Featured Savings Rates
Featured Accounts

First National Bank (Spearman, TX)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.01%1-year CD1 Year Step-Up CD
0.25%SavingsRegular Savings Account
1.40%3-year CD3 Year Step-Up CD

Overview / Commentary
806-659-5544
729 West Seventh Street
Spearman, TX 79081

First National Bank (Spearman, TX) is headquartered in Spearman and is the 246th largest bank in the state of Texas. It is also the 2,948th largest bank in the nation. It was established in 1985 and as of March of 2017, it had grown to 42 employees at 3 locations. First National Bank (Spearman, TX)'s CD rates are 12% higher than the national average, and it boasts an A+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Health Grade Components

Overall
FDIC Certificate #26219
Year Established1985
Employees42
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.52%
Return on Equity - YTD12.58%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$204.0MM$204.2MM
LoansQ1 2017vs Q1 2016$131.0MM$120.7MM
DepositsQ1 2017vs Q1 2016$172.9MM$167.4MM
Equity CapitalQ1 2017vs Q1 2016$25.0MM$23.7MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.0MM$1.9MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$416.00K$600.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First National Bank (Spearman, TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank (Spearman, TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$5k*-Health Savings NOW Account
OTHER TIERS: 0.20% $1k - $5k
0.25%$300-Regular Savings Account
0.25%$100-Student Savings Account

First National Bank (Spearman, TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$2,500-Money Market Account

First National Bank (Spearman, TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1,500-NOW Account

First National Bank (Spearman, TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%*$250k*-3 Year Step-Up CD
OTHER TIERS: 1.15% $2k - $50k | 1.20% $50k - $100k | 1.30% $100k - $250k
1.30%*$250k*-2 Year Step-Up CD
OTHER TIERS: 1.11% $2k - $50k | 1.15% $50k - $100k | 1.20% $100k - $250k
1.11%*$250k*-18 Month Step-Up CD
OTHER TIERS: 0.85% $50k - $100k | 0.90% $2k - $50k | 1.01% $100k - $250k
1.01%*$250k*-1 Year Step-Up CD
OTHER TIERS: 0.80% $2k - $50k | 0.85% $50k - $100k | 0.90% $100k - $250k
0.75%*$100k*-6 Month CD
OTHER TIERS: 0.65% $2k - $50k | 0.70% $50k - $100k
0.60%*$100k*-90 Day CD
OTHER TIERS: 0.50% $2k - $50k | 0.55% $50k - $100k
0.55%*$100k*-32 Day CD
OTHER TIERS: 0.45% $2k - $50k | 0.50% $50k - $100k

First National Bank (Spearman, TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$2k-3 Year IRA
1.30%$2k-2 Year IRA
1.01%$2k-1 Year IRA
Locations


First National Bank (Spearman, TX) Locations
Dumas Banking Center Branch1201 E First StDumas, TX 79029
Perryton Banking Center Branch2729 South Main StreetPerryton, TX 79070
First National Bank729 West Seventh StreetSpearman, TX 79081