Electro Savings Credit Union

Overview / Commentary
1850 Craigshire Rd Ste 203
Saint Louis, MO 63146

Electro Savings Credit Union is headquartered in Saint Louis and is the 18th largest credit union in the state of Missouri. It is also the 1,172nd largest credit union in the nation. It was established in 1941 and as of March of 2019, it had grown to 60 employees and 17,907 members at 5 locations. Electro Savings Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Electro Savings Credit Union of Missouri is open to the businesses, residents, and people maintaining employment in these Missouri Counties: St. Louis, St. Charles, Franklin, and Jefferson as well as the city of St. Louis and these Illinois Counties: Jersey, Madison, St. Clair, and Monroe.
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Health Grade Components

NCUA #62590
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD0.74%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$173.4MM$165.5MM
LoansQ1 2019vs Q1 2018$136.7MM$124.5MM
DepositsQ1 2019vs Q1 2018$157.8MM$149.2MM
Equity CapitalQ1 2019vs Q1 2018$14.1MM$14.7MM
Loan Loss AllowanceQ1 2019vs Q1 2018$1.1MM$925.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$994.00K$1.3MM
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Electro Savings Credit Union Savings Account Rates

1.00%--Market Rate IRA Account
0.75%*$10k*-IRA Account
OTHER TIERS: 0.50% Up to $10k
0.75%*-$7.5kSuper Saver Savings
OTHER TIERS: 0.40% $7.5k+
0.75%*-$7.5kStudent Services Savings
OTHER TIERS: 0.40% $7.5k+
0.75%*-$7.5kSuper Powers Savings
OTHER TIERS: 0.40% $7.5k+
0.70%*-$25kKasasa Saver
OTHER TIERS: 0.15% $25k+
0.30%--Holiday Club Savings
0.15%*$5k*-Basic Savings (Regular Shares)
OTHER TIERS: 0.10% Up to $5k
0.15%*$5k*-Home Buyer Club
OTHER TIERS: 0.10% Up to $5k
0.10%--Vacation Club
0.10%*$5k*-Business Savings
OTHER TIERS: 0.05% Up to $5k

Electro Savings Credit Union Money Market Rates

2.25%*$100k*$200kSuperior Money Market
OTHER TIERS: 1.25% $200k+
0.60%$25k-Plus Money Market Account
0.40%*$50k*-Money Market Account
OTHER TIERS: 0.15% Up to $10k | 0.20% $10k - $25k | 0.30% $25k - $50k

Electro Savings Credit Union Checking Account Rates

3.25%*-$10kKasasa Cash
OTHER TIERS: 0.15% $10k+

Electro Savings Credit Union CD Rates

3.00%$100k-24 Month Jumbo CD
3.00%$100k-36 Month Jumbo CD
3.00%$100k-60 Month Jumbo CD
2.90%$100k-24 Month Jumbo Monthly CD
2.90%$100k-36 Month Jumbo Monthly CD
2.90%$100k-60 Month Jumbo Monthly CD
2.75%$1k-24 Month CD
2.75%$1k-28 Month CD
2.75%$1k-36 Month CD
2.75%$1k-38 Month CD
2.75%$1k-60 Month CD
2.75%$100k-12 Month Jumbo CD
2.65%$100k-12 Month Jumbo Monthly CD
2.50%$1k-12 Month CD
2.50%$1k$10k12 Month Save to Win CD
1.75%$10k$100k9 Month CD - New Money Only
1.00%*$10k*-6 Month CD
OTHER TIERS: 0.50% $1k - $10k
0.75%*$10k*-3 Month CD
OTHER TIERS: 0.25% $1k - $10k

Electro Savings Credit Union IRA Rates

2.75%*$10k*-60 Month IRA
OTHER TIERS: 2.25% $1k - $10k
2.50%*$10k*-36 Month IRA
OTHER TIERS: 2.00% $1k - $10k
2.50%*$10k*-38 Month IRA
OTHER TIERS: 2.00% $1k - $10k
2.25%*$10k*-24 Month IRA
OTHER TIERS: 1.75% $1k - $10k
2.25%*$10k*-28 Month IRA
OTHER TIERS: 1.75% $1k - $10k
1.75%*$10k*-12 Month IRA
OTHER TIERS: 1.25% $1k - $10k
1.25%*$10k*-6 Month IRA
OTHER TIERS: 0.75% $1k - $10k
1.00%*$10k*-3 Month IRA
OTHER TIERS: 0.50% $1k - $10k

Electro Savings Credit Union Locations
Branch Office16500 Manchester RdWildwood, MO 63040-1217
Branch Office1850 Craigshire Rd Ste 203Saint Louis, MO 63146
Branch Office407 Lafayette CtrManchester, MO 63011
Branch Office12400 Tesson Ferry RdSaint Louis, MO 63128
Branch Office1805 Craigshire RdSaint Louis, MO 63146

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