First Chatham Bank is headquartered in Savannah and is the 37th largest bank in the state of Georgia. It is also the 1,899th largest bank in the nation. It was established in 2002 and as of December of 2018, it had grown to 86 employees at 8 locations. First Chatham Bank has a C+ health rating.
I love using this bank and will never go back to using a national bank. I banked with a national bank for years and was always being hit with miscellaneous fees just for using their services. I had had enough. The straw that broke the camel's back was them freezing my accounts after a fraudulent charge was made. It took them over a month to release the freeze on my account and release my funds to me. While waiting for this to clear up I finally decided to switch banks. I am so glad that I did. They have truly wonderful people working here and they are always friendly. I have only been in the branch twice and they already know my name. There are no hidden fees either, it's truly a free checking account. I cannot say enough good things about this bank and urge others to use them as well.
| Overall | |
|---|---|
| FDIC Certificate # | 57252 |
| Year Established | 2002 |
| Employees | 86 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.83% |
| Return on Equity - YTD | 9.07% |
| Annual Interest Income | $15.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $363.4MM$364.3MM |
| Loans | Q4 2018vs Q4 2017 | $240.0MM$243.9MM |
| Deposits | Q4 2018vs Q4 2017 | $328.1MM$331.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $35.2MM$32.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.7MM$2.5MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.1MM$2.6MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $15.4MM$22.2MM |
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| First Chatham Bank Locations | ||
|---|---|---|
| First Chatham Bank | 111 Barnard Street | Savannah, GA 31401 |
| Pooler Branch Office | 196 Pooler Parkway | Pooler, GA 31322 |
| Wilmington Island Branch | 454 Johnny Mercer Blvd | Savannah, GA 31410 |
| Glynn Isles Branch | 550 Glynn Isles | Brunswick, GA 31525 |
| Rincon Branch | 5633 Highway 21, South | Rincon, GA 31326 |
| Memorial Drive Branch | 7401 Hodgson Memorial Drive | Savannah, GA 31406 |
| Richmond Hill Branch | 9943 Ford Avenue | Richmond Hill, GA 31324 |