General Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.01%	5-year CD	60 Month CD 1.85% - Synchrony Bank 60 Month CD
0.26%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.03%	Savings	Share Anytime 1.00% - Ally Bank Online Savings Account

View all General Credit Union rates »

Overview / Commentary

www.gencu.org

260-471-5544

6601 Mutual Dr
Fort Wayne, IN 46825

General Credit Union is headquartered in Fort Wayne and is the 43^rd largest credit union in the state of Indiana. It is also the 1,775^th largest credit union in the nation. It was established in 1960 and as of June of 2016, it had grown to 21 employees and 8,482 members at 5 locations. General Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Adams, DeKalb, Allen, Kosciusko, Huntington, Noble, Steuben, Wells and Whitley Counties in Indiana.
See current membership details

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Health

B+

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. General Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	97055
Year Chartered	1960
Employees	21
Primary Regulator

Profit Margin
Return on Assets - YTD	0.43%
Return on Equity - YTD	4.57%
Annual Interest Income	$1.2MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$81.9MM$79.6MM
Loans	Q2 2016vs Q2 2015	$43.8MM$43.3MM
Deposits	Q2 2016vs Q2 2015	$74.0MM$72.0MM
Equity Capital	Q2 2016vs Q2 2015	$7.7MM$7.4MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$92.00K$352.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$321.00K$441.00K
Real Estate Owned	Q2 2016vs Q2 2015	$106.00K$239.00K

Rates

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Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

General Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.52%^*	$20k^*	-	Health Savings Accounts
OTHER TIERS: 0.15% → Up to $2,500 \| 0.35% → $2,500 - $10k \| 0.90% → $10k - $20k
0.08%	-	-	Club Share
0.08%	-	-	Loot for Lucas
0.03%	-	-	Main Shares
0.03%	-	-	Share Anytime

General Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.13%^*	$20k^*	-	Money Market
OTHER TIERS: 0.03% → Up to $2,500 \| 0.05% → $2,500 - $10k \| 0.08% → $10k - $20k

General Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%^*	$25k^*	-	60 Month CD
OTHER TIERS: 0.87% → $500 - $25k
0.73%^*	$25k^*	-	48 Month CD
OTHER TIERS: 0.62% → $500 - $25k
0.57%^*	$25k^*	-	36 Month CD
OTHER TIERS: 0.45% → $500 - $25k
0.38%^*	$25k^*	-	24 Month CD
OTHER TIERS: 0.26% → $500 - $25k
0.30%^*	$25k^*	-	18 Month CD
OTHER TIERS: 0.18% → $500 - $25k
0.26%^*	$25k^*	-	12 Month CD
OTHER TIERS: 0.12% → $500 - $25k
0.19%^*	$25k^*	-	9 Month CD
OTHER TIERS: 0.09% → $500 - $25k
0.15%^*	$25k^*	-	6 Month CD
OTHER TIERS: 0.07% → $500 - $25k

General Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.11%^*	$25k^*	-	60 Month IRA
OTHER TIERS: 0.97% → $500 - $25k
0.83%^*	$25k^*	-	48 Month IRA
OTHER TIERS: 0.72% → $500 - $25k
0.67%^*	$25k^*	-	36 Month IRA
OTHER TIERS: 0.55% → $500 - $25k
0.48%^*	$25k^*	-	24 Month IRA
OTHER TIERS: 0.36% → $500 - $25k
0.40%^*	$25k^*	-	18 Month IRA
OTHER TIERS: 0.28% → $500 - $25k
0.36%^*	$25k^*	-	12 Month IRA
OTHER TIERS: 0.22% → $500 - $25k
0.29%^*	$25k^*	-	9 Month IRA
OTHER TIERS: 0.19% → $500 - $25k
0.25%^*	$25k^*	-	6 Month IRA
OTHER TIERS: 0.17% → $500 - $25k

Locations

General Credit Union Locations
Branch Office	630 E Dupont Rd	Fort Wayne, IN 46825
Branch Office	5001 US Highway 30 W	Fort Wayne, IN 46818-9701
Branch Office	5020 Riviera Ct	Fort Wayne, IN 46825
Branch Office	6601 Mutual Dr	Fort Wayne, IN 46825
Branch Office	6447 W Jefferson Blvd	Fort Wayne, IN 46804-6203