Franklin-Oil Region Credit Union

Overview / Commentary
101 North 13th St
Franklin, PA 16323

Franklin-Oil Region Credit Union is headquartered in Franklin and is the 137th largest credit union in the state of Pennsylvania. It is also the 2,641st largest credit union in the nation. It was established in 1974 and as of September of 2021, it had grown to 17 employees and 6,413 members at 2 locations. Franklin-Oil Region Credit Union has a B+ health rating.

Field of Membership Restrictions

Franklin-Oil Region Credit Union is open to anyone who lives, works, worships, volunteers, attends school, or owns a business in Venango County, Pennsylvania.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Franklin-Oil Region Credit Union has a low asset base.

Health Grade Components

NCUA #65356
Year Chartered1974
Primary Regulator
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD8.93%
Annual Interest Income$996.00K
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$43.4MM$40.0MM
LoansQ3 2021vs Q3 2020$23.0MM$22.7MM
DepositsQ3 2021vs Q3 2020$38.2MM$35.2MM
Equity CapitalQ3 2021vs Q3 2020$5.1MM$4.6MM
Loan Loss AllowanceQ3 2021vs Q3 2020$184.00K$278.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$365.00K$455.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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Franklin-Oil Region Credit Union Savings Account Rates

0.15%$5$5kChristmas Club
0.15%$5$5kVacation Club
0.10%$150-Regular Share Account
0.10%$5-Juvenile Account
0.10%$150-Share Account
0.10%$5-Smart Saver
0.10%$5-Live & Learn
0.10%$150-Business - DBA w/ Soc.Sec.#

Franklin-Oil Region Credit Union CD Rates

0.30%$500-36 Month CD
0.30%$500-48 Month CD
0.30%$500-60 Month CD
0.25%$500-24 Month CD
0.20%$500-18 Month CD
0.15%$500-60-365 Day CD

Franklin-Oil Region Credit Union Locations
Branch Office25 E 1st StOil City, PA 16301
Branch Office101 N 13th STFranklin, PA 16323-2343

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