H M S A Employees Federal Credit Union
Overview / Commentary
H M S A Employees Federal Credit Union is headquartered in Honolulu and is the 30th largest credit union in the state of Hawaii. It is also the 2,266th largest credit union in the nation. It was established in 1961 and as of December of 2024, it had grown to 2 employees and 2,845 members at 2 locations. H M S A Employees Federal Credit Union has a B+ health rating.
Health
B+
Data as of Q4 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. H M S A Employees Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 14303 |
| Year Chartered | 1961 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.34% |
| Return on Equity - YTD | -2.49% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $60MM$61.8MM |
| Loans | Q4 2024vs Q4 2023 | $8.3MM$9.2MM |
| Deposits | Q4 2024vs Q4 2023 | $51.3MM$53.6MM |
| Equity Capital | Q4 2024vs Q4 2023 | $8.4MM$8MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $103K$279K |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $10K$221K |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |