Overview / Commentary
729 West Seventh Street
Spearman, TX 79081

First National Bank (Spearman, TX) is headquartered in Spearman and is the 231st largest bank in the state of Texas. It is also the 2,666th largest bank in the nation. It was established in 1985 and as of September of 2018, it had grown to 45 employees at 3 locations. First National Bank (Spearman, TX) has an A+ health rating.


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Health Grade Components

FDIC Certificate #26219
Year Established1985
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.59%
Return on Equity - YTD13.22%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$225.8MM$216.8MM
LoansQ3 2018vs Q3 2017$151.6MM$145.0MM
DepositsQ3 2018vs Q3 2017$176.4MM$166.4MM
Equity CapitalQ3 2018vs Q3 2017$26.6MM$26.3MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.3MM$2.1MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$888.00K$1.2MM
Real Estate OwnedQ3 2018vs Q3 2017$0$0

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First National Bank (Spearman, TX) Locations
Dumas Banking Center Branch1201 E First StDumas, TX 79029
Perryton Banking Center Branch2729 South Main StreetPerryton, TX 79070
First National Bank729 West Seventh StreetSpearman, TX 79081

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