Franklin Savings Bank

Overview / Commentary
387 Central Street
Franklin, NH 03235-0339

Franklin Savings Bank is headquartered in FRANKLIN and is the 7th largest bank in the state of New Hampshire. It is also the 1,243rd largest bank in the nation. It was established in 1869 and as of March of 2023, it had grown to 122 employees at 9 locations. Franklin Savings Bank has an A health rating.

Reviews (2)


Posted by: |

I have a 40,000 dollar CD coming due on June 6th and I need to roll it over into something good but NOT for 60 months; not when the rates are going to go up. This 42 month at 3.20 is excellent...I think I will go with it or ask SERVICE CREDIT UNION, where the money is, if they will match it. I have an inkling that they will :-)

Residents Of New Hampshire Only !

Posted by: |

Cd offered for New Hampshire residents ONLY!


Health Grade Components

FDIC Certificate #17951
Year Established1869
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD7.67%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$753.5MM$702.7MM
LoansQ1 2023vs Q1 2022$531.4MM$451.2MM
DepositsQ1 2023vs Q1 2022$678.9MM$626.6MM
Equity CapitalQ1 2023vs Q1 2022$57.4MM$57.0MM
Loan Loss AllowanceQ1 2023vs Q1 2022$4.8MM$3.9MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$68.00K$1.0MM
Real Estate OwnedQ1 2023vs Q1 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Franklin Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Franklin Savings Bank Savings Account Rates

0.25%*$25k*-Premium Health Savings Account (HSA)
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $10k | 0.15% $10k - $25k
0.20%*$50k*-Variable Rate IRA
OTHER TIERS: 0.10% $10 - $15k | 0.15% $15k - $50k
0.07%*$5k*-Statement Savings Account
OTHER TIERS: 0.05% $100 - $5k
0.03%--Kids' Savings Account

Franklin Savings Bank Money Market Rates

0.65%*$250k*-Lakes Relationship Money Market Plus
OTHER TIERS: 0.10% Up to $2.5k | 0.15% $2.5k - $25k | 0.30% $25k - $75k | 0.45% $75k - $150k | 0.55% $150k - $250k
0.30%*$75k*-Money Market Advantage
OTHER TIERS: 0.05% Up to $2.5k | 0.07% $2.5k - $25k | 0.20% $25k - $75k

Franklin Savings Bank Checking Account Rates

0.01%--All Others Checking Account
0.01%--PassKey Checking
0.01%$500-Choice Checking

Franklin Savings Bank CD Rates

4.50%$2k-7 Month CD Special - Passkey Customer
4.25%$2k-7 Month CD Special
2.50%$5k-21 Day CD Special
0.40%$1k-5 Year CD
0.30%$1k-3 Year CD
0.25%*$10k*-2 Year CD
OTHER TIERS: 0.20% $2k - $10k
0.15%*$10k*-1 Year CD
OTHER TIERS: 0.12% $2k - $10k
0.15%$100-5 Year Smart CD
0.10%*$10k*-182 Day CD
OTHER TIERS: 0.05% $2k - $10k
0.08%*$10k*-91 Day CD
OTHER TIERS: 0.05% $2k - $10k
0.08%$5k-10 Day CD
0.05%$5k-7 Day CD
0.05%$5k-13 Day CD

Franklin Savings Bank IRA Rates

4.00%$1k-15 Month IRA Special
2.50%$5k-21 Day IRA Special
0.40%$500-5 Year IRA
0.30%$500-3 Year IRA
0.25%*$10k*-2 Year IRA
OTHER TIERS: 0.20% $1k - $10k
0.15%*$10k*-1 Year IRA
OTHER TIERS: 0.12% $1k - $10k
0.10%*$10k*-182 Day IRA
OTHER TIERS: 0.05% $1k - $10k
0.08%*$10k*-91 Day IRA
OTHER TIERS: 0.05% $1k - $10k

Franklin Savings Bank Locations
Gilford Branch11 Saw Mill RoadGilford, NH 03249
Boscawen Branch139 King StreetBoscawen, NH 03303
Bristol Branch350 Lake StreetBristol, NH 03222
Franklin Savings Bank387 Central StFranklin, NH 03235
Tilton Branch61 Laconia Road, Suite 300Tilton, NH 03276
Central Street Branch933 Central StreetFranklin, NH 03235
Merrimack Branch1 Dobson WayMerrimack, NH 03054
Goffstown Branch585 Mast Road,Goffstown, NH 03045

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