Greater Watertown Federal Credit Union

Overview / Commentary
48 Woodruff Ave
Watertown, CT 06795

Greater Watertown Federal Credit Union is headquartered in Watertown and is the 59th largest credit union in the state of Connecticut. It is also the 3,432nd largest credit union in the nation. It was established in 1935 and as of June of 2019, it had grown to 5 employees and 3,029 members at 1 location. Greater Watertown Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Greater Watertown Federal Credit Union offers membership to those who work, worship, attend school or live in the towns of Bethlehem, Middlebury, Morris, Oakville, Thomaston, Waterbury, Watertown or Woodbury, Connecticut. Additionally, persons married to or related by blood to a current GWFCU member may also be eligible.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greater Watertown Federal Credit Union has a low asset base.

Health Grade Components

NCUA #660
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD3.35%
Annual Interest Income$333.00K
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$18.4MM$18.7MM
LoansQ2 2019vs Q2 2018$7.7MM$8.3MM
DepositsQ2 2019vs Q2 2018$17.0MM$17.4MM
Equity CapitalQ2 2019vs Q2 2018$1.4MM$1.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$65.00K$77.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$73.00K$145.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
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Greater Watertown Federal Credit Union Savings Account Rates

0.10%--Roth IRA
0.10%--Traditional IRA
0.05%--Regular Shares

Greater Watertown Federal Credit Union Money Market Rates

0.01%--Money Market

Greater Watertown Federal Credit Union Locations
Branch Office48 woodruff avewatertown, CT 06795

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