Franklin-Oil Region Credit Union
Overview / Commentary
Franklin-Oil Region Credit Union is headquartered in Franklin and is the 131st largest credit union in the state of Pennsylvania. It is also the 2,567th largest credit union in the nation. It was established in 1974 and as of December of 2017, it had grown to 19 employees and 8,110 members at 2 locations. Franklin-Oil Region Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Venango County.
See current membership details
Related Posts
View all posts from:
Health
B
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Franklin-Oil Region Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65356 |
| Year Chartered | 1974 |
| Employees | 19 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.6% |
| Return on Equity - YTD | 5.14% |
| Annual Interest Income | $1.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $39.3MM$37.6MM |
| Loans | Q4 2017vs Q4 2016 | $27.0MM$26.3MM |
| Deposits | Q4 2017vs Q4 2016 | $34.7MM$33.1MM |
| Equity Capital | Q4 2017vs Q4 2016 | $4.5MM$4.3MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $269.00K$200.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $465.00K$411.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Rates
Rates for Franklin-Oil Region Credit Union are currently being reviewed.
Locations
| Franklin-Oil Region Credit Union Locations | ||
|---|---|---|
| Branch Office | 25 E 1st St | Oil City, PA 16301 |
| Branch Office | 101 N 13th ST | Franklin, PA 16323-2343 |