New Directions Community Credit Union Reviews and Rates

New Directions Community Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

newdirectionsccu.com

814-432-4091

777 Allegheny Blvd.
Franklin, PA 16323

Field of Membership Restrictions

New Directions Community Credit Union is open to those who live, work, worship, volunteer, attend school, regularly conduct business in, or who own a business in Pennsylvania counties of Forest, Venango, Warren and Crawford.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. New Directions Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	65356
Year Chartered	1974
Employees	19
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.06%
Return on Equity - YTD	-0.39%
Annual Interest Income	$496K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$40MM$38.6MM
Loans	Q1 2025vs Q1 2024	$22.5MM$22MM
Deposits	Q1 2025vs Q1 2024	$34MM$32.8MM
Equity Capital	Q1 2025vs Q1 2024	$5.8MM$5.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$179K$165K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$228K$192K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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New Directions Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	$5	$5k	Christmas Club
0.35%	$5	$5k	Vacation Club
0.15%	$150	-	Regular Share Account
0.15%	$25	-	Juvenile Account
0.15%	$150	-	Share Account
0.15%	$25	-	Smart Saver
0.15%	$25	-	Live & Learn
0.15%	$150	-	Business - DBA w/ Soc.Sec.#

New Directions Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$500	-	9 Month CD
3.00%	$500	-	18 Month CD
2.75%	$500	-	24 Month CD
2.50%	$500	-	36 Month CD
2.50%	$500	-	48 Month CD
2.50%	$500	-	60 Month CD
0.75%	$500	-	60-365 Day CD

New Directions Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$500	-	9 Month IRA
2.50%	$500	-	5 Year IRA
1.00%	$500	-	395 Day IRA
0.15%	$500	-	IRA Share Account
0.15%	$250	-	Live & Learn IRA Share

Locations

New Directions Community Credit Union Locations
Branch Office	25 E 1st St	Oil City, PA 16301
Corporate Office	777 Allegheny Blvd	Franklin, PA 16323

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