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Evans Bank, National Association

Popular Accounts at this Bank

1.01%Reward CheckingBetter Checking
0.10%3-month CD91 Day CD
1.60%5-year CD5 Year CD

Overview / Commentary
8599 Erie Rd
Angola, NY 14006

Evans Bank, National Association is headquartered in Angola and is the 46th largest bank in the state of New York. It is also the 664th largest bank in the nation. It was established in 1920 and as of March of 2017, it had grown to 215 employees at 15 locations. Evans Bank, National Association's CD rates are 11% higher than the national average, and it has an A health rating.

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Reviews (1)

Great business all around!

Posted by: EvansBank | Nov 11, 2016

I became a customer of this bank when they first opened up near my house. Within a month or two of them building their business, it caught on fire. Even when the building was completely ruined, there was a trailer set up in the parking lot. The employees still always had a smile on their face when working with you, even though it was constantly freezing in there as it was winter. The staff has always been excellent and friendly, even when there is a line out the door. The ATM fees are the number one reason why I stay. I never have any bank fees no matter which card I am using in their ATM. It might not seem like a lot, but those 4.50 fees I get charged everywhere else really adds up over time. The only downfall to this place is they do not do many competitive things anymore. There is never any free money with a new account and direct deposit or anything like that. Other than that, this might be the bank that I stay with for the rest of my life. Absolutely a great bank!!


Health Grade Components

FDIC Certificate #6947
Year Established1920
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD11.12%
Annual Interest Income$10.9MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$1.13B$980.5MM
LoansQ1 2017vs Q1 2016$932.0MM$783.7MM
DepositsQ1 2017vs Q1 2016$981.1MM$850.3MM
Equity CapitalQ1 2017vs Q1 2016$113.5MM$93.6MM
Loan Loss AllowanceQ1 2017vs Q1 2016$13.6MM$13.1MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$10.2MM$14.5MM
Real Estate OwnedQ1 2017vs Q1 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Evans Bank, National Association Savings Account Rates

0.05%$100-Statement Savings
0.05%--Junior Statement Saver

Evans Bank, National Association Money Market Rates

0.80%$5k-Better Money Market
0.30%*$250k*-Premium Business Money Market Account
OTHER TIERS: 0.05% $5k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $250k

Evans Bank, National Association Checking Account Rates

1.01%*-$10kBetter Checking
OTHER TIERS: 0.10% $10k+

Evans Bank, National Association CD Rates

1.60%$500-5 Year CD
1.45%$500-13 Month CD
1.10%$500-4 Year CD
1.00%$500-1 Year CD
0.80%$500-3 Year CD
0.60%$500-2 1/2 Year CD
0.50%$500-2 Year CD
0.45%$500-15 Month CD
0.40%$500-18 Month CD
0.30%$500-7 Month CD
0.25%$500-9 Month CD
0.20%$500-6 Month CD
0.10%$500-91 Day CD

Evans Bank, National Association IRA Rates

1.60%$500-60 Month Fixed Rate IRA
1.50%*$100k*-18 Month Variable Rate IRA
OTHER TIERS: 1.15% $500 - $50k | 1.40% $50k - $100k
0.80%$500-36 Month Fixed Rate IRA
0.40%$500-18 Month Fixed Rate IRA
0.10%$500-30 Day Fixed Rate IRA

Evans Bank, National Association has 14 locations. Click to view all Evans Bank, National Association locations.