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Gibraltar Bank

Popular Accounts at this Bank

1.80%5-year CD58 Month Red Carpet CD
0.10%SavingsBasic Statement Savings
1.40%4-year CD46 Month Red Carpet CD

Overview / Commentary
5527 Berkshire Valley Road
Oak Ridge, NJ 07438

Gibraltar Bank is headquartered in Oak Ridge and is the 84th largest bank in the state of New Jersey. It is also the 4,304th largest bank in the nation. It was established in 1909 and as of June of 2016, it had grown to 24 employees at 3 locations. Gibraltar Bank has a B+ health rating.

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Reviews (1)

My Checking Account Experience With Gibraltar

Posted by: Anonymous | Oct 22, 2011

I have a checking account with them and find their service friendly and responsive. I like their one fee forgiveness feature.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Gibraltar Bank has a negative return on equity.

Health Grade Components

FDIC Certificate #30126
Year Established1909
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-2.01%
Return on Equity - YTD-16.42%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$106.0MM$101.5MM
LoansQ2 2016vs Q2 2015$82.3MM$84.1MM
DepositsQ2 2016vs Q2 2015$78.5MM$71.1MM
Equity CapitalQ2 2016vs Q2 2015$12.7MM$13.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$772.00K$858.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.1MM$945.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$157.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gibraltar Bank Savings Account Rates

0.50%--URock Young Savers Passbook Savings
0.50%--URock Young Savers Statement Savings
0.50%$5k-First Class Statement Savings
0.15%--Goal Club Account
0.10%$2,500-Red Carpet Passbook Savings
0.10%$2,500-Red Carpet Statement Savings
0.10%*$500*-Basic Passbook Savings
OTHER TIERS: 0.05% $50 - $500
0.10%*$1,500*-Basic Statement Savings
OTHER TIERS: 0.05% $150 - $1,500

Gibraltar Bank Money Market Rates

0.35%*$75k*-Red Carpet Money Market Plus
OTHER TIERS: 0.15% $2,500 - $25k | 0.20% $25k - $50k | 0.30% $50k - $75k
0.15%*$7,500*-Red Carpet Money Market
OTHER TIERS: 0.10% $1k - $7,500

Gibraltar Bank Checking Account Rates

0.25%*$7,500*$35kRed Carpet NOW Interest Checking Plus
OTHER TIERS: 0.05% $1,500+
0.15%*$4k*$20kRed Carpet NOW Interest Checking
OTHER TIERS: 0.05% $800+
0.10%*$15k*-Basic NOW Interest Checking
OTHER TIERS: 0.05% $100 - $15k

Gibraltar Bank CD Rates

1.80%$2,500-58 Month Red Carpet CD
1.40%$2,500-46 Month Red Carpet CD
1.25%$2,500-40 Month Red Carpet CD
1.10%$500-30 Month CD
1.04%$2,500-25 Month Red Carpet CD
0.90%$2,500-15 Month Red Carpet CD
0.15%$500-9 Month CD
0.10%$500-3 Month CD
0.10%$500-6 Month CD

Gibraltar Bank IRA Rates

1.80%$2,500-58 Month Red Carpet IRA
1.40%$2,500-46 Month Red Carpet IRA
1.25%$2,500-40 Month Red Carpet IRA
1.10%$500-30 Month IRA
1.04%$2,500-25 Month Red Carpet IRA
0.90%$2,500-15 Month Red Carpet IRA
0.15%$500-9 Month IRA
0.10%$500-6 Month IRA
0.10%$500-3 Month IRA

Gibraltar Bank Locations
1039 So Orange Ave Branch1039 South Orange Ave.Newark, NJ 07106
2 Railroad Plaza Branch2 Railroad PlazaWhippany, NJ 07981
Gibraltar Bank5527 Berkshire Valley RoadOak Ridge, NJ 07438