Featured Savings Rates
Featured Accounts

Family Federal Savings

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.75%5-year CD5 Year First Time Home Buyer CD
0.65%1-year CD1 Year CD
0.15%SavingsBasic Savings Account

Overview / Commentary
800-439-3339
130 Whalon Street
Fitchburg, MA 01420

Family Federal Savings is headquartered in Fitchburg and is the 128th largest bank in the state of Massachusetts. It is also the 4,524th largest bank in the nation. It was established in 1877 and as of September of 2016, it had grown to 19 employees at 3 locations. Family Federal Savings has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Family Federal Savings has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #29962
Year Established1877
Employees19
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD1.68%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$93.0MM$90.8MM
LoansQ3 2016vs Q3 2015$60.6MM$54.3MM
DepositsQ3 2016vs Q3 2015$77.4MM$75.7MM
Equity CapitalQ3 2016vs Q3 2015$11.8MM$11.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$375.00K$391.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$923.00K$973.00K
Real Estate OwnedQ3 2016vs Q3 2015$155.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Family Federal Savings Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*-$200i-Savings Account
OTHER TIERS: 0.05% $50k+ | 0.10% $10k - $50k | 0.20% $200 - $10k
0.15%--Basic Savings Account
0.15%--Christmas Club Account
0.15%--Vacation Club Account

Family Federal Savings Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--i-Checking Account
0.05%--Support Our Schools Checking Account

Family Federal Savings CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$1k-5 Year CD
1.75%$1k-5 Year First Time Home Buyer CD
1.40%$1k-4 Year CD
1.40%$100k-30 Month Jumbo CD Special
1.30%$1k-3 Year CD
1.25%$1k-18 Month CD Special
1.15%$1k-2 Year CD
1.15%$100k-15 Month Jumbo CD Special
1.00%$5k-9 Month CD Special
0.65%$1k-1 Year CD
0.50%$5k-6 Month CD
0.20%$5k-3 Month CD

Family Federal Savings IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$1k-5 Year IRA
1.40%$1k-4 Year IRA
1.30%$1k-3 Year IRA
1.15%$1k-2 Year IRA
0.65%$1k-1 Year IRA
0.50%$5k-6 Month IRA
0.20%$5k-3 Month IRA
Locations


Family Federal Savings Locations
129 Chestnut Street Branch129 Chestnut StreetNeedham, MA 02492
Family Federal Savings, F.A.130 Whalon StreetFitchburg, MA 01420
Great Road Branch149 Great RoadStow, MA 01775