First National Bank (Spearman, TX)
Overview / Commentary
First National Bank (Spearman, TX) is headquartered in Spearman and is the 232nd largest bank in the state of Texas. It is also the 2,745th largest bank in the nation. It was established in 1985 and as of June of 2019, it had grown to 48 employees at 3 locations. First National Bank (Spearman, TX) has a B+ health rating.
Health
B+
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 26219 |
| Year Established | 1985 |
| Employees | 48 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.76% |
| Return on Equity - YTD | 13.08% |
| Annual Interest Income | $5.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $215.3MM$213.0MM |
| Loans | Q2 2019vs Q2 2018 | $145.4MM$143.2MM |
| Deposits | Q2 2019vs Q2 2018 | $165.3MM$169.1MM |
| Equity Capital | Q2 2019vs Q2 2018 | $30.3MM$26.4MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $2.4MM$2.2MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $2.9MM$847.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Rates
Sorry, we do not have rate data for First National Bank (Spearman, TX).
Locations
| First National Bank (Spearman, TX) Locations | ||
|---|---|---|
| Dumas Banking Center Branch | 1201 E First St | Dumas, TX 79029 |
| Perryton Banking Center Branch | 2729 South Main Street | Perryton, TX 79070 |
| First National Bank | 729 West Seventh Street | Spearman, TX 79081 |