Evans Bank, National Association is headquartered in Angola and is the 37th largest bank in the state of New York. It is also the 491st largest bank in the nation. It was established in 1920 and as of December of 2020, it had grown to 302 employees at 17 locations. Evans Bank, National Association has a B+ health rating.
Great business all around!
I became a customer of this bank when they first opened up near my house. Within a month or two of them building their business, it caught on fire. Even when the building was completely ruined, there was a trailer set up in the parking lot. The employees still always had a smile on their face when working with you, even though it was constantly freezing in there as it was winter. The staff has always been excellent and friendly, even when there is a line out the door. The ATM fees are the number one reason why I stay. I never have any bank fees no matter which card I am using in their ATM. It might not seem like a lot, but those 4.50 fees I get charged everywhere else really adds up over time. The only downfall to this place is they do not do many competitive things anymore. There is never any free money with a new account and direct deposit or anything like that. Other than that, this might be the bank that I stay with for the rest of my life. Absolutely a great bank!!
Good local bank
The bank has excellent customer service. The latest experience I had to show this is being able to call them and ask them about recent charges. I had gone to a hotel and they over charged me but the refund wasn't showing up. The hotel manager told me that the bank was holding the refund, but I was able to call the bank and they said they wouldn't and couldn't do that. That the hotel probably didn't put the refund through. When calling the hotel, they indeed didn't put the refund through.
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6947 |
| Year Established | 1920 |
| Employees | 302 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 8.27% |
| Annual Interest Income | $68.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $2.03B$1.44B |
| Loans | Q4 2020vs Q4 2019 | $1.67B$1.21B |
| Deposits | Q4 2020vs Q4 2019 | $1.78B$1.27B |
| Equity Capital | Q4 2020vs Q4 2019 | $183.1MM$145.0MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $20.4MM$15.2MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $20.6MM$10.8MM |
| Real Estate Owned | Q4 2020vs Q4 2019 | $151.00K$72.00K |
