Featured Savings Rates
Featured Accounts

First Choice CU (OH)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.25%1-year CD12 Month Certificate
0.05%SavingsSub Share Account
0.35%2-year CD24 Month Certificate

Overview / Commentary
419-678-3335
300 W Sycamore St
Coldwater, OH 45828

First Choice CU (OH) is headquartered in COLDWATER and is the 173rd largest credit union in the state of Ohio. It is also the 3,743rd largest credit union in the nation. It was established in 1967 and as of June of 2016, it had grown to 4 employees and 1,920 members at 1 location. First Choice CU (OH) has a B health rating.

Field of Membership Restrictions

First Choice Credit Union of Ohio is open to the residents, church members, registered students, and the people that maintain employment within Mercer County, employees from any one of the multiple credit union affiliated select employer groups that are listed on the credit union website, Celina City School and Coldwater Public School alumni, along with the family members of current credit union members.
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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Choice CU (OH) has a low asset base.

Health Grade Components

Overall
NCUA #61466
Year Chartered1967
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD3.05%
Annual Interest Income$188.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$15.6MM$15.4MM
LoansQ2 2016vs Q2 2015$6.0MM$5.7MM
DepositsQ2 2016vs Q2 2015$13.8MM$13.6MM
Equity CapitalQ2 2016vs Q2 2015$1.7MM$1.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$15.00K$15.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$17.00K$6.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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First Choice CU (OH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Student Account
0.05%$100-Regular Share Savings
0.05%$100-Sub Share Account
0.05%--Christmas Club

First Choice CU (OH) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$1k-24 Month Certificate
0.30%$1k-18 Month Certificate
0.25%$1k-12 Month Certificate
Locations


First Choice CU (OH) Locations
Branch Office300 W SYCAMORE STCOLDWATER, OH 45828