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2000 Ninety-Eight Palms Blvd
Destin, FL 32541

First Florida Bank is headquartered in Destin and is the 60th largest bank in the state of Florida. It is also the 1,797th largest bank in the nation. It was established in 2006 and as of September of 2016, it had grown to 64 employees at 4 locations. First Florida Bank has an A+ health rating.

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Reviews (1)

First Florida Bank

Posted by: Florgal | Oct 10, 2013

I have been banking with First Florida Bank (previously Destin First Bank) since their inception.  Great bank, great people, that are flexible and work with their account holders to maximize their banking experience.  I have personal and business accounts here and plan on remaining a customer for as long as they will have me.


Health Grade Components

FDIC Certificate #58370
Year Established2006
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD8.7%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$381.0MM$308.3MM
LoansQ3 2016vs Q3 2015$172.7MM$149.9MM
DepositsQ3 2016vs Q3 2015$336.3MM$274.9MM
Equity CapitalQ3 2016vs Q3 2015$38.9MM$32.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$3.0MM$3.0MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$593.00K$482.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$149.00K

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First Florida Bank Locations
First Florida Bank2000 Ninety-Eight Palms Blvd.Destin, FL 32541
Mary Esther Boulevard Branch302 Mary Esther BlvdMary Esther, FL 32569
Niceville Branch750 John Sims Pkwy ENiceville, FL 32578
Destin East Branch9461 Emerald Coast ParkwayDestin, FL 32550
Freeport Branch16542 Us Highway 331 SouthFreeport, FL 32439