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85 Broad Street, 10th Floor
New York, NY 10004

E-LOAN is a nationwide financial services company that is dedicated to providing consumers with a simple, easy and open way to obtain high yield savings accounts and CDs. Their web site also provides access to several preferred, nationally recognized lending partners that may be able to assist you in obtaining a loan that meets your financial needs.

Related Posts

E-LOAN Raises Rates On 2- And 3-Year CDs - 5/23/2016

E-LOAN has raised the rates on its 2-year CD (1.60% APY and 3-year CD (1.75% APY). The minimum opening deposit is $10k, with no balance cap. Available nationwide.

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5/30/11 - Competitive Internet CD Rates Return to E-LOAN Bank
7/29/09 - E-LOAN's CD Rates and Warnings About CD Maturity
3/11/09 - E-LOAN and DCU Temporarily Waiving CD Early Withdrawal Penalties
11/25/08 - Update on E-LOAN's CD Promotion
10/31/08 - $25 Savings Account or CD Bonus at E-LOAN
10/2/08 - E-LOAN Raises CD Rates, Update on Savings Account
9/9/08 - New E-LOAN Savings Plus Account With Yields Up To 3.85%
8/22/08 - E-LOAN's New CD Rates and New CD Promotion
8/12/08 - E-LOAN's New CD Rates: 4.26% 12-Month and 3.95% 9-Month
6/24/08 - Long-Term CD Rates Continue to Rise at E-LOAN
5/9/08 - E-LOAN's 3.75% Savings Account Promotion and Higher CD Rates
4/30/08 - E-LOAN Raises CD Rates - 4.60% 60-Month CD / 4.10% 36-Month CD
2/14/08 - More Savings Account Rate Cuts - Update
1/22/08 - CD Rates Falling Quickly - Best Options for Locking in CD Rates
12/13/07 - New Savings Account Rate Cuts
9/21/07 - Falling Saving Account Rates: GMAC, AmTrustDirect, Apple, BofA DoW Money Market
9/19/07 - Rates are Falling - ING Direct, E-LOAN... Where to Lock in a High Rate?
8/24/07 - E-LOAN Offers 3-Month CD with 5.55% Yield
6/6/07 - E-LOAN Updates Policy on External Link Changes
5/23/07 - E-LOAN Raises CD Rates - One Year CD Now 5.45%
1/17/07 - E-LOAN's Savings Account Drops Again - Other Alternatives?
1/14/07 - E-LOAN Checking Account? Plans to Expand Beyond Savings Accounts and CDs
12/6/06 - E-LOAN's Savings Account Rate Drops to 5.38%
11/22/06 - Big Drops in E-LOAN CD Rates
11/15/06 - E-LOAN CD Rates Drop Again and Update on the Transfer Glitches
11/9/06 - Glitches at E-LOAN's Online Savings Account
11/8/06 - Large Decline in E-LOAN CD Rates with New Rate Tiers
11/3/06 - E-LOAN Savings Account - Where's the Interest?
10/26/06 - E-LOAN Savings Account and CDs One Month Anniversary
10/9/06 - Update on the E-LOAN 5.50% Savings Account - 2nd Account, Xfer Speed and Other Reviews
10/4/06 - Setting Up Multiple Links at Your E-LOAN Savings Account
10/3/06 - E-LOAN 5.50% Savings Account Opened and Verified in 3 Days
9/30/06 - 5.50% Now on All Balances for E-LOAN's Savings Account
9/27/06 - Update on E-LOAN's 5.50% Online Savings Account
9/26/06 - New 5.50% Online Savings Account from E-LOAN


Posted by: arlen4 | Nov 17, 2015

Recently purchased two large 5-year CD-s (2.45% APY). The experience has been fantastic!!! Look forward to doing more business with this bank.

Beware Problems With Interest And Cashout

Posted by: pua | Jan 1, 2016

E-Loan allows only one external account for transferring money in or out of E-Loan; AND you can only change the external account after 60 days and after you have verified trial deposits. E-Loan also does not allow any external bank to pull or push money from or to E-Loan. And when you open a CD you must specify whether the interest will accumulate or will be paid monthly to the external account; and you cannot change that decision for the entire term of the CD. So when an E-Loan CD is nearing maturity you must consider carefully where to send the principal; it would not be easy to use it to open another CD at a different bank.

Pathetic Institution

Posted by: Bai Hui | Aug 29, 2016

First, their website doesn't work, how hard is to get a decent website nowadays...... second, I "opened" an account online and waited for the deposit verification, nothing happened after a few days so I called them, they said "Oh, something went wrong with your application so we didn't do it".....OK, did someone try to call me to tell me that, send an email or anything ? NO !! I had to call to find this myself, this is how these people expect to get business.....


I was looking for a small loan to help out my Family. I responded to an email then received a call. At this point I could tell things were not right. I felt like a student at Trump university. The guys talk the scam artists that Trump employed to scam those people.
So the guy asks for my banking info to send a direct deposit via check to my account. I check my account and recognize that not the amount I wanted to borrow, $3000 but rather $990. Which I'm supposed to withdraw and sent to him to verify my account.
In lieu of those funds being available now, they are on hold for 5-7 business days. Per my bank the hold is because the bank routing number on the check was a fraud. Yes, fraud. USAA bank has obviously encountered these guys before, thank God. As I write this review I got a call from them wanting to continue with my business. Unreal!! I have explained to the guy, Sean, in no uncertain terms what I have encountered and he's trying to tell me I am wrong. Boys they are desperate and for the totally uneducated or not aware of the world or just going individuals.
If nothing else happens to your lives, DO NOT DO BUSINESS WITH THIS COMPANY. Regardless of your situation you'll be better off.
I'd give zero stars but it's not possible.



Health Grade Components

FDIC Certificate #34967
Year Established1999
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD2.32%
Annual Interest Income$150.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$8.22B$7.46B
LoansQ2 2016vs Q2 2015$5.18B$4.49B
DepositsQ2 2016vs Q2 2015$5.48B$4.79B
Equity CapitalQ2 2016vs Q2 2015$1.85B$1.93B
Loan Loss AllowanceQ2 2016vs Q2 2015$37.4MM$30.0MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$101.4MM$29.0MM
Real Estate OwnedQ2 2016vs Q2 2015$3.1MM$3.5MM
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Always verify rates and promotions with the bank or credit union. We are not E-LOAN.com; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

E-LOAN.com Savings Account Rates

0.40%*$100k*-Savings Plus
OTHER TIERS: 0.20% $5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k

E-LOAN.com CD Rates

2.00%$10k-5 Year CD
1.75%$10k-4 Year CD
1.60%$10k-3 Year CD
1.55%$10k-2 Year CD
1.55%$10k-6 Year CD
1.35%$10k-18 Month CD
1.30%$10k-1 Year CD
0.85%$10k-6 Month CD
0.60%$10k-3 Month CD
0.45%$10k-9 Month CD
0.05%$10k-1 Month CD
0.05%$10k-2 Month CD

E-LOAN.com is an Internet only bank and does not have branch locations. Its headquarters is located at 85 Broad Street, 10th Floor - New York, NY 10004