First Legacy Community Credit Union

Deposits held and insured by Self-Help Credit Union

Overview / Commentary
704-375-5781
431 Beatties Ford Road
Charlotte, NC 28216
Deposits held and insured by Self-Help Credit Union

Field of Membership Restrictions

First Legacy Community Credit Union of North Carolina is open to the residents, church members, registered students and the people that maintain employment within these eligible counties: Mecklenburg, Rowan, Iredell, Cabarrus, Catawba, Alexander, Davie, Gaston, Cleveland, and Lincoln.
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Health
A

Data as of Q2 2020

Data displayed below is for insuring bank: Self-Help Credit Union
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Health Grade Components

Overall
NCUA #66258
Year Chartered1983
Employees267
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD1.86%
Annual Interest Income$25.6MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$1.23B$1.06B
LoansQ2 2020vs Q2 2019$822.7MM$764.9MM
DepositsQ2 2020vs Q2 2019$1.04B$890.8MM
Equity CapitalQ2 2020vs Q2 2019$132.0MM$119.0MM
Secondary CapitalQ2 2020vs Q2 2019$38.0MM
Loan Loss AllowanceQ2 2020vs Q2 2019$19.0MM$13.6MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$12.5MM$11.2MM
Real Estate OwnedQ2 2020vs Q2 2019$204.00K$202.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Legacy Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-IRA Savings
0.75%*$50k*-Dividend Share
OTHER TIERS: 0.40% $100 - $2.5k | 0.55% $2.5k - $25k | 0.65% $25k - $50k
0.75%*$50k*-Christmas Club
OTHER TIERS: 0.40% $100 - $2.5k | 0.55% $2.5k - $25k | 0.65% $25k - $50k

First Legacy Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-IRA Account
Locations

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