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First United Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.30%2-year CD24 Month CD Special- base rate
1.50% - Ally Bank Raise Your Rate 2-Year CDAdvertisement
1.70%18-month CD18 Month CD Special- base rate
1.35% - Ally Bank High Yield 18-Month CDAdvertisement
2.15%5-year CD60 Month Certificate
2.25% - Ally Bank High Yield 5 Year CDAdvertisement
View all First United Credit Union rates »

Overview / Commentary
www.firstunitedcu.org
616-532-9067
3140 Ivanrest Ave SW
Grandville, MI 49418

First United Credit Union is headquartered in Grandville and is the 166th largest credit union in the state of Michigan. It is also the 2,765th largest credit union in the nation. It was established in 1937 and as of March of 2017, it had grown to 11 employees and 5,182 members at 1 location. First United Credit Union has a B health rating.

Field of Membership Restrictions

First United Credit Union is open to individuals who live, work, worship, or attend school in the Michigan counties of Allegan, Barry, Berrien, Calhoun. Clare, Clinton, Eaton, Gratiot, Ingham, Iona, Isabella, Kalamazoo, Kent, Lake, Mason, Mecosta, Montcalm, Muskegon, Newaygo, Oceana, Osceola, Ottawa, and Van Buren.
See current membership details

Related Posts

First United CU (MI) Adds "Sky's The Limit" CD Specials - 3/13/2017

First United CD (MI) has an 18-month CD Special (1.80% APY) and 24-month CD Special (2.40% APY). $500 min deposit and eChecking is required.

Reviews

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Health
B

Data as of Q1 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First United Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #68640
Year Chartered1937
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.49%
Annual Interest Income$516.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$34.5MM$28.9MM
LoansQ1 2017vs Q1 2016$29.0MM$20.9MM
DepositsQ1 2017vs Q1 2016$28.7MM$25.2MM
Equity CapitalQ1 2017vs Q1 2016$3.2MM$3.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$498.00K$322.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$305.00K$164.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First United Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Christmas Club
0.25%--Traditional IRA Share
0.25%--Coverdell IRA Share
0.25%--Roth IRA Share
0.25%--SEP IRA Share
0.15%$100-Regular Share
0.15%$100-Secondary Shares Account
0.15%--Vacation Club

First United Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Money Market Savings
OTHER TIERS: 0.30% → $2,500 - $25k | 0.35% → $25k - $50k

First United Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$25k*-Interest Share Draft
OTHER TIERS: 0.25% → $2,500 - $10k | 0.30% → $10k - $25k

First United Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%$500$250k24 Month CD Special w/ eChecking requirements
2.30%$500$250k24 Month CD Special- base rate
2.15%*$20k*-60 Month Certificate
OTHER TIERS: 2.10% → $500 - $20k
1.85%*$20k*-48 Month Certificate
OTHER TIERS: 1.80% → $500 - $20k
1.80%$500$250k18 Month CD Special w/ eChecking requirements
1.70%$500$250k18 Month CD Special- base rate
1.55%*$20k*-36 Month Certificate
OTHER TIERS: 1.50% → $500 - $20k
1.53%$500-18 Month CD Special
1.25%*$20k*-24 Month Certificate
OTHER TIERS: 1.20% → $500 - $20k
0.85%*$20k*-12 Month Certificate
OTHER TIERS: 0.80% → $500 - $20k
0.65%*$20k*-6 Month Certificate
OTHER TIERS: 0.60% → $500 - $20k

First United Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%*$20k*-60 Month IRA Certificate
OTHER TIERS: 2.10% → $500 - $20k
1.85%*$20k*-48 Month IRA Certificate
OTHER TIERS: 1.80% → $500 - $20k
1.55%*$20k*-36 Month IRA Certificate
OTHER TIERS: 1.50% → $500 - $20k
1.25%*$20k*-24 Month IRA Certificate
OTHER TIERS: 1.20% → $500 - $20k
0.85%*$20k*-12 Month IRA Certificate
OTHER TIERS: 0.80% → $500 - $20k
0.65%*$20k*-6 Month IRA Certificate
OTHER TIERS: 0.60% → $500 - $20k
Locations


First United Credit Union Locations
Branch Office3140 Ivanrest Ave SWGrandville, MI 49418