
3.00%	$100k	-	60 Month Jumbo CD
2.90%	$100k	-	24 Month Jumbo Monthly CD
2.90%	$100k	-	36 Month Jumbo Monthly CD
2.90%	$100k	-	60 Month Jumbo Monthly CD
2.75%	$1k	-	24 Month CD
2.75%	$1k	-	28 Month CD
2.75%	$1k	-	36 Month CD
2.75%	$1k	-	38 Month CD
2.75%	$1k	-	60 Month CD
2.75%	$100k	-	12 Month Jumbo CD
2.65%	$100k	-	12 Month Jumbo Monthly CD
2.50%	$1k	-	12 Month CD
2.50%	$1k	$10k	12 Month Save to Win CD
1.75%	$10k	$100k	9 Month CD - New Money Only
1.00%^*	$10k^*	-	6 Month CD
OTHER TIERS: 0.50% → $1k - $10k
0.75%^*	$10k^*	-	3 Month CD
OTHER TIERS: 0.25% → $1k - $10k

Electro Savings Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%^*	$10k^*	-	60 Month IRA
OTHER TIERS: 2.25% → $1k - $10k
2.50%^*	$10k^*	-	36 Month IRA
OTHER TIERS: 2.00% → $1k - $10k
2.50%^*	$10k^*	-	38 Month IRA
OTHER TIERS: 2.00% → $1k - $10k
2.25%^*	$10k^*	-	24 Month IRA
OTHER TIERS: 1.75% → $1k - $10k
2.25%^*	$10k^*	-	28 Month IRA
OTHER TIERS: 1.75% → $1k - $10k
1.75%^*	$10k^*	-	12 Month IRA
OTHER TIERS: 1.25% → $1k - $10k
1.25%^*	$10k^*	-	6 Month IRA
OTHER TIERS: 0.75% → $1k - $10k
1.00%^*	$10k^*	-	3 Month IRA
OTHER TIERS: 0.50% → $1k - $10k

Locations

Electro Savings Credit Union Locations
Branch Office	16500 Manchester Rd	Wildwood, MO 63040-1217
Branch Office	1850 Craigshire Rd Ste 203	Saint Louis, MO 63146
Branch Office	407 Lafayette Ctr	Manchester, MO 63011
Branch Office	12400 Tesson Ferry Rd	Saint Louis, MO 63128
Branch Office	1805 Craigshire Rd	Saint Louis, MO 63146

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