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First Bank (NJ)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.firstbanknj.com
877-821-2265
2465 Kuser Road
Hamilton, NJ 08690

First Bank (NJ) is headquartered in HAMILTON and is the 10th largest bank in the state of New Jersey. It is also the 344th largest bank in the nation. It was established in 2007 and as of March of 2025, it had grown to 315 employees at 26 locations. First Bank (NJ)'s money market rates are 8X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #58481
Year Established2007
Employees315
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD9.11%
Annual Interest Income$55.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$3.88B$3.59B
LoansQ1 2025vs Q1 2024$3.2B$2.96B
DepositsQ1 2025vs Q1 2024$3.12B$2.97B
Equity CapitalQ1 2025vs Q1 2024$414.9MM$382.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$39.2MM$36.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$6.8MM$11.7MM
Real Estate OwnedQ1 2025vs Q1 2024$4.8MM$6MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Bank (NJ); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bank (NJ) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-Personal Statement Savings Account
0.20%$1k-Commercial Statement Savings Account

First Bank (NJ) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.35%$2.5k-Money Market Special – New Money
3.35%$2.5k-Business Money Market Special – New Money
2.34%*$150k*-Relationship Money Market Account
OTHER TIERS: 0.45% → $1k - $10k | 0.90% → $10k - $50k | 1.66% → $50k - $150k
2.34%*$500k*-Business Money Market Account
OTHER TIERS: 0.45% → $2.5k - $25k | 0.90% → $25k - $100k | 1.66% → $100k - $500k
1.44%*$150k*-Personal Money Market Account
OTHER TIERS: 0.22% → $1k - $10k | 0.45% → $10k - $50k | 0.90% → $50k - $150k

First Bank (NJ) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.22%$500-E-Checking
0.20%$1-50 First Checking Account
0.20%$0-Non-Profit Checking Account

First Bank (NJ) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-12 Month CD
3.50%$500-3 Month CD
3.50%$500-6 Month CD
3.50%$500-9 Month CD
3.00%$500-18 Month CD
3.00%$500-24 Month CD
3.00%$500-36 Month CD
2.50%$500-48 Month CD
2.50%$500-60 Month CD
0.35%$500-30 Month CD
0.30%$500-15 Month CD
0.30%$500-20 Month CD
0.30%$500-14 Month CD
0.30%$500-21 Month CD

First Bank (NJ) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-12 Month IRA
3.50%$500-3 Month IRA
3.50%$500-6 Month IRA
3.50%$500-9 Month IRA
3.00%$500-18 Month IRA
3.00%$500-24 Month IRA
3.00%$500-36 Month IRA
2.50%$500-48 Month IRA
2.50%$500-60 Month IRA
0.35%$500-30 Month IRA
0.30%$500-15 Month IRA
0.30%$500-20 Month IRA
0.30%$500-14 Month IRA
0.30%$500-21 Month IRA
Locations

Availability



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