Harvard University Employees Credit Union


Overview / Commentary
617-495-4460
104 Mount Auburn St Ste 4
Cambridge, MA 02138

Harvard University Employees Credit Union is headquartered in Cambridge and is the 11th largest credit union in the state of Massachusetts. It is also the 381st largest credit union in the nation. It was established in 1939 and as of June of 2023, it had grown to 142 employees and 53,915 members at 5 locations. Harvard University Employees Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Harvard University Employees Credit Union is open to the faculty, staff, students, alumni, and retirees of Harvard University, Harvard teaching hospitals, and affiliated organizations.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Health Grade Components

Overall
NCUA #67696
Year Chartered1939
Employees142
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD5.37%
Annual Interest Income$22.6MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.18B$1.08B
LoansQ2 2023vs Q2 2022$1.03B$933.9MM
DepositsQ2 2023vs Q2 2022$858.7MM$859.1MM
Equity CapitalQ2 2023vs Q2 2022$94.8MM$86.3MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$7.6MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$6.0MM$3.9MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Harvard University Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Harvard University Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*-$25kSmart Reward Savings
OTHER TIERS: 0.10% $25k+
0.10%$10-Share Savings
0.10%$1-Holiday Club
0.10%$1-Vacation Club

Harvard University Employees Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$250k*-Money Market Savings
OTHER TIERS: 0.10% Up to $1.5k | 0.15% $1.5k - $5k | 0.25% $5k - $50k | 0.45% $50k - $100k | 0.55% $100k - $250k
0.65%*$250k*-IRA Money Market
OTHER TIERS: 0.10% Up to $1.5k | 0.15% $1.5k - $5k | 0.25% $5k - $50k | 0.45% $50k - $100k | 0.55% $100k - $250k

Harvard University Employees Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$10kSmart Rewards Checking with Premium Interest Rewards
OTHER TIERS: 0.10% $10k+
0.05%$1.5k-Crimson Elite Checking

Harvard University Employees Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.40%$1k-15 Month Certificate Special
4.35%$1k-11 Month Certificate Special
4.30%$1k-9 Month Certificate Special
4.20%$1k-6 Month Certificate Special
2.75%$1k-60 Month Certificate
2.50%$1k-36 Month Certificate
2.35%$1k-24 Month Certificate
2.25%$1k-18 Month Certificate
2.00%$1k-12 Month Certificate
1.50%$1k-3 Month Certificate

Harvard University Employees Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$1k-60 Month IRA
2.50%$1k-36 Month IRA
2.35%$1k-24 Month IRA
2.25%$1k-18 Month IRA
2.00%$1k-12 Month IRA
1.65%$1k-6 Month IRA
Locations


Harvard University Employees Credit Union Locations
Branch Office149 13th StCharlestown, MA 02129-2020
Branch Office55 Fruit StBoston, MA 02114-2621
Branch Office104 Mount Auburn St Ste 4Cambridge, MA 02138-5019
Branch Office399 Revolution Dr Rm 3E30Somerville, MA 02145-1484
Branch Office435 Brookline AveBoston, MA 02215-5410

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.