Harvard University Employees Credit Union is headquartered in Cambridge and is the 11th largest credit union in the state of Massachusetts. It is also the 381st largest credit union in the nation. It was established in 1939 and as of June of 2023, it had grown to 142 employees and 53,915 members at 5 locations. Harvard University Employees Credit Union's CD rates are 2X the national average, and it has a B+ health rating.
Membership in Harvard University Employees Credit Union is open to the faculty, staff, students, alumni, and retirees of Harvard University, Harvard teaching hospitals, and affiliated organizations.
See current membership details
Overall | |
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NCUA # | 67696 |
Year Chartered | 1939 |
Employees | 142 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.43% |
Return on Equity - YTD | 5.37% |
Annual Interest Income | $22.6MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $1.18B$1.08B |
Loans | Q2 2023vs Q2 2022 | $1.03B$933.9MM |
Deposits | Q2 2023vs Q2 2022 | $858.7MM$859.1MM |
Equity Capital | Q2 2023vs Q2 2022 | $94.8MM$86.3MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$7.6MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $6.0MM$3.9MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Harvard University Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
4.00%* | - | $25k | Smart Reward Savings | ||
OTHER TIERS: 0.10% → $25k+ | |||||
0.10% | $10 | - | Share Savings | ||
0.10% | $1 | - | Holiday Club | ||
0.10% | $1 | - | Vacation Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.00%* | - | $10k | Smart Rewards Checking with Premium Interest Rewards | ||
OTHER TIERS: 0.10% → $10k+ | |||||
0.05% | $1.5k | - | Crimson Elite Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.75% | $1k | - | 60 Month IRA | |
2.50% | $1k | - | 36 Month IRA | |
2.35% | $1k | - | 24 Month IRA | |
2.25% | $1k | - | 18 Month IRA | |
2.00% | $1k | - | 12 Month IRA | |
1.65% | $1k | - | 6 Month IRA |
Harvard University Employees Credit Union Locations | ||
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Branch Office | 149 13th St | Charlestown, MA 02129-2020 |
Branch Office | 55 Fruit St | Boston, MA 02114-2621 |
Branch Office | 104 Mount Auburn St Ste 4 | Cambridge, MA 02138-5019 |
Branch Office | 399 Revolution Dr Rm 3E30 | Somerville, MA 02145-1484 |
Branch Office | 435 Brookline Ave | Boston, MA 02215-5410 |