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Overview / Commentary
200 N Pace Blvd
Pensacola, FL 32505-7916

Gpce Credit Union is headquartered in Pensacola and is the 90th largest credit union in the state of Florida. It is also the 2,533rd largest credit union in the nation. It was established in 1991 and as of June of 2016, it had grown to 12 employees and 3,584 members at 4 locations. Gpce Credit Union has a B+ health rating.

Field of Membership Restrictions

GPCE Credit Union of Florida is open to the current and retired employees of Gulf Power and Southern Company and their family members.
See current membership details

Reviews (1)

GPCE Credit Union

Posted by: Sunshine23 | Mar 4, 2011

LOVE IT! GPCE Credit Union is a wonderful credit union whose staff treats its members like a part of their own family! I love the personal attention I receive each and every time I visit. My kids even love going to the credit union. I have received several loans and never had a problem. They make it easy. Their loan officers are caring and take the time needed to assist you. I wish ALL GULF POWER EMPLOYEES would join so they could enjoy a pleasurable experience with GPCE Credit Union. They won't be sorry.  It's not like a BIG bank or credit union, where you can get lost in the "paperwork".  They are small, but can handle all my financial needs. I am very happy to a member of GPCE Credit Union.     

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Gpce Credit Union has a low asset base.

Health Grade Components

NCUA #67643
Year Chartered1991
Primary Regulator
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD1.53%
Annual Interest Income$543.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$41.1MM$37.9MM
LoansQ2 2016vs Q2 2015$19.8MM$19.2MM
DepositsQ2 2016vs Q2 2015$37.6MM$34.3MM
Equity CapitalQ2 2016vs Q2 2015$3.4MM$3.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$96.00K$82.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.00K$6.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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Gpce Credit Union Savings Account Rates

0.10%$25-Share Savings Account
0.10%--Christmas Club Account

Gpce Credit Union Money Market Rates

0.15%*$20k*-Money Market Accounts
OTHER TIERS: 0.10% Up to $20k

Gpce Credit Union CD Rates

0.75%$1k-36 Month CD
0.50%$1k-24 Month CD
0.25%$1k-12 Month CD

Gpce Credit Union IRA Rates

0.75%$1k-36 Month IRA
0.50%$1k-24 Month IRA
0.25%$1k-12 Month IRA

Gpce Credit Union Locations
Branch Office200 N Pace BlvdPensacola, FL 32505-7916
Branch Office9641 Holsberry RdPensacola, FL 32534-1328
Branch Office1230 E 15th St Credit Union OfficePanama City, FL 32405-6132
Branch Office1 Energy Pl Rm 129Pensacola, FL 32520-0001