Featured Savings Rates
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GS Bank (Goldman Sachs Bank USA)

Popular Accounts at this Bank

1.85%5-year CD5 Year CD
1.05%SavingsOnline Savings
1.20%1-year CD12 Month CD

Overview / Commentary
200 West Street
New York, NY 10282

GS Bank (Goldman Sachs Bank USA) is the 15th largest bank in the nation. It was established in 1990 and as of September of 2016, it had grown to 802 employees. GS Bank (Goldman Sachs Bank USA)'s savings rates are 2X the national average, and it boasts an A+ health rating.

Related Posts

GS Bank (USA) Drops 5-Year CD Rate - 7/17/2016

GS Bank has dropped its 5-year CD rate from 2.00% APY to 1.85% APY.  So much for the "2% Club" (although Synchrony seems to be hanging in there).

12-Month CD Rate - 7/8/2016

Am I wrong, or did GS Bank just raise its 12-month CD rate to 1.20% APY? I haven't been following this maturity at all closely, but the last I remember it was at 1%, 1.05% or something around there.  5-year rate is still at 2% APY, thanks for small favors.  

GS Bank - the New Internet Bank from Goldman Sachs - 4/19/2016

Goldman Sachs Bank USA has completed the acquisition of the internet bank portion of GE Capital Bank.

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Great Interest Rate

Posted by: themrs | Sep 12, 2016

I set up an online savings account for my son. The process to transfer money over from another institution was easy and secure. I love the interest rates!! His account doesn't draw a lot of interest, but it is so much better than the previous account that was getting 0.01% APY per month. It was really easy to add a new account when our youngest son was born. When I log in, the account overview is super easy to read. I can see both accounts at the same time. I highly recommend this bank for savings accounts. I will keep them in mind for any new accounts I will need in the future.

Competitive rates

Posted by: MMot | Oct 3, 2016

I went looking for a good online savings account alternative a while back, and settled on Goldman Sachs. This bank provides a competitive rate for savings at a solid 1.05%, and I'm happily accruing interest on a sizable sum now. Can't find rates like that at brick-and-mortar banks these days. I'm extremely pleased and plan to continue using this as a safe way to invest some money in a low-risk way to balance my portfolio. Good work all around- good website, no issues with customer service, and a good product. I walk away a very, very pleased customer from this bank. Very easy to transfer money to and fro with online services as well. I'll continue doing business with this bank and possibly expand my business with them to encompass other accounts and types of accounts. Highly recommended to anyone!

Gsbank Not Ready For Prime Time

Posted by: wilserv | Apr 27, 2016

I'm an Ally customer but always willing to take advantage of a better rate so I opened an account with GSBank. I made some errors setting up the account so I had to call customer service. My errors were corrected BUT C/S DOES have problems:
1) One time I was hung up on while waiting for a rep
2) C/S not 24/7 like Ally
3) No estimated wait time
There's a BIG problem with the site, IMHO, as there is NO available balance value in the data displayed for your account. Initially I transferred in $30 as a test. Account balance showed as $30 but attempts to withdraw $25 or $15 failed. When queried, C/S said funds become available after 5 business days. No way to know that from info available on the site.

Incompetence Central

Posted by: Seamas | Apr 28, 2016

Applied 3 days ago for a joint account for myself and my wife of over a decade. Website blew up when I hit the 'Submit' button the first time...had to call and wait for 20 mins before rep came on and apologized but said I would need to resubmit entire application...did that 3 days ago. Called today to check status...again had to wait for 15 mins before rep came on and said application was still under review and could I hold...I said 'yes'...waited again...rep came and said another rep was now reviewing application, just another few mins...finally rep came back on and said 'sorry, we cannot verify your wife's identity, your application is declined'...I mean, seriously? Stay away from these clowns.



Health Grade Components

FDIC Certificate #33124
Year Established1990
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD6.14%
Annual Interest Income$1.98B
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$158.4B$127.6B
LoansQ3 2016vs Q3 2015$47.83B$47.11B
DepositsQ3 2016vs Q3 2015$111.5B$80.73B
Equity CapitalQ3 2016vs Q3 2015$24.26B$22.68B
Loan Loss AllowanceQ3 2016vs Q3 2015$218.0MM$158.0MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$232.0MM$64.0MM
Real Estate OwnedQ3 2016vs Q3 2015$11.0MM$0
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GS Bank (Goldman Sachs Bank USA) Savings Account Rates

1.05%--Online Savings

GS Bank (Goldman Sachs Bank USA) CD Rates

1.85%$500-5 Year CD
1.85%$500-6 Year CD
1.45%$500-4 Year CD
1.35%$500-3 Year CD
1.25%$500-24 Month CD
1.20%$500-12 Month CD
1.20%$500-18 Month CD
0.70%$500-6 Month CD
0.70%$500-9 Month CD

GS Bank (Goldman Sachs Bank USA) is an Internet only bank and does not have branch locations. Its headquarters is located at 200 West Street - New York, NY 10282