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Financial One Credit Union


Overview / Commentary
www.financialonecu.com
763-404-7600
843 40Th Ave Ne
Columbia Heights, MN 55421

Financial One Credit Union is headquartered in Columbia Heights and is the 32nd largest credit union in the state of Minnesota. It is also the 1,253rd largest credit union in the nation. It was established in 1933 and as of December of 2021, it had grown to 29 employees and 10,525 members at 3 locations. Financial One Credit Union has an A health rating.

Field of Membership Restrictions

Financial One Credit Union is open to individuals who live, work, worship, or attend school in the Minnesota counties of Anoka, Hennepin, Ramsey, or Washington. Members of the Disabled American Veterans of Minnesota also qualify for membership, as do the family members of current Financial One Credit Union members.
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Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #64287
Year Chartered1933
Employees29
Primary Regulator
Profit Margin
Return on Assets - YTD1.76%
Return on Equity - YTD19.6%
Annual Interest Income$8.4MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$196.7MM$169.3MM
LoansQ4 2021vs Q4 2020$168.0MM$150.6MM
DepositsQ4 2021vs Q4 2020$169.4MM$152.9MM
Equity CapitalQ4 2021vs Q4 2020$17.4MM$14.2MM
Loan Loss AllowanceQ4 2021vs Q4 2020$1.3MM$1.3MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$420.00K$859.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Financial One Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial One Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Primary (Member) Savings Account
0.05%--Secondary Savings Account
0.05%$5-Wincentive Savings Account

Financial One Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market Account
OTHER TIERS: 0.10% → $2.5k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k
0.30%*$100k*-HSA Money Market Account
OTHER TIERS: 0.10% → $2.5k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k
0.30%*$100k*-IRA Money Market Account
OTHER TIERS: 0.10% → $2.5k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k

Financial One Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$2k*$25kHigh Yield Checking Account
OTHER TIERS: 0.05% → $25k+

Financial One Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.17%*$10k*-60 Month Share Certificate
OTHER TIERS: 1.07% → $1k - $10k
1.17%*$10k*-60 Month HSA Certificate
OTHER TIERS: 1.07% → $1k - $10k
1.05%*$10k*-48 Month Share Certificate
OTHER TIERS: 0.95% → $1k - $10k
1.05%*$10k*-48 Month HSA Certificate
OTHER TIERS: 0.95% → $1k - $10k
0.92%*$10k*-36 Month Share Certificate
OTHER TIERS: 0.82% → $1k - $10k
0.92%*$10k*-36 Month HSA Certificate
OTHER TIERS: 0.82% → $1k - $10k
0.77%*$10k*-24 Month Share Certificate
OTHER TIERS: 0.67% → $1k - $10k
0.77%*$10k*-24 Month HSA Certificate
OTHER TIERS: 0.67% → $1k - $10k
0.55%*$10k*-12 Month Share Certificate
OTHER TIERS: 0.45% → $1k - $10k
0.55%*$10k*-12 Month HSA Certificate
OTHER TIERS: 0.45% → $1k - $10k
0.37%*$10k*-6 Month Share Certificate
OTHER TIERS: 0.27% → $1k - $10k
0.37%*$10k*-6 Month HSA Certificate
OTHER TIERS: 0.27% → $1k - $10k

Financial One Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.17%*$10k*-60 Month IRA Certificate
OTHER TIERS: 1.07% → $1k - $10k
1.05%*$10k*-48 Month IRA Certificate
OTHER TIERS: 0.95% → $1k - $10k
0.92%*$10k*-36 Month IRA Certificate
OTHER TIERS: 0.82% → $1k - $10k
0.77%*$10k*-24 Month IRA Certificate
OTHER TIERS: 0.67% → $1k - $10k
0.55%*$10k*-12 Month IRA Certificate
OTHER TIERS: 0.45% → $1k - $10k
0.37%*$10k*-6 Month IRA Certificate
OTHER TIERS: 0.27% → $1k - $10k
Locations


Financial One Credit Union Locations
Branch Office10210 Baltimore St NEBlaine, MN 55449
Branch Office843 40th Ave NEColumbia Heights, MN 55421
Branch Office11465 Robinson Dr NWCoon Rapids, MN 55433

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