1. Banks
  2. Guardian Savings Bank

Guardian Savings Bank


Overview / Commentary
www.bankguardian.com
618-876-5544
3800 Nameoki Road
Granite City, IL 62040

Guardian Savings Bank is headquartered in Granite City and is the 377th largest bank in the state of Illinois. It is also the 4,840th largest bank in the nation. It was established in 1919 and as of September of 2020, it had grown to 7 employees at 1 location. Guardian Savings Bank has a B+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q3 2020

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Guardian Savings Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #29986
Year Established1919
Employees7
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD0.56%
Annual Interest Income$807.00K
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$37.2MM$37.4MM
LoansQ3 2020vs Q3 2019$15.2MM$12.7MM
DepositsQ3 2020vs Q3 2019$27.0MM$27.5MM
Equity CapitalQ3 2020vs Q3 2019$6.9MM$7.3MM
Loan Loss AllowanceQ3 2020vs Q3 2019$53.00K$35.00K
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$68.00K$66.00K
Real Estate OwnedQ3 2020vs Q3 2019$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Guardian Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Guardian Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5-Passbook
0.05%$5-Statement
0.05%$5-Christmas Club

Guardian Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$50k*-Money Market
OTHER TIERS: 0.05% → Up to $2.5k | 0.15% → $2.5k - $25k | 0.25% → $25k - $50k

Guardian Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$2.5k*-Premier Interest Checking Account
OTHER TIERS: 0.05% → Up to $2.5k
0.05%$25-50+ Free Interest Checking

Guardian Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$1k-5 Year CD
0.60%$1k-4 Year CD
0.55%$1k-3 Year CD
0.50%$1k-30 Month CD
0.45%$1k-2 Year CD
0.40%$1k-18 Month CD
0.35%$1k-15 Month CD
0.25%$1k-1 Year CD
0.20%$1k-9 Month CD
0.10%$1k-182 Day CD
0.05%$1k-91 Day CD

Guardian Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$200-18 Month IRA
Locations


Guardian Savings Bank Locations
Guardian Savings Bank3800 Nameoki RoadGranite City, IL 62040

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.