2. Electro Savings Credit Union

Electro Savings Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
3.25%Reward Checking
2.06% - National Average
0.70%Reward Savings
0.92% - National Average
2.75%5-year CD
3.10% - Goldman Sachs Bank USA High-yield 5 Year CDAdvertisement
View all Electro Savings Credit Union rates »

Overview / Commentary
www.electrosavings.com
314-434-6470
1850 Craigshire Rd Ste 203
Saint Louis, MO 63146

Electro Savings Credit Union is headquartered in Saint Louis and is the 18th largest credit union in the state of Missouri. It is also the 1,177th largest credit union in the nation. It was established in 1941 and as of September of 2018, it had grown to 57 employees and 18,200 members at 5 locations. Electro Savings Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Electro Savings Credit Union of Missouri is open to the businesses, residents, and people maintaining employment in these Missouri Counties: St. Louis, St. Charles, Franklin, and Jefferson as well as the city of St. Louis and these Illinois Counties: Jersey, Madison, St. Clair, and Monroe.
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Health
B+

Data as of Q3 2018

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Health Grade Components

Overall
NCUA #62590
Year Chartered1941
Employees57
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.86%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$167.4MM$165.9MM
LoansQ3 2018vs Q3 2017$131.6MM$121.9MM
DepositsQ3 2018vs Q3 2017$145.2MM$145.0MM
Equity CapitalQ3 2018vs Q3 2017$14.8MM$14.7MM
Loan Loss AllowanceQ3 2018vs Q3 2017$874.00K$1.1MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.0MM$1.7MM
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Electro Savings Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Market Rate IRA Account
0.75%*$10k*-IRA Account
OTHER TIERS: 0.50% → Up to $10k
0.75%*-$7.5kSuper Saver Savings
OTHER TIERS: 0.40% → $7.5k+
0.75%*-$7.5kStudent Services Savings
OTHER TIERS: 0.40% → $7.5k+
0.75%*-$7.5kSuper Powers Savings
OTHER TIERS: 0.40% → $7.5k+
0.70%*-$25kKasasa Saver
OTHER TIERS: 0.15% → $25k+
0.30%--Holiday Club Savings
0.15%*$5k*-Basic Savings (Regular Shares)
OTHER TIERS: 0.10% → Up to $5k
0.15%*$5k*-Home Buyer Club
OTHER TIERS: 0.10% → Up to $5k
0.10%--Vacation Club
0.10%*$5k*-Business Savings
OTHER TIERS: 0.05% → Up to $5k

Electro Savings Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$25k-YES Plus Money Market Account
0.40%*$50k*-YES Money Market Account
OTHER TIERS: 0.15% → Up to $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k
0.20%*$5k*-Business Money Market
OTHER TIERS: 0.10% → Up to $5k
0.20%*$5k*-Business Yes Account
OTHER TIERS: 0.10% → Up to $5k

Electro Savings Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*-$10kKasasa Cash
OTHER TIERS: 0.15% → $10k+
0.50%$1k-Business Money Manager Checking
0.10%$100- Business Builder Checking

Electro Savings Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$100k-24 Month Jumbo CD
3.00%$100k-36 Month Jumbo CD
3.00%$100k-60 Month Jumbo CD
3.00%$100k-Business 24 Month Jumbo CD
3.00%$100k-Business 36 Month Jumbo CD
3.00%$100k-Business 60 Month Jumbo CD
2.90%$100k-24 Month Jumbo Monthly CD
2.90%$100k-36 Month Jumbo Monthly CD
2.90%$100k-60 Month Jumbo Monthly CD
2.90%$100k-Business 24 Month Jumbo Monthly CD
2.90%$100k-Business 36 Month Jumbo Monthly CD
2.90%$100k-Business 60 Month Jumbo Monthly CD
2.75%$1k-24 Month CD
2.75%$1k-28 Month CD
2.75%$1k-36 Month CD
2.75%$1k-38 Month CD
2.75%$1k-60 Month CD
2.75%$100k-12 Month Jumbo CD
2.75%$100k-Business 12 Month Jumbo CD
2.75%$1k-Business 24 Month CD
2.75%$1k-Business 28 Month CD
2.75%$1k-Business 36 Month CD
2.75%$1k-Business 38 Month CD
2.75%$1k-Business 60 Month CD
2.65%$100k-12 Month Jumbo Monthly CD
2.65%$100k-Business 12 Month Jumbo Monthly CD
2.50%$1k-12 Month CD
2.50%$1k-Business 12 Month CD
1.75%$10k$100k9 Month CD - New Money Only
1.75%$10k$100kBusiness 9 Month CD - New Money Only
1.00%*$10k*-6 Month CD
OTHER TIERS: 0.50% → $1k - $10k
1.00%*$10k*-Business 6 Month CD
OTHER TIERS: 0.50% → $1k - $10k
0.75%*$10k*-3 Month CD
OTHER TIERS: 0.25% → $1k - $10k
0.75%*$10k*-Business 3 Month CD
OTHER TIERS: 0.25% → $1k - $10k

Electro Savings Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*$10k*-60 Month IRA
OTHER TIERS: 2.25% → $1k - $10k
2.50%*$10k*-36 Month IRA
OTHER TIERS: 2.00% → $1k - $10k
2.50%*$10k*-38 Month IRA
OTHER TIERS: 2.00% → $1k - $10k
2.25%*$10k*-24 Month IRA
OTHER TIERS: 1.75% → $1k - $10k
2.25%*$10k*-28 Month IRA
OTHER TIERS: 1.75% → $1k - $10k
1.75%*$10k*-12 Month IRA
OTHER TIERS: 1.25% → $1k - $10k
1.25%*$10k*-6 Month IRA
OTHER TIERS: 0.75% → $1k - $10k
1.00%*$10k*-3 Month IRA
OTHER TIERS: 0.50% → $1k - $10k
Locations


Electro Savings Credit Union Locations
Branch Office16500 Manchester RdWildwood, MO 63040-1217
Branch Office1850 Craigshire Rd Ste 203Saint Louis, MO 63146
Branch Office407 Lafayette CtrManchester, MO 63011
Branch Office12400 Tesson Ferry RdSaint Louis, MO 63128
Branch Office1805 Craigshire RdSaint Louis, MO 63146

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