Evans Bank, National Association
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.01% | Reward Checking | Better Checking 1.92% - National Average |
| 0.10% | 3-month CD | 91 Day CD 0.30% - National Average |
| 1.60% | 5-year CD | 5 Year CD 2.50% - Ally Bank High Yield 5 Year CD |
Evans Bank, National Association is headquartered in Angola and is the 43rd largest bank in the state of New York. It is also the 610th largest bank in the nation. It was established in 1920 and as of December of 2017, it had grown to 217 employees at 15 locations. Evans Bank, National Association's CD rates are 11% higher than the national average, and it has an A health rating.
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Great business all around!
I became a customer of this bank when they first opened up near my house. Within a month or two of them building their business, it caught on fire. Even when the building was completely ruined, there was a trailer set up in the parking lot. The employees still always had a smile on their face when working with you, even though it was constantly freezing in there as it was winter. The staff has always been excellent and friendly, even when there is a line out the door. The ATM fees are the number one reason why I stay. I never have any bank fees no matter which card I am using in their ATM. It might not seem like a lot, but those 4.50 fees I get charged everywhere else really adds up over time. The only downfall to this place is they do not do many competitive things anymore. There is never any free money with a new account and direct deposit or anything like that. Other than that, this might be the bank that I stay with for the rest of my life. Absolutely a great bank!!
Good local bank
The bank has excellent customer service. The latest experience I had to show this is being able to call them and ask them about recent charges. I had gone to a hotel and they over charged me but the refund wasn't showing up. The hotel manager told me that the bank was holding the refund, but I was able to call the bank and they said they wouldn't and couldn't do that. That the hotel probably didn't put the refund through. When calling the hotel, they indeed didn't put the refund through.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6947 |
| Year Established | 1920 |
| Employees | 217 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.88% |
| Return on Equity - YTD | 9.18% |
| Annual Interest Income | $47.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $1.28B$1.09B |
| Loans | Q4 2017vs Q4 2016 | $1.05B$928.6MM |
| Deposits | Q4 2017vs Q4 2016 | $1.05B$940.9MM |
| Equity Capital | Q4 2017vs Q4 2016 | $119.3MM$98.4MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $14.0MM$13.9MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $12.5MM$8.6MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Evans Bank, National Association; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Evans Bank, National Association Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $100 | - | Statement Savings | |
| 0.05% | - | - | Junior Statement Saver |
Evans Bank, National Association Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $100k* | - | Better Money Market | ||
| OTHER TIERS: 0.60% → $5k - $10k | 0.65% → $10k - $50k | 0.70% → $50k - $100k | |||||
| 0.30%* | $250k* | - | Premium Business Money Market Account | ||
| OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $250k | |||||
Evans Bank, National Association Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.01%* | - | $10k | Better Checking | ||
| OTHER TIERS: 0.10% → $10k+ | |||||
Evans Bank, National Association CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.30% | $500 | - | 2 Year CD | |
| 2.25% | $500 | - | 4 Year CD | |
| 2.00% | $500 | - | 3 Year CD | |
| 1.85% | $500 | - | 13 Month CD | |
| 1.60% | $500 | - | 5 Year CD | |
| 1.00% | $500 | - | 1 Year CD | |
| 0.60% | $500 | - | 2 1/2 Year CD | |
| 0.45% | $500 | - | 15 Month CD | |
| 0.40% | $500 | - | 18 Month CD | |
| 0.30% | $500 | - | 7 Month CD | |
| 0.25% | $500 | - | 9 Month CD | |
| 0.20% | $500 | - | 6 Month CD | |
| 0.10% | $500 | - | 91 Day CD |
Evans Bank, National Association IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.27%* | $100k* | - | 18 Month Variable Rate IRA | ||
| OTHER TIERS: 1.91% → $500 - $50k | 2.17% → $50k - $100k | |||||
| 2.00% | $500 | - | 36 Month Fixed Rate IRA | ||
| 1.60% | $500 | - | 60 Month Fixed Rate IRA | ||
| 0.40% | $500 | - | 18 Month Fixed Rate IRA | ||
| 0.10% | $500 | - | 30 Day Fixed Rate IRA | ||
