Electro Savings Credit Union is headquartered in Saint Louis and is the 20th largest credit union in the state of Missouri. It is also the 1,247th largest credit union in the nation. It was established in 1941 and as of June of 2024, it had grown to 58 employees and 20,818 members at 4 locations. Electro Savings Credit Union's money market rates are 7X the national average, but it has a C health rating.
Membership in Electro Savings Credit Union is open to individuals who live or work in the Missouri counties of Franklin, Jefferson, St. Charles, or St. Louis, as well as the City of St. Louis, or the Illinois counties of Jersey, Madison, Monroe, or St. Clair. Businesses in these areas are also eligible for membership.
See current membership details
Overall | |
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NCUA # | 62590 |
Year Chartered | 1941 |
Employees | 58 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -0.78% |
Return on Equity - YTD | -16.31% |
Annual Interest Income | $5.1MM |
Assets and Liabilities | ||
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Assets | Q2 2024vs Q2 2023 | $205.8MM$219MM |
Loans | Q2 2024vs Q2 2023 | $154.4MM$171.5MM |
Deposits | Q2 2024vs Q2 2023 | $191.5MM$198.2MM |
Equity Capital | Q2 2024vs Q2 2023 | $10MM$11.9MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $3.2MM$3.7MM |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $4.2MM$4.6MM |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$46K |
Always verify rates and promotions with the bank or credit union. We are not Electro Savings Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
4.00%* | $0 | $25k | Kasasa Cash | ||
OTHER TIERS: 0.15% → $25k+ |
Electro Savings Credit Union Locations | ||
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Branch Office | 407 Lafayette Ctr | Manchester, MO 63011 |
Branch Office | 12400 Tesson Ferry Rd | Saint Louis, MO 63128 |
Branch Office | 1805 Craigshire Rd | Saint Louis, MO 63146 |
Branch Office | 3315 Mid Rivers Mall Dr | Saint Peters, MO 63376-3428 |