Overview / Commentary
F.R.S.A. Credit Union is headquartered in Winter Park and is the 128th largest credit union in the state of Florida. It is also the 4,549th largest credit union in the nation. It was established in 1975 and as of September of 2019, it had grown to 2 employees and 823 members at 1 location. F.R.S.A. Credit Union's CD rates are 68% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
FRSA Credit Union is open to those who live, work, attend school or worship in Orange and Seminole counties. FRSA contractors and associate members may also join.
See current membership details
Health
C+
Data as of Q3 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. F.R.S.A. Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68018 |
| Year Chartered | 1975 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.42% |
| Return on Equity - YTD | 4.14% |
| Annual Interest Income | $176.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $4.9MM$4.7MM |
| Loans | Q3 2019vs Q3 2018 | $3.4MM$3.7MM |
| Deposits | Q3 2019vs Q3 2018 | $4.4MM$4.2MM |
| Equity Capital | Q3 2019vs Q3 2018 | $483.00K$463.00K |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $101.00K$102.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $76.00K$26.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |