First National Bank (Spearman, TX)
Overview / Commentary
First National Bank (Spearman, TX) is headquartered in Spearman and is the 221st largest bank in the state of Texas. It is also the 2,643rd largest bank in the nation. It was established in 1985 and as of December of 2019, it had grown to 47 employees at 3 locations. First National Bank (Spearman, TX) has a B+ health rating.
Health
B+
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 26219 |
| Year Established | 1985 |
| Employees | 47 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.63% |
| Return on Equity - YTD | 12% |
| Annual Interest Income | $10.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $228.0MM$226.1MM |
| Loans | Q4 2019vs Q4 2018 | $155.6MM$152.0MM |
| Deposits | Q4 2019vs Q4 2018 | $179.1MM$194.5MM |
| Equity Capital | Q4 2019vs Q4 2018 | $31.3MM$28.0MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $2.5MM$2.3MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $2.2MM$885.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |