Harvard University Employees Credit Union is headquartered in Cambridge and is the 13th largest credit union in the state of Massachusetts. It is also the 399th largest credit union in the nation. It was established in 1939 and as of December of 2021, it had grown to 125 employees and 51,781 members at 5 locations. Harvard University Employees Credit Union has an A health rating.
Harvard University Employees Credit Union of Massachusetts is open to the educators, faculty, employees, students, and alumni of Harvard University and their affiliated teaching hospitals and organizations that are listed on the credit union website.
See current membership details
Overall | |
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NCUA # | 67696 |
Year Chartered | 1939 |
Employees | 125 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.89% |
Return on Equity - YTD | 10.39% |
Annual Interest Income | $33.0MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2021vs Q4 2020 | $1.04B$936.8MM |
Loans | Q4 2021vs Q4 2020 | $833.5MM$758.6MM |
Deposits | Q4 2021vs Q4 2020 | $844.6MM$752.1MM |
Equity Capital | Q4 2021vs Q4 2020 | $87.8MM$80.0MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $7.6MM$7.2MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $2.7MM$4.2MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Harvard University Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $10 | - | Share Savings | |
0.10% | $1 | - | Holiday Club | |
0.10% | $1 | - | Vacation Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | - | $10k | Smart Rewards Checking with Premium Interest Rewards | ||
OTHER TIERS: 0.10% → $10k+ | |||||
0.05% | $1.5k | - | Crimson Elite Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.80% | $1k | - | 60 Month IRA | |
0.65% | $1k | - | 36 Month IRA | |
0.55% | $1k | - | 24 Month IRA | |
0.50% | $1k | - | 18 Month IRA | |
0.45% | $1k | - | 12 Month IRA | |
0.25% | $1k | - | 6 Month IRA |
Harvard University Employees Credit Union Locations | ||
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Branch Office | 149 13th St | Charlestown, MA 02129 |
Branch Office | 677 Huntington Ave | Boston, MA 02115-6028 |
Branch Office | 55 Fruit St | Boston, MA 02114-2621 |
Branch Office | 104 Mount Auburn St Ste 4 | Cambridge, MA 02138-5019 |
Branch Office | 399 Revolution Dr Rm 3E30 | Somerville, MA 02145-1444 |