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Electro Savings Credit Union


Overview / Commentary
www.electrosavings.com
314-434-6470
1850 Craigshire Rd Ste 203
Saint Louis, MO 63146

Electro Savings Credit Union is headquartered in Saint Louis and is the 18th largest credit union in the state of Missouri. It is also the 1,086th largest credit union in the nation. It was established in 1941 and as of March of 2021, it had grown to 63 employees and 20,215 members at 4 locations. Electro Savings Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Electro Savings Credit Union is open to individuals who live or work in the Missouri counties of Franklin, Jefferson, St. Charles, or St. Louis, as well as the City of St. Louis, or the Illinois counties of Jersey, Madison, Monroe, or St. Clair. Businesses in these areas are also eligible for membership.
See current membership details

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Health
B+

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #62590
Year Chartered1941
Employees63
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD4.72%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$244.4MM$186.1MM
LoansQ1 2021vs Q1 2020$179.6MM$150.7MM
DepositsQ1 2021vs Q1 2020$222.1MM$165.2MM
Equity CapitalQ1 2021vs Q1 2020$17.0MM$15.8MM
Loan Loss AllowanceQ1 2021vs Q1 2020$780.00K$780.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$1.0MM$1.2MM
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Electro Savings Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Electro Savings Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%--Market Rate IRA Account
0.70%*-$25kKasasa Saver
OTHER TIERS: 0.15% → $25k+
0.50%*$10k*-IRA Account
OTHER TIERS: 0.25% → Up to $10k
0.50%*-$7.5kSuper Saver Savings
OTHER TIERS: 0.25% → $7.5k+
0.50%*-$7.5kStudent Services Savings
OTHER TIERS: 0.25% → $7.5k+
0.50%*-$7.5kSuper Powers Savings
OTHER TIERS: 0.25% → $7.5k+
0.30%--Holiday Club Savings
0.10%--Vacation Club
0.10%--Home Buyer Club
0.10%*$5k*-Business Savings
OTHER TIERS: 0.05% → Up to $5k
0.05%--Basic Savings (Regular Shares)

Electro Savings Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*$200kSuperior Money Market
OTHER TIERS: 0.20% → $200k+
0.20%*$50k*-Money Market Account
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k
0.20%$25k-Plus Money Market Account
0.20%*$50k*-Business Money Market
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k

Electro Savings Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*-$10kKasasa Cash
OTHER TIERS: 0.15% → $10k+

Electro Savings Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-60 Month CD
0.70%$100k-60 Month Jumbo CD
0.70%$100k-60 Month Jumbo Monthly CD
0.70%$1k-Business 60 Month CD
0.70%$100k-Business 60 Month Jumbo CD
0.70%$100k-Business 60 Month Jumbo Monthly CD
0.30%$1k-24 Month CD
0.30%$1k-28 Month Bump Up CD
0.30%$1k-36 Month CD
0.30%$1k-38 Month Bump Up CD
0.30%$100k-24 Month Jumbo CD
0.30%$100k-36 Month Jumbo CD
0.30%$100k-24 Month Jumbo Monthly CD
0.30%$100k-36 Month Jumbo Monthly CD
0.30%$1k-Business 24 Month CD
0.30%$100k-Business 24 Month Jumbo CD
0.30%$100k-Business 24 Month Jumbo Monthly CD
0.30%$1k-Business 28 Month Bump Up CD
0.30%$1k-Business 36 Month CD
0.30%$100k-Business 36 Month Jumbo CD
0.30%$100k-Business 36 Month Jumbo Monthly CD
0.30%$1k-Business 38 Month CD
0.25%$1k-12 Month CD
0.25%$100k-12 Month Jumbo CD
0.25%$100k-12 Month Jumbo Monthly CD
0.25%$1k-Business 12 Month CD
0.25%$100k-Business 12 Month Jumbo CD
0.25%$100k-Business 12 Month Jumbo Monthly CD
0.25%$1k$10k12 Month Save to Win CD
0.20%$1k-3 Month CD
0.20%$1k-6 Month CD
0.20%$1k-Business 3 Month CD
0.20%$1k-Business 6 Month CD

Electro Savings Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-60 Month IRA
0.60%$1k-24 Month IRA
0.60%$1k-28 Month IRA
0.60%$1k-36 Month IRA
0.60%$1k-38 Month IRA
0.50%$1k-12 Month IRA
0.40%$1k-6 Month IRA
Locations


Electro Savings Credit Union Locations
Branch Office16500 Manchester RdWildwood, MO 63040-1217
Branch Office407 Lafayette CtrManchester, MO 63011
Branch Office12400 Tesson Ferry RdSaint Louis, MO 63128
Branch Office1805 Craigshire RdSaint Louis, MO 63146

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