FD Community Federal Credit Union
Overview / Commentary
FD Community Federal Credit Union is headquartered in Waterbury and is the 17th largest credit union in the state of Connecticut. It is also the 1,468th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 26 employees and 14,510 members at 3 locations. FD Community Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in FD Community Federal Credit Union is open to those who live, work, worship, or attend school in, and businesses and other legal entities located in the Connecticut towns of Bethlehem, Cheshire, Middlebury, Naugatuck, Oakville, Plymouth, Prospect, Thomaston, Waterbury, Watertown, or Wolcott.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 42 |
| Year Chartered | 1934 |
| Employees | 26 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.61% |
| Return on Equity - YTD | 5.59% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $155.4MM$144.8MM |
| Loans | Q1 2025vs Q1 2024 | $79.9MM$81.8MM |
| Deposits | Q1 2025vs Q1 2024 | $137MM$128.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $16.5MM$15.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $408K$506K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $920K$834K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |