Evans Bank, National Association

Overview / Commentary
8599 Erie Rd
Angola, NY 14006

Evans Bank, National Association is headquartered in ANGOLA and is the 35th largest bank in the state of New York. It is also the 532nd largest bank in the nation. It was established in 1920 and as of September of 2023, it had grown to 293 employees at 20 locations. Evans Bank, National Association's CD rates are 4X the national average, and it has a C+ health rating.

Reviews (2)

Great business all around!

Posted by: |

I became a customer of this bank when they first opened up near my house. Within a month or two of them building their business, it caught on fire. Even when the building was completely ruined, there was a trailer set up in the parking lot. The employees still always had a smile on their face when working with you, even though it was constantly freezing in there as it was winter. The staff has always been excellent and friendly, even when there is a line out the door. The ATM fees are the number one reason why I stay. I never have any bank fees no matter which card I am using in their ATM. It might not seem like a lot, but those 4.50 fees I get charged everywhere else really adds up over time. The only downfall to this place is they do not do many competitive things anymore. There is never any free money with a new account and direct deposit or anything like that. Other than that, this might be the bank that I stay with for the rest of my life. Absolutely a great bank!!

Good local bank

The bank has excellent customer service. The latest experience I had to show this is being able to call them and ask them about recent charges. I had gone to a hotel and they over charged me but the refund wasn't showing up. The hotel manager told me that the bank was holding the refund, but I was able to call the bank and they said they wouldn't and couldn't do that. That the hotel probably didn't put the refund through. When calling the hotel, they indeed didn't put the refund through.


Health Grade Components

FDIC Certificate #6947
Year Established1920
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD11.29%
Annual Interest Income$71.6MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$2.16B$2.11B
LoansQ3 2023vs Q3 2022$1.68B$1.61B
DepositsQ3 2023vs Q3 2022$1.81B$1.88B
Equity CapitalQ3 2023vs Q3 2022$166.6MM$163.6MM
Loan Loss AllowanceQ3 2023vs Q3 2022$21.8MM$18.6MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$25.8MM$23.6MM
Real Estate OwnedQ3 2023vs Q3 2022$0$1.2MM
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Always verify rates and promotions with the bank or credit union. We are not Evans Bank, National Association; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Evans Bank, National Association Savings Account Rates

5.00%*-$20kOrange Saver
OTHER TIERS: 0.75% $20k+
0.50%*$100k*-Evans One Savings
OTHER TIERS: 0.20% $1k - $10k | 0.30% $10k - $50k | 0.40% $50k - $100k
0.03%$100-Statement Savings
0.03%--Junior Statement Saver

Evans Bank, National Association Money Market Rates

0.15%*$100k*-Evans Choice Money Market Savings
OTHER TIERS: 0.05% $5k - $50k | 0.10% $50k - $100k
0.15%*$100k*-Better Business Money Market
OTHER TIERS: 0.05% $10k - $50k | 0.10% $50k - $100k

Evans Bank, National Association Checking Account Rates

5.00%*-$10kOrange Advantage Checking
OTHER TIERS: 0.75% $10k+
1.00%-$10kEvans with interest Checking

Evans Bank, National Association CD Rates

5.00%$500-7 Month CD
4.50%$500-13 Month CD
4.00%$500-1 Year CD

Evans Bank, National Association IRA Rates

3.25%$500-18 Month Fixed Rate IRA
3.25%$500-36 Month Fixed Rate IRA
3.25%$500-60 Month Fixed Rate IRA
1.00%$500-30 Day Fixed Rate IRA


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