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Financial One Credit Union


Overview / Commentary
www.financialonecu.com
763-404-7600
843 40Th Ave Ne
Columbia Heights, MN 55421

Financial One Credit Union is headquartered in Columbia Heights and is the 33rd largest credit union in the state of Minnesota. It is also the 1,294th largest credit union in the nation. It was established in 1933 and as of December of 2019, it had grown to 29 employees and 9,630 members at 3 locations. Financial One Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Financial One Credit Union is open to individuals who live, work, worship, or do business in Minnesota's Anoka County, Champlin City, or Northeast Minneapolis. Members of the Disabled American Veterans of Minnesota also qualify for membership, as do the family members of current Financial One Credit Union members.
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Health
B

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #64287
Year Chartered1933
Employees29
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD11.19%
Annual Interest Income$7.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$148.2MM$132.9MM
LoansQ4 2019vs Q4 2018$126.0MM$124.3MM
DepositsQ4 2019vs Q4 2018$133.4MM$117.1MM
Equity CapitalQ4 2019vs Q4 2018$12.5MM$11.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$809.00K$574.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.7MM$669.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Financial One Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial One Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*-$25kKasasa Saver
OTHER TIERS: 0.05% → $25k+
0.05%--Primary Savings Account
0.05%--Secondary Savings Account
0.05%$5-Wincentive Savings Account

Financial One Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market Account
OTHER TIERS: 0.10% → $2.5k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k
0.30%*$100k*-HSA Money Market Account
OTHER TIERS: 0.10% → $2.5k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k
0.30%*$100k*-IRA Money Market Account
OTHER TIERS: 0.10% → $2.5k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k

Financial One Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%-$25kKasasa Cash

Financial One Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.27%$1k-58 Month Share Certificate Special
1.02%$1k-40 Month Share Certificate Special
0.77%$1k-23 Month Share Certificate Special
0.73%*$10k*-60 Month Share Certificate
OTHER TIERS: 0.63% → $1k - $10k
0.73%*$10k*-60 Month HSA Certificate
OTHER TIERS: 0.63% → $1k - $10k
0.65%*$10k*-48 Month Share Certificate
OTHER TIERS: 0.55% → $1k - $10k
0.65%*$10k*-48 Month HSA Certificate
OTHER TIERS: 0.55% → $1k - $10k
0.62%$1k-11 Month Share Certificate Special
0.61%*$10k*-36 Month Share Certificate
OTHER TIERS: 0.51% → $1k - $10k
0.61%*$10k*-36 Month HSA Certificate
OTHER TIERS: 0.51% → $1k - $10k
0.50%*$10k*-24 Month Share Certificate
OTHER TIERS: 0.40% → $1k - $10k
0.50%*$10k*-24 Month HSA Certificate
OTHER TIERS: 0.40% → $1k - $10k
0.36%*$10k*-12 Month Share Certificate
OTHER TIERS: 0.31% → $1k - $10k
0.36%*$10k*-12 Month HSA Certificate
OTHER TIERS: 0.31% → $1k - $10k
0.28%*$10k*-6 Month Share Certificate
OTHER TIERS: 0.23% → $1k - $10k
0.28%*$10k*-6 Month HSA Certificate
OTHER TIERS: 0.23% → $1k - $10k

Financial One Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.27%$1k-58 Month IRA CD Special
1.02%$1k-40 Month IRA CD Special
0.77%$1k-23 Month IRA CD Special
0.73%*$10k*-60 Month IRA Certificate
OTHER TIERS: 0.63% → $1k - $10k
0.65%*$10k*-48 Month IRA Certificate
OTHER TIERS: 0.55% → $1k - $10k
0.62%$1k-11 Month IRA CD Special
0.61%*$10k*-36 Month IRA Certificate
OTHER TIERS: 0.51% → $1k - $10k
0.50%*$10k*-24 Month IRA Certificate
OTHER TIERS: 0.40% → $1k - $10k
0.36%*$10k*-12 Month IRA Certificate
OTHER TIERS: 0.31% → $1k - $10k
0.28%*$10k*-6 Month IRA Certificate
OTHER TIERS: 0.23% → $1k - $10k
Locations


Financial One Credit Union Locations
Branch Office10210 Baltimore St NEBlaine, MN 55449
Branch Office843 40th Ave NEColumbia Heights, MN 55421
Branch Office11465 Robinson Dr NWCoon Rapids, MN 55433

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