2. Financial One Credit Union

Financial One Credit Union


Overview / Commentary
www.financialonecu.com
763-404-7600
843 40Th Ave Ne
Columbia Heights, MN 55421

Financial One Credit Union is headquartered in Columbia Heights and is the 33rd largest credit union in the state of Minnesota. It is also the 1,311th largest credit union in the nation. It was established in 1933 and as of June of 2019, it had grown to 31 employees and 9,557 members at 3 locations. Financial One Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Financial One Credit Union is open to individuals who live, work, worship, or do business in Minnesota's Anoka County, Champlin City, or Northeast Minneapolis. Members of the Disabled American Veterans of Minnesota also qualify for membership, as do the family members of current Financial One Credit Union members.
See current membership details

Related Posts

Financial One Credit Union Offers 58-Month CD Special, 3.45% APY - 5/29/2019

Financial One Credit Union (MN) has a 58-month CD Special, which earns 3.45% APY. Minimum opening deposit is $1k, with no stated balance cap. Also as an IRA.

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Health
B+

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #64287
Year Chartered1933
Employees31
Primary Regulator
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD13.46%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$144.3MM$121.4MM
LoansQ2 2019vs Q2 2018$126.8MM$110.2MM
DepositsQ2 2019vs Q2 2018$130.0MM$108.4MM
Equity CapitalQ2 2019vs Q2 2018$11.9MM$10.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$607.00K$510.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$1.3MM$826.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Financial One Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial One Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$25kKasasa Saver
OTHER TIERS: 0.25% → $25k+
0.10%$500-Primary Savings Account
0.10%$500-Secondary Savings Account
0.05%$5-Wincentive Savings Account

Financial One Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$25k*-HSA Money Market Account
OTHER TIERS: 0.05% → Up to $5k | 0.25% → $5k - $25k
0.45%*$25k*-IRA Money Market Account
OTHER TIERS: 0.05% → Up to $5k | 0.25% → $5k - $25k
0.40%*$100k*-Money Market Account
OTHER TIERS: 0.15% → $2.5k - $25k | 0.20% → $25k - $50k | 0.35% → $50k - $100k

Financial One Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%-$25kKasasa Cash
0.50%*$50k*-HSA Checking Account
OTHER TIERS: 0.05% → $5k - $25k | 0.10% → $25k - $50k

Financial One Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$1k-58 Month Share Certificate Special
2.52%$1k-23 Month Share Certificate Special
2.27%$1k-35 Month Share Certificate Special
2.02%$1k-11 Month Share Certificate Special
1.75%*$10k*-60 Month Share Certificate
OTHER TIERS: 1.65% → $1k - $10k
1.75%*$10k*-60 Month HSA Certificate
OTHER TIERS: 1.65% → $1k - $10k
1.50%*$10k*-48 Month Share Certificate
OTHER TIERS: 1.40% → $1k - $10k
1.50%*$10k*-48 Month HSA Certificate
OTHER TIERS: 1.40% → $1k - $10k
1.40%*$10k*-36 Month Share Certificate
OTHER TIERS: 1.30% → $1k - $10k
1.40%*$10k*-36 Month HSA Certificate
OTHER TIERS: 1.30% → $1k - $10k
1.20%*$10k*-24 Month Share Certificate
OTHER TIERS: 1.10% → $1k - $10k
1.20%*$10k*-24 Month HSA Certificate
OTHER TIERS: 1.10% → $1k - $10k
1.00%*$10k*-12 Month Share Certificate
OTHER TIERS: 0.90% → $1k - $10k
1.00%*$10k*-12 Month HSA Certificate
OTHER TIERS: 0.90% → $1k - $10k
0.70%*$10k*-6 Month Share Certificate
OTHER TIERS: 0.60% → $1k - $10k
0.70%*$10k*-6 Month HSA Certificate
OTHER TIERS: 0.60% → $1k - $10k

Financial One Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$1k-58 Month IRA CD Special
2.52%$1k-23 Month IRA CD Special
2.27%$1k-35 Month IRA CD Special
2.02%$1k-11 Month IRA CD Special
1.75%*$10k*-60 Month IRA Certificate
OTHER TIERS: 1.65% → $1k - $10k
1.50%*$10k*-48 Month IRA Certificate
OTHER TIERS: 1.40% → $1k - $10k
1.40%*$10k*-36 Month IRA Certificate
OTHER TIERS: 1.30% → $1k - $10k
1.20%*$10k*-24 Month IRA Certificate
OTHER TIERS: 1.10% → $1k - $10k
1.00%*$10k*-12 Month IRA Certificate
OTHER TIERS: 0.90% → $1k - $10k
0.70%*$10k*-6 Month IRA Certificate
OTHER TIERS: 0.60% → $1k - $10k
Locations


Financial One Credit Union Locations
Branch Office10210 Baltimore St NEBlaine, MN 55449
Branch Office843 40th Ave NEColumbia Heights, MN 55421
Branch Office11465 Robinson Dr NWCoon Rapids, MN 55433

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