Featured Savings Rates
Featured Accounts

First National Bank (Spearman, TX)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.70%1-year CD1 Year Step-Up CD
0.15%SavingsRegular Savings Account
1.00%3-year CD3 Year Step-Up CD

Overview / Commentary
806-659-5544
729 West Seventh Street
Spearman, TX 79081

First National Bank (Spearman, TX) is headquartered in Spearman and is the 245th largest bank in the state of Texas. It is also the 2,980th largest bank in the nation. It was established in 1985 and as of June of 2016, it had grown to 45 employees at 3 locations. First National Bank (Spearman, TX) has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #26219
Year Established1985
Employees45
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.63%
Return on Equity - YTD13.84%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$201.4MM$186.1MM
LoansQ2 2016vs Q2 2015$121.7MM$111.0MM
DepositsQ2 2016vs Q2 2015$157.8MM$158.2MM
Equity CapitalQ2 2016vs Q2 2015$25.3MM$20.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.0MM$1.8MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$565.00K$1.3MM
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank (Spearman, TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$5k*-Health Savings NOW Account
OTHER TIERS: 0.10% $1k - $5k
0.15%$300-Regular Savings Account
0.15%$100-Student Savings Account

First National Bank (Spearman, TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2,500-Money Market Account

First National Bank (Spearman, TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1,500-NOW Account

First National Bank (Spearman, TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250k*-3 Year Step-Up CD
OTHER TIERS: 0.80% $1k - $50k | 0.85% $50k - $100k | 0.90% $100k - $250k
0.90%*$250k*-2 Year Step-Up CD
OTHER TIERS: 0.70% $1k - $50k | 0.75% $50k - $100k | 0.80% $100k - $250k
0.75%*$250k*-18 Month Step-Up CD
OTHER TIERS: 0.55% $1k - $50k | 0.60% $50k - $100k | 0.65% $100k - $250k
0.70%*$250k*-1 Year Step-Up CD
OTHER TIERS: 0.50% $1k - $50k | 0.55% $50k - $100k | 0.60% $100k - $250k
0.45%*$100k*-6 Month CD
OTHER TIERS: 0.35% $1k - $50k | 0.40% $50k - $100k
0.30%*$100k*-90 Day CD
OTHER TIERS: 0.20% $1k - $50k | 0.25% $50k - $100k
0.25%*$100k*-32 Day CD
OTHER TIERS: 0.15% $1k - $50k | 0.20% $50k - $100k

First National Bank (Spearman, TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-3 Year IRA
0.95%$1k-2 Year IRA
0.70%$1k-1 Year IRA
Locations


First National Bank (Spearman, TX) Locations
Dumas Banking Center Branch1201 E First StDumas, TX 79029
Perryton Banking Center Branch2729 South Main StreetPerryton, TX 79070
First National Bank729 West Seventh StreetSpearman, TX 79081