Guardian Savings Bank


Overview / Commentary
618-876-5544
3800 Nameoki Road
Granite City, IL 62040

Guardian Savings Bank is headquartered in GRANITE CITY and is the 338th largest bank in the state of Illinois. It is also the 4,431st largest bank in the nation. It was established in 1919 and as of June of 2024, it had grown to 5 employees at 1 location. Guardian Savings Bank's money market rates are 3X the national average, and it has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Guardian Savings Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #29986
Year Established1919
Employees5
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-1.68%
Return on Equity - YTD-9.38%
Annual Interest Income$554K
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$32.7MM$32.9MM
LoansQ2 2024vs Q2 2023$14.2MM$14.4MM
DepositsQ2 2024vs Q2 2023$26.6MM$26.7MM
Equity CapitalQ2 2024vs Q2 2023$5.6MM$5.9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$69K$69K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$6K$55K
Real Estate OwnedQ2 2024vs Q2 2023$0$47K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Guardian Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Guardian Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$5-Passbook
0.35%$5-Statement
0.35%$5-Christmas Club
0.35%$5-Savings IB

Guardian Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$100k*-Money Market
OTHER TIERS: 0.50% $0 - $2.5k | 0.75% $2.5k - $25k | 0.85% $25k - $50k | 1.00% $50k - $100k

Guardian Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$2.5k*-Premier Interest Checking Account
OTHER TIERS: 0.15% $0 - $2.5k
0.15%$25-50+ Free Interest Checking

Guardian Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$1k-9 Month CD
4.25%$1k-7 Month CD Special
3.00%$1k-30 Month CD
3.00%$1k-4 Year CD
3.00%$1k-5 Year CD
3.00%$1k-3 Year CD
2.75%$1k-18 Month CD
2.50%$1k-1 Year CD
2.50%$1k-15 Month CD
2.50%$1k-2 Year CD
2.50%$1k-2 Year Bump CD Special
1.70%$1k-182 Day CD
1.50%$1k-91 Day CD

Guardian Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$200-18 Month IRA
Locations


Guardian Savings Bank Locations
Guardian Savings Bank3800 Nameoki RdGranite City, IL 62040

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