2. First United Credit Union

First United Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
3.10%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
2.15%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
0.15%Savings
2.10% - American Express National Bank High Yield Savings AccountAdvertisement
View all First United Credit Union rates »

Overview / Commentary
www.firstunitedcu.org
616-532-9067
3140 Ivanrest Ave SW
Grandville, MI 49418

First United Credit Union is headquartered in Grandville and is the 156th largest credit union in the state of Michigan. It is also the 2,631st largest credit union in the nation. It was established in 1937 and as of September of 2018, it had grown to 14 employees and 4,718 members at 1 location. First United Credit Union's money market rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

First United Credit Union is open to individuals who live, work, worship, or attend school in the Michigan counties of Allegan, Barry, Berrien, Calhoun. Clare, Clinton, Eaton, Gratiot, Ingham, Iona, Isabella, Kalamazoo, Kent, Lake, Mason, Mecosta, Montcalm, Muskegon, Newaygo, Oceana, Osceola, Ottawa, and Van Buren.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B

Data as of Q3 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First United Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #68640
Year Chartered1937
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD7.22%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$37.5MM$38.2MM
LoansQ3 2018vs Q3 2017$28.2MM$29.9MM
DepositsQ3 2018vs Q3 2017$31.6MM$31.2MM
Equity CapitalQ3 2018vs Q3 2017$3.6MM$3.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$302.00K$386.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$431.00K$579.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First United Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First United Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Traditional IRA Share
0.50%--Coverdell IRA Share
0.50%--Roth IRA Share
0.50%--SEP IRA Share
0.25%--Christmas Club
0.15%$100-Regular Share
0.15%$100-Secondary Shares Account
0.15%--Vacation Club

First United Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%*$50k*-Money Market Savings
OTHER TIERS: 1.20% → $2.5k - $25k | 1.30% → $25k - $50k

First United Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.10%*$50k*$250k60 Month Certificate
OTHER TIERS: 3.00% → $500 - $50k
2.90%*$50k*-48 Month Certificate
OTHER TIERS: 2.80% → $500 - $50k
2.85%*$50k*$250k24 Month Certificate - Limited Time Only - with eChecking & Rate Bump
OTHER TIERS: 2.75% → $500 - $50k
2.70%*$50k*-36 Month Certificate
OTHER TIERS: 2.60% → $500 - $50k
2.50%*$50k*-24 Month Certificate
OTHER TIERS: 2.40% → $500 - $50k
2.40%$100-24 Month Add-On Certificate
2.15%*$50k*-12 Month Certificate
OTHER TIERS: 2.10% → $500 - $50k
1.85%*$50k*-6 Month Certificate
OTHER TIERS: 1.80% → $500 - $50k

First United Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.10%*$50k*-60 Month IRA Certificate
OTHER TIERS: 3.00% → $500 - $50k
2.90%*$50k*-48 Month IRA Certificate
OTHER TIERS: 2.80% → $500 - $50k
2.70%*$50k*-36 Month IRA Certificate
OTHER TIERS: 2.60% → $500 - $50k
2.50%*$50k*-24 Month IRA Certificate
OTHER TIERS: 2.40% → $500 - $50k
2.15%*$50k*-12 Month IRA Certificate
OTHER TIERS: 2.10% → $500 - $50k
1.85%*$50k*-6 Month IRA Certificate
OTHER TIERS: 1.80% → $500 - $50k
Locations


First United Credit Union Locations
Branch Office3140 Ivanrest Ave SWGrandville, MI 49418

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.