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85 Broad Street, 10th Floor
New York, NY 10004

E-LOAN is a nationwide financial services company that is dedicated to providing consumers with a simple, easy and open way to obtain high yield savings accounts and CDs. Their web site also provides access to several preferred, nationally recognized lending partners that may be able to assist you in obtaining a loan that meets your financial needs.

Related Posts

E-LOAN Raises Rates On 2- And 3-Year CDs - 5/23/2016

E-LOAN has raised the rates on its 2-year CD (1.60% APY and 3-year CD (1.75% APY). The minimum opening deposit is $10k, with no balance cap. Available nationwide.

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5/30/11 - Competitive Internet CD Rates Return to E-LOAN Bank
7/29/09 - E-LOAN's CD Rates and Warnings About CD Maturity
3/11/09 - E-LOAN and DCU Temporarily Waiving CD Early Withdrawal Penalties
11/26/08 - Update on E-LOAN's CD Promotion
10/31/08 - $25 Savings Account or CD Bonus at E-LOAN
10/2/08 - E-LOAN Raises CD Rates, Update on Savings Account
9/10/08 - New E-LOAN Savings Plus Account With Yields Up To 3.85%
8/22/08 - E-LOAN's New CD Rates and New CD Promotion
8/12/08 - E-LOAN's New CD Rates: 4.26% 12-Month and 3.95% 9-Month
6/24/08 - Long-Term CD Rates Continue to Rise at E-LOAN
5/9/08 - E-LOAN's 3.75% Savings Account Promotion and Higher CD Rates
7/16/08 - E-LOAN Raises CD Rates - 4.60% 60-Month CD / 4.10% 36-Month CD
2/14/08 - More Savings Account Rate Cuts - Update
1/25/08 - CD Rates Falling Quickly - Best Options for Locking in CD Rates
12/13/07 - New Savings Account Rate Cuts
9/22/07 - Falling Saving Account Rates: GMAC, AmTrustDirect, Apple, BofA DoW Money Market
9/19/07 - Rates are Falling - ING Direct, E-LOAN... Where to Lock in a High Rate?
12/23/08 - E-LOAN Offers 3-Month CD with 5.55% Yield
6/6/07 - E-LOAN Updates Policy on External Link Changes
5/23/07 - E-LOAN Raises CD Rates - One Year CD Now 5.45%
1/17/07 - E-LOAN's Savings Account Drops Again - Other Alternatives?
1/14/07 - E-LOAN Checking Account? Plans to Expand Beyond Savings Accounts and CDs
12/6/06 - E-LOAN's Savings Account Rate Drops to 5.38%
11/22/06 - Big Drops in E-LOAN CD Rates
11/15/06 - E-LOAN CD Rates Drop Again and Update on the Transfer Glitches
11/9/06 - Glitches at E-LOAN's Online Savings Account
11/8/06 - Large Decline in E-LOAN CD Rates with New Rate Tiers
11/3/06 - E-LOAN Savings Account - Where's the Interest?
10/26/06 - E-LOAN Savings Account and CDs One Month Anniversary
10/9/06 - Update on the E-LOAN 5.50% Savings Account - 2nd Account, Xfer Speed and Other Reviews
10/4/06 - Setting Up Multiple Links at Your E-LOAN Savings Account
10/3/06 - E-LOAN 5.50% Savings Account Opened and Verified in 3 Days
9/30/06 - 5.50% Now on All Balances for E-LOAN's Savings Account
9/27/06 - Update on E-LOAN's 5.50% Online Savings Account
2/14/08 - New 5.50% Online Savings Account from E-LOAN


Posted by: arlen4 | Nov 17, 2015

Recently purchased two large 5-year CD-s (2.45% APY). The experience has been fantastic!!! Look forward to doing more business with this bank.

Customer Service Availability Is Horrible

Posted by: badbadba | Oct 19, 2016

I have a CD that I opened with eLoan a while ago, the process was comparable to other online applications.

The website is horrible. They use two factor authentication, and the system has relatively frequent failures. So it can't send you the text message or email with the passcode, and even if you have entered your password correctly a few failed attempts will lock you out of your account.

If that happens after banking hours, you are SOOL as far as getting into your account. You can't do anything about it online, and the lock on your account won't time out. You have to call customer service, and the hold time is always lengthy.

Early withdrawal penalties for CDs would make a loanshark blush, so make sure you won't need your money before maturity.

If you're a low maintenance user eLoan is OK (and the rates can be very competitive), if not...stay away.

Beware Problems With Interest And Cashout

Posted by: pua | Jan 1, 2016

E-Loan allows only one external account for transferring money in or out of E-Loan; AND you can only change the external account after 60 days and after you have verified trial deposits. E-Loan also does not allow any external bank to pull or push money from or to E-Loan. And when you open a CD you must specify whether the interest will accumulate or will be paid monthly to the external account; and you cannot change that decision for the entire term of the CD. So when an E-Loan CD is nearing maturity you must consider carefully where to send the principal; it would not be easy to use it to open another CD at a different bank.

Horrible Online Service

Every single transaction with this joint was a horror. Email verifications didn't work. You need to call their 800 number and wait and wait every single time you want to do the simplest transaction. The final straw was when I tried to log on and was locked out of the account on the second attempt to enter a forgotten password. At least baseball allows three strikes before you are out. That was it. I closed my account.



Health Grade Components

FDIC Certificate #34967
Year Established1999
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD2.32%
Annual Interest Income$150.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$8.22B$7.46B
LoansQ2 2016vs Q2 2015$5.18B$4.49B
DepositsQ2 2016vs Q2 2015$5.48B$4.79B
Equity CapitalQ2 2016vs Q2 2015$1.85B$1.93B
Loan Loss AllowanceQ2 2016vs Q2 2015$37.4MM$30.0MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$101.4MM$29.0MM
Real Estate OwnedQ2 2016vs Q2 2015$3.1MM$3.5MM
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Always verify rates and promotions with the bank or credit union. We are not E-LOAN.com; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

E-LOAN.com Savings Account Rates

0.40%*$100k*-Savings Plus
OTHER TIERS: 0.20% $5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k

E-LOAN.com CD Rates

2.00%$10k-5 Year CD
1.75%$10k-4 Year CD
1.60%$10k-3 Year CD
1.55%$10k-6 Year CD
1.50%$10k-2 Year CD
1.35%$10k-18 Month CD
1.30%$10k-1 Year CD
0.85%$10k-6 Month CD
0.60%$10k-3 Month CD
0.45%$10k-9 Month CD
0.05%$10k-1 Month CD
0.05%$10k-2 Month CD

E-LOAN.com is an Internet only bank and does not have branch locations. Its headquarters is located at 85 Broad Street, 10th Floor - New York, NY 10004