Electro Savings Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.50%	5-year CD	3.10% - Barclays 60 Month Online CD
1.50%	1-year CD	2.55% - Barclays 12 Month Online CD
0.15%	Savings	1.90% - American Express National Bank High Yield Savings Account

View all Electro Savings Credit Union rates »

Overview / Commentary

www.electrosavings.com

314-434-6470

1850 Craigshire Rd Ste 203
Saint Louis, MO 63146

Electro Savings Credit Union is headquartered in Saint Louis and is the 17^th largest credit union in the state of Missouri. It is also the 1,161^st largest credit union in the nation. It was established in 1941 and as of June of 2018, it had grown to 53 employees and 18,305 members at 5 locations. Electro Savings Credit Union's CD rates are 94% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Electro Savings Credit Union of Missouri is open to the businesses, residents, and people maintaining employment in these Missouri Counties: St. Louis, St. Charles, Franklin, and Jefferson as well as the city of St. Louis and these Illinois Counties: Jersey, Madison, St. Clair, and Monroe.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62590
Year Chartered	1941
Employees	53
Primary Regulator

Profit Margin
Return on Assets - YTD	0.35%
Return on Equity - YTD	4.06%
Annual Interest Income	$3.0MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$172.3MM$165.5MM
Loans	Q2 2018vs Q2 2017	$130.2MM$113.8MM
Deposits	Q2 2018vs Q2 2017	$150.4MM$148.3MM
Equity Capital	Q2 2018vs Q2 2017	$14.7MM$14.5MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$874.00K$1.3MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$1.4MM$1.8MM
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

Skip to rates for:

Savings
Money Market
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Electro Savings Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Electro Savings Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	-	-	Market Rate IRA Account
0.75%^*	$10k^*	-	IRA Account
OTHER TIERS: 0.50% → Up to $10k
0.75%^*	-	$7.5k	Super Saver Savings
OTHER TIERS: 0.40% → $7.5k+
0.75%^*	-	$7.5k	Student Services Savings
OTHER TIERS: 0.40% → $7.5k+
0.75%^*	-	$7.5k	Super Powers Savings
OTHER TIERS: 0.40% → $7.5k+
0.30%	-	-	Holiday Club Savings
0.15%^*	$5k^*	-	Basic Savings (Regular Shares)
OTHER TIERS: 0.10% → Up to $5k
0.15%^*	$5k^*	-	Home Buyer Club
OTHER TIERS: 0.10% → Up to $5k
0.10%	-	-	Vacation Club

Electro Savings Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	$25k	-	YES Plus Money Market Account
0.40%^*	$50k^*	-	YES Money Market Account
OTHER TIERS: 0.15% → Up to $10k \| 0.20% → $10k - $25k \| 0.30% → $25k - $50k

Electro Savings Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%	$100k	-	60 Month Jumbo CD
2.65%	$100k	-	60 Month Jumbo Monthly CD
2.50%^*	$10k^*	-	60 Month CD
OTHER TIERS: 2.00% → $1k - $10k
2.50%	$100k	-	36 Month Jumbo CD
2.40%	$100k	-	36 Month Jumbo Monthly CD
2.25%^*	$10k^*	-	36 Month CD
OTHER TIERS: 1.75% → $1k - $10k
2.25%^*	$10k^*	-	38 Month CD
OTHER TIERS: 1.75% → $1k - $10k
2.25%	$100k	-	24 Month Jumbo CD
2.15%	$100k	-	24 Month Jumbo Monthly CD
2.00%^*	$10k^*	-	24 Month CD
OTHER TIERS: 1.50% → $1k - $10k
2.00%^*	$10k^*	-	28 Month CD
OTHER TIERS: 1.50% → $1k - $10k
1.75%	$100k	-	12 Month Jumbo CD
1.75%	$10k	$100k	9 Month CD - New Money Only
1.65%	$100k	-	12 Month Jumbo Monthly CD
1.50%^*	$10k^*	-	12 Month CD
OTHER TIERS: 1.00% → $1k - $10k
1.00%^*	$10k^*	-	6 Month CD
OTHER TIERS: 0.50% → $1k - $10k
0.75%^*	$10k^*	-	3 Month CD
OTHER TIERS: 0.25% → $1k - $10k

Electro Savings Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%^*	$10k^*	-	60 Month IRA
OTHER TIERS: 2.25% → $1k - $10k
2.50%^*	$10k^*	-	36 Month IRA
OTHER TIERS: 2.00% → $1k - $10k
2.50%^*	$10k^*	-	38 Month IRA
OTHER TIERS: 2.00% → $1k - $10k
2.25%^*	$10k^*	-	24 Month IRA
OTHER TIERS: 1.75% → $1k - $10k
2.25%^*	$10k^*	-	28 Month IRA
OTHER TIERS: 1.75% → $1k - $10k
1.75%^*	$10k^*	-	12 Month IRA
OTHER TIERS: 1.25% → $1k - $10k
1.25%^*	$10k^*	-	6 Month IRA
OTHER TIERS: 0.75% → $1k - $10k
1.00%^*	$10k^*	-	3 Month IRA
OTHER TIERS: 0.50% → $1k - $10k

Locations

Electro Savings Credit Union Locations
Branch Office	16500 Manchester Rd	Wildwood, MO 63040-1217
Branch Office	1850 Craigshire Rd Ste 203	Saint Louis, MO 63146
Branch Office	407 Lafayette Ctr	Manchester, MO 63011
Branch Office	12400 Tesson Ferry Rd	Saint Louis, MO 63128
Branch Office	1805 Craigshire Rd	Saint Louis, MO 63146

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.