Competitive 15-Month CD Rate at Greer State Bank in South Carolina - Local Only


Greer State Bank is offering a competitive 15-month CD special with a 1.40% APY. Minimum deposit is $5,000. This rate is listed at the bank's rates page as of 2/2/2011 and is subject to change at any time.

As compared to internet banks on 2/2/2011, the best 12-month CD rate is 1.36% APY at Bank of Internet USA (The same rate is also available for a 15-month term).

The bank continues to offer a reward checking account called e-Bonus Checking that currently pays 3.00% APY on balances up to $25K. The rate has held since 2008 (see review).

It appears you have to live in the bank's market area to be able to open accounts. Branches are located in the South Carolina cities of Greer and Taylors.

The bank has an overall health score at of 2 out of 5 with a Texas Ratio of 68.12% (below average) based on September 2010 data. Please refer to our financial overview of Greer State Bank for more details. The bank has been FDIC member since 1989 (FDIC Certificate # 27413).

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EXPIRED - 2.25% 13-Month CD & 2.20% 18-Month CD at Greer State Bank in SC

Update 8/12/2010: These CD specials have ended.

Greer State Bank is offering two competitive CD specials: a 2.25% APY 13-month CD and a 2.20% APY 18-month CD. The 13-month CD requires a checking account. There are also two competitive short-term CD specials that are labeled as internet specials: a 1.60% APY 6-month CD and a 1.65% APY 9-month CD. I don't see any online application so it may only be available to existing customers who open it while logged into online banking. Minimum deposit for these specials is $5,000. These rates...

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3.00% Reward Checking Account at a South Carolina Bank (Greer State Bank)
Update 2/09/09: The top yield has fallen to 3.00% APY. Refer to the bottom of the post for the rate history.

Greer State Bank is offering a reward checking account called eBonus Checking that pays 3.00% APY on balances up to $25,000 (1.55% for above) and refunds ATM fees nationwide without limit if the following monthly requirements are met: 1) 10 Visa Check Card transactions, 2) one automatic deposit or withdrawal by direct deposit or ACH, 3) remain active in the Online Banking system. The minimum opening deposit is $100.


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