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First Community Bank (AL)

Popular Accounts at this Bank

2.00%Reward CheckingKasasa Cash
0.50%Reward SavingsKasasa Saver
1.00%5-year CD60 Month CD

Overview / Commentary
34 Court St
Chatom, AL 36518

First Community Bank (AL) is headquartered in Chatom and is the 27th largest bank in the state of Alabama. It is also the 1,775th largest bank in the nation. It was established in 1909 and as of September of 2017, it had grown to 89 employees at 10 locations. First Community Bank (AL) has an A health rating.

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Reviews (2)

Great Bank/Staff

I live in a small country town and this is a primary bank. I enjoy going there because the staff make it so very easy to do whats needed. I have had several interactions with the staff at this bank and cannot recall a time that was unpleasant. I however can remember one occasion that the bank went way above and beyond for me. They gave me a loan even when they were told they should not. They trusted me I did the right thing and now have been with this bank for over 10 yrs. I believe this bank is a laid back country bank that will help its customer rather than judge them. I would recommend this bank to and stranger, friend or family.

Business Acceptance Policy

Posted by: Pulin | Feb 19, 2012

Bank only wants you if your credit rating is 650 or above. This bank is not for every business man.


Health Grade Components

FDIC Certificate #14720
Year Established1909
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD11.27%
Annual Interest Income$11.9MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$391.6MM$369.1MM
LoansQ3 2017vs Q3 2016$282.0MM$272.0MM
DepositsQ3 2017vs Q3 2016$345.4MM$314.5MM
Equity CapitalQ3 2017vs Q3 2016$38.4MM$37.7MM
Loan Loss AllowanceQ3 2017vs Q3 2016$3.5MM$3.2MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$4.5MM$6.0MM
Real Estate OwnedQ3 2017vs Q3 2016$298.00K$404.00K
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First Community Bank (AL) Savings Account Rates

0.50%*-$10kKasasa Saver
OTHER TIERS: 0.10% $10k+
0.10%--Variable / TDOA IRA
0.05%$25-Vacation Club
0.05%--Christmas Club
0.05%$100-Regular Savings Account
0.05%$25-Kid's Club

First Community Bank (AL) Money Market Rates

0.35%*$500k*-Money Market Account
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $25k | 0.25% $25k - $250k | 0.30% $250k - $500k

First Community Bank (AL) Checking Account Rates

2.00%*-$10kKasasa Cash
OTHER TIERS: 0.10% $10k+

First Community Bank (AL) CD Rates

1.00%$500-60 Month CD
0.85%$500-48 Month CD
0.75%$500-36 Month CD
0.60%$500-30 Month CD
0.55%$500-24 Month CD
0.45%$500-18 Month CD
0.40%$500-12 Month CD
0.40%$500-15 Month CD
0.15%$500-6 Month CD
0.10%$500-3 Month CD

First Community Bank (AL) IRA Rates

1.00%$500-60 Month IRA
0.85%$500-48 Month IRA
0.75%$500-36 Month IRA
0.55%$500-24 Month IRA
0.40%$500-12 Month IRA
0.15%$500-6 Month IRA
0.10%$500-3 Month IRA

First Community Bank (AL) Locations
Spanish Fort Branch10021 Hwy 31Spanish Fort, AL 36527
Saraland Branch1063 Industrial ParkwaySaraland, AL 36571
Citronelle Branch19495 North Third StreetCitronelle, AL 36522
Daphne Branch27555 US Highway 98Daphne, AL 36526
Millry Branch30122 Hwy 17 SouthMillry, AL 36558
First Community Bank34 Court StChatom, AL 36518
Cottage Hill Road Branch6241 Cottage Hill RoadMobile, AL 36609
Zeigler Corners Branch720 Schillinger Road NorthMobile, AL 36608
Fairhope Branch84 Plantation Pointe RoadFairhope, AL 36532