First Legacy Community Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
1.40%5-year CD
1.00%1-year CD
0.75%Savings
View all First Legacy Community Credit Union rates »

Overview / Commentary
704-375-5781
431 Beatties Ford Road
Charlotte, NC 28216

First Legacy Community Credit Union is headquartered in Charlotte and is the 44th largest credit union in the state of North Carolina. It is also the 2,739th largest credit union in the nation. It was established in 1941 and as of December of 2018, it had grown to 10 employees and 8,364 members at 4 locations. First Legacy Community Credit Union's savings rates are 44% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

First Legacy Community Credit Union of North Carolina is open to the residents, church members, registered students and the people that maintain employment within these eligible counties: Mecklenburg, Rowan, Iredell, Cabarrus, Catawba, Alexander, Davie, Gaston, Cleveland, and Lincoln.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Legacy Community Credit Union has a low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #68593
Year Chartered1941
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD-3.13%
Return on Equity - YTD-34.67%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$33.5MM$32.3MM
LoansQ4 2018vs Q4 2017$15.5MM$17.1MM
DepositsQ4 2018vs Q4 2017$30.1MM$27.6MM
Equity CapitalQ4 2018vs Q4 2017$3.3MM$4.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$953.00K$819.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$485.00K$975.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$284.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Legacy Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Legacy Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$50k*-Dividend Share
OTHER TIERS: 0.40% $100 - $2.5k | 0.55% $2.5k - $25k | 0.65% $25k - $50k
0.75%*$50k*-Christmas Club
OTHER TIERS: 0.40% $100 - $2.5k | 0.55% $2.5k - $25k | 0.65% $25k - $50k

First Legacy Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%*$100k*-60 Month CD
OTHER TIERS: 1.10% $1k - $10k | 1.15% $10k - $100k
1.25%*$100k*-48 Month CD
OTHER TIERS: 1.05% $1k - $10k | 1.10% $10k - $100k
1.15%*$100k*-36 Month CD
OTHER TIERS: 1.00% $1k - $10k | 1.05% $10k - $100k
1.10%*$100k*-24 Month CD
OTHER TIERS: 0.95% $1k - $10k | 1.00% $10k - $100k
1.05%*$100k*-18 Month CD
OTHER TIERS: 0.90% $1k - $10k | 0.95% $10k - $100k
1.00%*$100k*-12 Month CD
OTHER TIERS: 0.85% $1k - $10k | 0.90% $10k - $100k
0.95%*$100k*-6 Month CD
OTHER TIERS: 0.80% $1k - $10k | 0.85% $10k - $100k

First Legacy Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-IRA Account
Locations


First Legacy Community Credit Union Locations
Branch Office405 S Chester STGastonia, NC 28052
Branch Office431 Beatties Ford RdCharlotte, NC 28216
Branch Office244 Dobson RdStatesville, NC 28677-6779
Branch Office2146 Statesville BlvdSalisbury, NC 28147

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.