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  2. Financial One Credit Union

Financial One Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.00%Reward CheckingKasasa Cash
1.75% - National Average
0.50%Reward SavingsKasasa Saver
0.77% - National Average
2.06%5-year CD60 Month HSA Certificate
1.85% - Synchrony Bank 60 Month CDAdvertisement
View all Financial One Credit Union rates »

Overview / Commentary
financialonecu.com
763-404-7600
11465 Robinson Dr Nw
Coon Rapids, MN 55433

Financial One Credit Union is headquartered in Coon Rapids and is the 41st largest credit union in the state of Minnesota. It is also the 1,664th largest credit union in the nation. It was established in 1933 and as of June of 2016, it had grown to 27 employees and 8,020 members at 3 locations. Financial One Credit Union has a B+ health rating.

Field of Membership Restrictions

Financial One Credit Union of Minnesota is open to the residents, church members, people that maintain employment or consistently conduct business in these eligible locations: Anoka County, Champlin City, and Northeast Minneapolis, the Minnesota DAV members, and the family members of current credit union members.
See current membership details

Related Posts

Financial One CU (MN) Has Added A 20-Month CD Special - 3/18/2016

Financial One Credit Union (MN) has added a 20-month Share Certificate Special (2.00% APY). Minimum deposit is $1k, with a balance cap of $100k. Also available as an IRA.

20 Month CD 2.00% APY - 3/18/2016

Membership restricted to people who live or work in Anoka County MN, Northeast Minneapolis and the City of Champlin MN and members of Disabled American Veterans of Minnesota. Likely necessary (not confirmed) that one has to visit the branch to open the account unless already a member. The CD can be opened with balances between $1,000 and $100,000. EWP is pretty severe (half of the interest that would be earned over the life of the CD no matter the withdrawal date), but it's a good rate. 

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Health
B+

Data as of Q2 2016

Learn more about bank health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Financial One Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #64287
Year Chartered1933
Employees27
Primary Regulator
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD14.26%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$90.4MM$75.4MM
LoansQ2 2016vs Q2 2015$82.9MM$69.0MM
DepositsQ2 2016vs Q2 2015$79.1MM$67.7MM
Equity CapitalQ2 2016vs Q2 2015$7.7MM$6.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$573.00K$492.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$399.00K$508.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$54.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial One Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$25kKasasa Saver
OTHER TIERS: 0.25% → $25k+
0.45%*$25k*-HSA Money Market Account
OTHER TIERS: 0.05% → Up to $5k | 0.25% → $5k - $25k
0.10%$500-Primary Savings Account
0.10%$500-Secondary Savings Account

Financial One Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$25k*-IRA Money Market Account
OTHER TIERS: 0.05% → Up to $5k | 0.25% → $5k - $25k
0.45%*$25k*-Roth IRA Money Market Account
OTHER TIERS: 0.05% → Up to $5k | 0.25% → $5k - $25k
0.40%*$100k*-Money Market Account
OTHER TIERS: 0.15% → $2,500 - $25k | 0.20% → $25k - $50k | 0.35% → $50k - $100k

Financial One Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$25kKasasa Cash
OTHER TIERS: 0.25% → $25k+
0.50%*$50k*-HSA Checking Account
OTHER TIERS: 0.05% → $5k - $25k | 0.10% → $25k - $50k
0.00%--Free Kasasa Cash Back Checking

Financial One Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.06%*$10k*-60 Month Share Certificate
OTHER TIERS: 2.01% → $1k - $10k
2.06%*$10k*-60 Month HSA Certificate
OTHER TIERS: 2.01% → $1k - $10k
1.71%*$10k*-48 Month Share Certificate
OTHER TIERS: 1.66% → $1k - $10k
1.71%*$10k*-48 Month HSA Certificate
OTHER TIERS: 1.61% → $1k - $10k
1.15%*$10k*-36 Month Share Certificate
OTHER TIERS: 1.10% → $1k - $10k
1.15%*$10k*-36 Month HSA Certificate
OTHER TIERS: 1.10% → $1k - $10k
0.80%*$10k*-24 Month Share Certificate
OTHER TIERS: 0.75% → $1k - $10k
0.80%*$10k*-24 Month HSA Certificate
OTHER TIERS: 0.75% → $1k - $10k
0.65%*$10k*-12 Month Share Certificate
OTHER TIERS: 0.60% → $1k - $10k
0.65%*$10k*-12 Month HSA Certificate
OTHER TIERS: 0.60% → $1k - $10k
0.50%*$10k*-6 Month Share Certificate
OTHER TIERS: 0.45% → $1k - $10k
0.50%*$10k*-6 Month HSA Certificate
OTHER TIERS: 0.45% → $1k - $10k

Financial One Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.06%*$10k*-60 Month IRA Certificate
OTHER TIERS: 2.01% → $1k - $10k
1.71%*$10k*-48 Month IRA Certificate
OTHER TIERS: 1.66% → $1k - $10k
1.15%*$10k*-36 Month IRA Certificate
OTHER TIERS: 1.10% → $1k - $10k
0.80%*$10k*-24 Month IRA Certificate
OTHER TIERS: 0.75% → $1k - $10k
0.65%*$10k*-12 Month IRA Certificate
OTHER TIERS: 0.60% → $1k - $10k
0.50%*$10k*-6 Month IRA Certificate
OTHER TIERS: 0.45% → $1k - $10k
Locations


Financial One Credit Union Locations
Branch Office10210 Baltimore St NEBlaine, MN 55449
Branch Office843 40th Ave NEColumbia Heights, MN 55421
Branch Office11465 Robinson Dr NWCoon Rapids, MN 55433