First National Bank of Henning

Overview / Commentary
106 Mn Hwy. 78 N
Ottertail, MN 56571

First National Bank of Henning is headquartered in OTTERTAIL and is the 74th largest bank in the state of Minnesota. It is also the 2,422nd largest bank in the nation. It was established in 1903 and as of March of 2023, it had grown to 41 employees at 3 locations. First National Bank of Henning has a B+ health rating.


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Health Grade Components

FDIC Certificate #5162
Year Established1903
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD17.04%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$308.0MM$288.9MM
LoansQ1 2023vs Q1 2022$204.3MM$167.9MM
DepositsQ1 2023vs Q1 2022$268.9MM$262.7MM
Equity CapitalQ1 2023vs Q1 2022$21.9MM$23.6MM
Loan Loss AllowanceQ1 2023vs Q1 2022$2.9MM$2.3MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$343.00K$440.00K
Real Estate OwnedQ1 2023vs Q1 2022$0$0
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First National Bank of Henning Checking Account Rates

3.01%*-$35kFNB Cash Checking
OTHER TIERS: 0.25% $35k+

First National Bank of Henning Locations
The First National Bank Of Henning106 Mn Highway 78 NOttertail, MN 56571
Henning Branch512 Douglas AvenueHenning, MN 56551
Battle Lake Br101 Lake Avenue SouthBattle Lake, MN 56515

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