Evans Bank, National Association

Overview / Commentary
8599 Erie Rd
Angola, NY 14006

Evans Bank, National Association is headquartered in Angola and is the 37th largest bank in the state of New York. It is also the 507th largest bank in the nation. It was established in 1920 and as of December of 2021, it had grown to 307 employees at 17 locations. Evans Bank, National Association has an A health rating.

Reviews (2)

Great business all around!

Posted by: |

I became a customer of this bank when they first opened up near my house. Within a month or two of them building their business, it caught on fire. Even when the building was completely ruined, there was a trailer set up in the parking lot. The employees still always had a smile on their face when working with you, even though it was constantly freezing in there as it was winter. The staff has always been excellent and friendly, even when there is a line out the door. The ATM fees are the number one reason why I stay. I never have any bank fees no matter which card I am using in their ATM. It might not seem like a lot, but those 4.50 fees I get charged everywhere else really adds up over time. The only downfall to this place is they do not do many competitive things anymore. There is never any free money with a new account and direct deposit or anything like that. Other than that, this might be the bank that I stay with for the rest of my life. Absolutely a great bank!!

Good local bank

The bank has excellent customer service. The latest experience I had to show this is being able to call them and ask them about recent charges. I had gone to a hotel and they over charged me but the refund wasn't showing up. The hotel manager told me that the bank was holding the refund, but I was able to call the bank and they said they wouldn't and couldn't do that. That the hotel probably didn't put the refund through. When calling the hotel, they indeed didn't put the refund through.


Health Grade Components

FDIC Certificate #6947
Year Established1920
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD13.34%
Annual Interest Income$77.6MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$2.20B$2.03B
LoansQ4 2021vs Q4 2020$1.55B$1.67B
DepositsQ4 2021vs Q4 2020$1.94B$1.78B
Equity CapitalQ4 2021vs Q4 2020$196.6MM$183.1MM
Loan Loss AllowanceQ4 2021vs Q4 2020$18.4MM$20.4MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$13.7MM$20.6MM
Real Estate OwnedQ4 2021vs Q4 2020$0$151.00K
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Always verify rates and promotions with the bank or credit union. We are not Evans Bank, National Association; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Evans Bank, National Association Savings Account Rates

0.03%$100-Statement Savings
0.03%--Junior Statement Saver

Evans Bank, National Association Money Market Rates

0.15%*$100k*-Evans Choice Money Market Savings
OTHER TIERS: 0.05% $5k - $50k | 0.10% $50k - $100k
0.15%*$100k*-Better Business Money Market
OTHER TIERS: 0.05% $10k - $50k | 0.10% $50k - $100k

Evans Bank, National Association Checking Account Rates

1.00%-$10kEvans with interest Checking
0.10%--Platinum Security Checking

Evans Bank, National Association CD Rates

0.20%$500-18 Month CD
0.10%$500-2 Year CD
0.10%$500-2 1/2 Year CD
0.10%$500-3 Year CD
0.10%$500-4 Year CD
0.10%$500-5 Year CD
0.05%$500-13 Month CD
0.05%$500-15 Month CD
0.05%$500-1 Year CD
0.03%$500-6 Month CD
0.03%$500-7 Month CD
0.03%$500-9 Month CD
0.02%$500-91 Day CD

Evans Bank, National Association IRA Rates

1.66%*$100k*-18 Month Variable Rate IRA
OTHER TIERS: 1.31% $500 - $50k | 1.56% $50k - $100k
0.25%$500-18 Month Fixed Rate IRA
0.10%$500-36 Month Fixed Rate IRA
0.10%$500-60 Month Fixed Rate IRA
0.02%$500-30 Day Fixed Rate IRA


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