First NBC Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.26% | Money Market | Premier Investment Money Market Account 0.85% - Ally Bank Money Market Account |
| 2.53% | 5-year CD | 5 Year Tiered CD 1.85% - Synchrony Bank 60 Month CD |
| 1.36% | 1-year CD | 1 Year Tiered CD 1.05% - Ally Bank High Yield 12-Month CD |
First NBC Bank is headquartered in New Orleans and is the 2nd largest bank in the state of Louisiana. It is also the 205th largest bank in the nation. It was established in 2006 and as of June of 2016, it had grown to 616 employees at 40 locations. First NBC Bank's money market rates are 3X the national average, and it has an A health rating.
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Difficult To Work With
I went to First NBC with my boyfriend to try to deposit checks into his account which I had signed over to him. I was present with my ID.
The employees acted like they had never seen a signed-over check before. Our teller loudly called over other people, calling out questions as if we weren't there. She then looked at his account closely and started asking questions about the other name on the account, his mother's name, and asking about if that was his wife. She got on the phone and talked to multiple people very loudly, saying things like "There's someone here trying to deposit a check into his account, but they're not ON the account. This other person, So-and-so, is on the account, and he's SAYING that it's not his wife, it's his mother!" and so on. Just very weird and unprofessional. They were full of suspicion and we were there for about half an hour as they called up people and embarrassed us.
Customer Service At First NBC Bank
I have began doing business with First NBC Bank hoping to get an excellent online bill paying service. It is horrible. Accesess to my accounts is impossible. I am learning about direct deposits to my account by going to the local branch of the Bank and asking questions about it. Numerous attempts to fix the problem with the employees failed. At first, when I was able to pay my bills on line the site recorded all transactions as complete.But then it turned out that three transactions failed. For one failed transaction I had to pay $35 penalty for non-payment on time. Bank has denied any responsibilty for the mix-up blaming me for lack of appropriate skills. Besides, they take no responsibility in "agreement" with the customer for any failures of their software. I curse the day I entered their local branch. I am looking for a new bank for my deposits.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58302 |
| Year Established | 2006 |
| Employees | 616 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.16% |
| Return on Equity - YTD | 10.74% |
| Annual Interest Income | $97.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $4.85B$4.12B |
| Loans | Q2 2016vs Q2 2015 | $3.69B$3.14B |
| Deposits | Q2 2016vs Q2 2015 | $3.94B$3.43B |
| Equity Capital | Q2 2016vs Q2 2015 | $469.2MM$497.5MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $75.5MM$50.4MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $43.2MM$33.1MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $7.8MM$4.5MM |
Always verify rates and promotions with the bank or credit union. We are not First NBC Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First NBC Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.01%* | $1m* | - | Smart Savings | ||
| OTHER TIERS: 0.25% → Up to $10k | 0.50% → $10k - $250k | 0.75% → $250k - $1mm | |||||
| 0.50% | - | - | First NBC Christmas Club | ||
First NBC Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.26%* | $1m* | - | Premier Investment Money Market Account | ||
| OTHER TIERS: 0.50% → $5k - $10k | 0.75% → $10k - $250k | 0.85% → $250k - $1mm | |||||
| 1.26%* | $500k* | - | Money Market IRA | ||
| OTHER TIERS: 0.50% → Up to $100k | 0.75% → $100k - $250k | 1.01% → $250k - $500k | |||||
First NBC Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.80%* | $1m* | $100k | Premier Checking Now | ||
| OTHER TIERS: 0.25% → $1k - $10k | 0.50% → $10k - $250k | 0.65% → $250k - $1mm | |||||
First NBC Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.53%* | $1m* | - | 5 Year Tiered CD | ||
| OTHER TIERS: 1.36% → $1k - $10k | 2.02% → $10k - $250k | 2.28% → $250k - $1mm | |||||
| 2.28%* | $1m* | - | 3 Year Tiered CD | ||
| OTHER TIERS: 1.11% → $1k - $10k | 1.77% → $10k - $250k | 1.82% → $250k - $1mm | |||||
| 1.51%* | $1m* | - | 2 Year Tiered CD | ||
| OTHER TIERS: 0.50% → $1k - $10k | 0.75% → $10k - $100k | 1.01% → $100k - $250k | 1.26% → $250k - $1mm | |||||
| 1.41%* | $1m* | - | 18 Month Tiered CD | ||
| OTHER TIERS: 0.50% → $1k - $10k | 0.75% → $10k - $100k | 0.90% → $100k - $250k | 1.11% → $250k - $1mm | |||||
| 1.36%* | $1m* | - | 1 Year Tiered CD | ||
| OTHER TIERS: 0.45% → $1k - $10k | 1.01% → $10k - $250k | 1.16% → $250k - $1mm | |||||
| 0.85%* | $250k* | - | 6 Month Tiered CD | ||
| OTHER TIERS: 0.35% → $1k - $10k | 0.45% → $10k - $100k | 0.60% → $100k - $250k | |||||
| 0.35% | $1k | - | 1 Month CD | ||
| 0.35% | $1k | - | 3 Month CD | ||
First NBC Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.53%* | $1m* | - | 5 Year IRA | ||
| OTHER TIERS: 1.36% → Up to $10k | 2.02% → $10k - $250k | 2.28% → $250k - $1mm | |||||
| 2.28%* | $1m* | - | 3 Year IRA | ||
| OTHER TIERS: 1.11% → Up to $10k | 1.77% → $10k - $250k | 1.82% → $250k - $1mm | |||||
| 1.31%* | $1m* | - | 1 Year IRA | ||
| OTHER TIERS: 0.45% → Up to $10k | 1.01% → $10k - $250k | 1.16% → $250k - $1mm | |||||
First NBC Bank has 36 locations. Click to view all First NBC Bank locations.