Harvard University Employees Credit Union is headquartered in Cambridge and is the 12th largest credit union in the state of Massachusetts. It is also the 385th largest credit union in the nation. It was established in 1939 and as of September of 2022, it had grown to 130 employees and 53,011 members at 5 locations. Harvard University Employees Credit Union's CD rates are 2X the national average, and it has a B+ health rating.
Harvard University Employees Credit Union of Massachusetts is open to the educators, faculty, employees, students, and alumni of Harvard University and their affiliated teaching hospitals and organizations that are listed on the credit union website.
See current membership details
Overall | |
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NCUA # | 67696 |
Year Chartered | 1939 |
Employees | 130 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.77% |
Return on Equity - YTD | 9.93% |
Annual Interest Income | $26.5MM |
Assets and Liabilities | ||
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Assets | Q3 2022vs Q3 2021 | $1.13B$1.01B |
Loans | Q3 2022vs Q3 2021 | $979.4MM$831.8MM |
Deposits | Q3 2022vs Q3 2021 | $855.8MM$825.3MM |
Equity Capital | Q3 2022vs Q3 2021 | $85.8MM$86.1MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $7.4MM$7.8MM |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $4.6MM$3.8MM |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Harvard University Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $10 | - | Share Savings | |
0.10% | $1 | - | Holiday Club | |
0.10% | $1 | - | Vacation Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | - | $10k | Smart Rewards Checking with Premium Interest Rewards | ||
OTHER TIERS: 0.10% → $10k+ | |||||
0.05% | $1.5k | - | Crimson Elite Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.75% | $1k | - | 60 Month IRA | |
2.50% | $1k | - | 36 Month IRA | |
2.35% | $1k | - | 24 Month IRA | |
2.25% | $1k | - | 18 Month IRA | |
2.00% | $1k | - | 12 Month IRA | |
1.65% | $1k | - | 6 Month IRA |
Harvard University Employees Credit Union Locations | ||
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Branch Office | 149 13th St | Charlestown, MA 02129 |
Branch Office | 677 Huntington Ave | Boston, MA 02115-6028 |
Branch Office | 55 Fruit St | Boston, MA 02114-2621 |
Branch Office | 104 Mount Auburn St Ste 4 | Cambridge, MA 02138-5019 |
Branch Office | 399 Revolution Dr Rm 3E30 | Somerville, MA 02145-1444 |