Harvard University Employees Credit Union

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CURRENT TOP RATE

15 Month Certificate Special

Overview / Commentary

617-495-4460

104 Mount Auburn St Ste 4
Cambridge, MA 02138

Harvard University Employees Credit Union is headquartered in Cambridge and is the 11^th largest credit union in the state of Massachusetts. It is also the 381^st largest credit union in the nation. It was established in 1939 and as of June of 2023, it had grown to 142 employees and 53,915 members at 5 locations. Harvard University Employees Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Harvard University Employees Credit Union is open to the faculty, staff, students, alumni, and retirees of Harvard University, Harvard teaching hospitals, and affiliated organizations.
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Related Posts

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2007

6/3 - 5.64% 9-Month CD at a Massachusetts CU (Harvard University Employees)

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Health

B+

Data as of Q2 2023

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Health Grade Components

Overall
NCUA #	67696
Year Chartered	1939
Employees	142
Primary Regulator

Profit Margin
Return on Assets - YTD	0.43%
Return on Equity - YTD	5.37%
Annual Interest Income	$22.6MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$1.18B$1.08B
Loans	Q2 2023vs Q2 2022	$1.03B$933.9MM
Deposits	Q2 2023vs Q2 2022	$858.7MM$859.1MM
Equity Capital	Q2 2023vs Q2 2022	$94.8MM$86.3MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$0$7.6MM
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$6.0MM$3.9MM
Real Estate Owned	Q2 2023vs Q2 2022	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Harvard University Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Harvard University Employees Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.00%^*	-	$25k	Smart Reward Savings
OTHER TIERS: 0.10% → $25k+
0.10%	$10	-	Share Savings
0.10%	$1	-	Holiday Club
0.10%	$1	-	Vacation Club

Harvard University Employees Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%^*	$250k^*	-	Money Market Savings
OTHER TIERS: 0.10% → Up to $1.5k \| 0.15% → $1.5k - $5k \| 0.25% → $5k - $50k \| 0.45% → $50k - $100k \| 0.55% → $100k - $250k
0.65%^*	$250k^*	-	IRA Money Market
OTHER TIERS: 0.10% → Up to $1.5k \| 0.15% → $1.5k - $5k \| 0.25% → $5k - $50k \| 0.45% → $50k - $100k \| 0.55% → $100k - $250k

Harvard University Employees Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%^*	-	$10k	Smart Rewards Checking with Premium Interest Rewards
OTHER TIERS: 0.10% → $10k+
0.05%	$1.5k	-	Crimson Elite Checking

Harvard University Employees Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.40%	$1k	-	15 Month Certificate Special
4.35%	$1k	-	11 Month Certificate Special
4.30%	$1k	-	9 Month Certificate Special
4.20%	$1k	-	6 Month Certificate Special
2.75%	$1k	-	60 Month Certificate
2.50%	$1k	-	36 Month Certificate
2.35%	$1k	-	24 Month Certificate
2.25%	$1k	-	18 Month Certificate
2.00%	$1k	-	12 Month Certificate
1.50%	$1k	-	3 Month Certificate

Harvard University Employees Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.75%	$1k	-	60 Month IRA
2.50%	$1k	-	36 Month IRA
2.35%	$1k	-	24 Month IRA
2.25%	$1k	-	18 Month IRA
2.00%	$1k	-	12 Month IRA
1.65%	$1k	-	6 Month IRA

Locations

Harvard University Employees Credit Union Locations
Branch Office	149 13th St	Charlestown, MA 02129-2020
Branch Office	55 Fruit St	Boston, MA 02114-2621
Branch Office	104 Mount Auburn St Ste 4	Cambridge, MA 02138-5019
Branch Office	399 Revolution Dr Rm 3E30	Somerville, MA 02145-1484
Branch Office	435 Brookline Ave	Boston, MA 02215-5410

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