First Chatham Bank

First Chatham Bank

Overview / Commentary
111 Barnard St
Savannah, GA 31401

First Chatham Bank is headquartered in Savannah and is the 37th largest bank in the state of Georgia. It is also the 1,761st largest bank in the nation. It was established in 2002 and as of December of 2020, it had grown to 89 employees at 8 locations. First Chatham Bank has a B+ health rating.

Reviews (1)

Don't bother with national banks, everything you need is local

I love using this bank and will never go back to using a national bank. I banked with a national bank for years and was always being hit with miscellaneous fees just for using their services. I had had enough. The straw that broke the camel's back was them freezing my accounts after a fraudulent charge was made. It took them over a month to release the freeze on my account and release my funds to me. While waiting for this to clear up I finally decided to switch banks. I am so glad that I did. They have truly wonderful people working here and they are always friendly. I have only been in the branch twice and they already know my name. There are no hidden fees either, it's truly a free checking account. I cannot say enough good things about this bank and urge others to use them as well.


Health Grade Components

FDIC Certificate #57252
Year Established2002
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD7.95%
Annual Interest Income$15.8MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$462.5MM$378.0MM
LoansQ4 2020vs Q4 2019$283.1MM$246.2MM
DepositsQ4 2020vs Q4 2019$420.1MM$339.6MM
Equity CapitalQ4 2020vs Q4 2019$42.0MM$38.2MM
Loan Loss AllowanceQ4 2020vs Q4 2019$3.6MM$3.1MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$2.9MM$3.9MM
Real Estate OwnedQ4 2020vs Q4 2019$5.8MM$9.4MM

Sorry, we do not have rate data for First Chatham Bank.


First Chatham Bank Locations
First Chatham Bank111 Barnard StreetSavannah, GA 31401
Pooler Branch Office196 Pooler ParkwayPooler, GA 31322
Wilmington Island Branch454 Johnny Mercer BlvdSavannah, GA 31410
Glynn Isles Branch550 Glynn IslesBrunswick, GA 31525
Rincon Branch5633 Highway 21, SouthRincon, GA 31326
Memorial Drive Branch7401 Hodgson Memorial DriveSavannah, GA 31406
Richmond Hill Branch9943 Ford AvenueRichmond Hill, GA 31324

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