Featured Savings Rates
Featured Accounts

First National Bank (Spearman, TX)

Popular Accounts at this Bank

1.55%1-year CD1 Year Step-Up CD
0.40%SavingsRegular Savings Account
2.00%3-year CD3 Year Step-Up CD

Overview / Commentary
729 West Seventh Street
Spearman, TX 79081

First National Bank (Spearman, TX) is headquartered in Spearman and is the 239th largest bank in the state of Texas. It is also the 2,825th largest bank in the nation. It was established in 1985 and as of March of 2018, it had grown to 48 employees at 3 locations. First National Bank (Spearman, TX)'s CD rates are 72% higher than the national average, and it has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #26219
Year Established1985
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.69%
Return on Equity - YTD13.99%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$211.9MM$204.0MM
LoansQ1 2018vs Q1 2017$141.4MM$131.0MM
DepositsQ1 2018vs Q1 2017$176.7MM$172.9MM
Equity CapitalQ1 2018vs Q1 2017$26.8MM$25.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$2.2MM$2.0MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$856.00K$416.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First National Bank (Spearman, TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank (Spearman, TX) Savings Account Rates

0.40%$300-Regular Savings Account
0.40%$100-Student Savings Account
0.30%*$5k*-Health Savings NOW Account
OTHER TIERS: 0.25% Up to $5k

First National Bank (Spearman, TX) Money Market Rates

0.65%*$100k*-Money Market Account
OTHER TIERS: 0.45% $2,500 - $50k | 0.55% $50k - $100k

First National Bank (Spearman, TX) Checking Account Rates

0.25%$1,500-NOW Account

First National Bank (Spearman, TX) CD Rates

2.00%*$250k*-3 Year Step-Up CD
OTHER TIERS: 1.70% $2k - $50k | 1.80% $50k - $100k | 1.90% $100k - $250k
1.85%*$250k*-2 Year Step-Up CD
OTHER TIERS: 1.60% $2k - $50k | 1.70% $50k - $100k | 1.75% $100k - $250k
1.80%$100k-13 Month CD Special
1.60%*$250k*-18 Month Step-Up CD
OTHER TIERS: 1.30% $2k - $50k | 1.40% $50k - $100k | 1.55% $100k - $250k
1.55%*$250k*-1 Year Step-Up CD
OTHER TIERS: 1.20% $2k - $50k | 1.30% $50k - $100k | 1.45% $100k - $250k
1.20%*$100k*-6 Month CD
OTHER TIERS: 1.05% $2k - $50k | 1.15% $50k - $100k
0.94%*$100k*-90 Day CD
OTHER TIERS: 0.85% $2k - $50k | 0.90% $50k - $100k
0.85%*$100k*-32 Day CD
OTHER TIERS: 0.75% $2k - $50k | 0.80% $50k - $100k

First National Bank (Spearman, TX) IRA Rates

2.00%$2k-3 Year Step-Up IRA
1.85%$2k-2 Year Step-Up IRA
1.50%$2k-1 Year Step-Up IRA

First National Bank (Spearman, TX) Locations
Dumas Banking Center Branch1201 E First StDumas, TX 79029
Perryton Banking Center Branch2729 South Main StreetPerryton, TX 79070
First National Bank729 West Seventh StreetSpearman, TX 79081

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.