Evans Bank, National Association
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.01% | Reward Checking | 2.06% - National Average |
| 2.00% | 3-year CD | 2.85% - Synchrony Bank 36 Month CD |
| 2.00% | 6-month CD | 0.79% - National Average |
Evans Bank, National Association is headquartered in Angola and is the 44th largest bank in the state of New York. It is also the 581st largest bank in the nation. It was established in 1920 and as of September of 2018, it had grown to 228 employees at 15 locations. Evans Bank, National Association has a B health rating.
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Great business all around!
I became a customer of this bank when they first opened up near my house. Within a month or two of them building their business, it caught on fire. Even when the building was completely ruined, there was a trailer set up in the parking lot. The employees still always had a smile on their face when working with you, even though it was constantly freezing in there as it was winter. The staff has always been excellent and friendly, even when there is a line out the door. The ATM fees are the number one reason why I stay. I never have any bank fees no matter which card I am using in their ATM. It might not seem like a lot, but those 4.50 fees I get charged everywhere else really adds up over time. The only downfall to this place is they do not do many competitive things anymore. There is never any free money with a new account and direct deposit or anything like that. Other than that, this might be the bank that I stay with for the rest of my life. Absolutely a great bank!!
Good local bank
The bank has excellent customer service. The latest experience I had to show this is being able to call them and ask them about recent charges. I had gone to a hotel and they over charged me but the refund wasn't showing up. The hotel manager told me that the bank was holding the refund, but I was able to call the bank and they said they wouldn't and couldn't do that. That the hotel probably didn't put the refund through. When calling the hotel, they indeed didn't put the refund through.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6947 |
| Year Established | 1920 |
| Employees | 228 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.17% |
| Return on Equity - YTD | 12.99% |
| Annual Interest Income | $42.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $1.37B$1.21B |
| Loans | Q3 2018vs Q3 2017 | $1.14B$983.8MM |
| Deposits | Q3 2018vs Q3 2017 | $1.22B$1.04B |
| Equity Capital | Q3 2018vs Q3 2017 | $121.7MM$118.6MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $15.2MM$14.2MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $21.5MM$12.1MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Evans Bank, National Association; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Evans Bank, National Association Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $100 | - | Statement Savings | |
| 0.05% | - | - | Junior Statement Saver |
Evans Bank, National Association Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $100k* | - | Better Money Market | ||
| OTHER TIERS: 0.50% → $5k - $10k | 0.55% → $10k - $50k | 0.60% → $50k - $100k | |||||
| 0.30%* | $250k* | - | Premium Business Money Market Account | ||
| OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $250k | |||||
Evans Bank, National Association Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.01%* | - | $10k | Better Checking | ||
| OTHER TIERS: 0.10% → $10k+ | |||||
Evans Bank, National Association CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $500 | - | 4 Year CD | |
| 2.00% | $500 | - | 6 Month CD | |
| 2.00% | $500 | - | 2 1/2 Year CD | |
| 1.60% | $500 | - | 5 Year CD | |
| 1.00% | $500 | - | 15 Month CD | |
| 1.00% | $500 | - | 3 Year CD | |
| 0.60% | $500 | - | 13 Month CD | |
| 0.60% | $500 | - | 2 Year CD | |
| 0.60% | $500 | - | 18 Month CD | |
| 0.50% | $500 | - | 1 Year CD | |
| 0.30% | $500 | - | 7 Month CD | |
| 0.25% | $500 | - | 9 Month CD | |
| 0.10% | $500 | - | 91 Day CD |
Evans Bank, National Association IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.88%* | $100k* | - | 18 Month Variable Rate IRA | ||
| OTHER TIERS: 2.53% → $500 - $50k | 2.78% → $50k - $100k | |||||
| 2.00% | $500 | - | 36 Month Fixed Rate IRA | ||
| 1.60% | $500 | - | 60 Month Fixed Rate IRA | ||
| 0.60% | $500 | - | 18 Month Fixed Rate IRA | ||
| 0.10% | $500 | - | 30 Day Fixed Rate IRA | ||
