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2000 Ninety-Eight Palms Blvd
Destin, FL 32541

First Florida Bank is headquartered in Destin and is the 66th largest bank in the state of Florida. It is also the 1,914th largest bank in the nation. It was established in 2006 and as of June of 2016, it had grown to 61 employees at 4 locations. First Florida Bank has an A+ health rating.

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Reviews (1)

First Florida Bank

Posted by: Florgal | Oct 10, 2013

I have been banking with First Florida Bank (previously Destin First Bank) since their inception.  Great bank, great people, that are flexible and work with their account holders to maximize their banking experience.  I have personal and business accounts here and plan on remaining a customer for as long as they will have me.


Health Grade Components

FDIC Certificate #58370
Year Established2006
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD9.93%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$351.3MM$314.7MM
LoansQ2 2016vs Q2 2015$178.1MM$157.2MM
DepositsQ2 2016vs Q2 2015$307.5MM$282.6MM
Equity CapitalQ2 2016vs Q2 2015$38.4MM$31.8MM
Loan Loss AllowanceQ2 2016vs Q2 2015$3.0MM$2.9MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$336.00K$482.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$652.00K

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First Florida Bank Locations
First Florida Bank2000 Ninety-Eight Palms Blvd.Destin, FL 32541
Mary Esther Boulevard Branch302 Mary Esther BlvdMary Esther, FL 32569
Niceville Branch750 John Sims Pkwy ENiceville, FL 32578
Destin East Branch9461 Emerald Coast ParkwayDestin, FL 32550