Franklin-Oil Region Credit Union
Overview / Commentary
Franklin-Oil Region Credit Union is headquartered in Franklin and is the 131st largest credit union in the state of Pennsylvania. It is also the 2,563rd largest credit union in the nation. It was established in 1974 and as of March of 2018, it had grown to 20 employees and 7,518 members at 2 locations. Franklin-Oil Region Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Venango County.
See current membership details
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Health
B+
Data as of Q1 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Franklin-Oil Region Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65356 |
| Year Chartered | 1974 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.44% |
| Return on Equity - YTD | 3.89% |
| Annual Interest Income | $445.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $40.6MM$37.9MM |
| Loans | Q1 2018vs Q1 2017 | $26.7MM$26.2MM |
| Deposits | Q1 2018vs Q1 2017 | $35.9MM$33.4MM |
| Equity Capital | Q1 2018vs Q1 2017 | $4.5MM$4.3MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $254.00K$227.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $346.00K$233.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Rates
Sorry, we do not have rate data for Franklin-Oil Region Credit Union.
Locations
| Franklin-Oil Region Credit Union Locations | ||
|---|---|---|
| Branch Office | 25 E 1st St | Oil City, PA 16301 |
| Branch Office | 101 N 13th ST | Franklin, PA 16323-2343 |