Harvard University Employees Credit Union


Overview / Commentary
617-495-4460
104 Mount Auburn St Ste 4
Cambridge, MA 02138

Harvard University Employees Credit Union is headquartered in Cambridge and is the 12th largest credit union in the state of Massachusetts. It is also the 385th largest credit union in the nation. It was established in 1939 and as of September of 2022, it had grown to 130 employees and 53,011 members at 5 locations. Harvard University Employees Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Harvard University Employees Credit Union of Massachusetts is open to the educators, faculty, employees, students, and alumni of Harvard University and their affiliated teaching hospitals and organizations that are listed on the credit union website.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #67696
Year Chartered1939
Employees130
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD9.93%
Annual Interest Income$26.5MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$1.13B$1.01B
LoansQ3 2022vs Q3 2021$979.4MM$831.8MM
DepositsQ3 2022vs Q3 2021$855.8MM$825.3MM
Equity CapitalQ3 2022vs Q3 2021$85.8MM$86.1MM
Loan Loss AllowanceQ3 2022vs Q3 2021$7.4MM$7.8MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$4.6MM$3.8MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Harvard University Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Harvard University Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$10-Share Savings
0.10%$1-Holiday Club
0.10%$1-Vacation Club

Harvard University Employees Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$250k*-Money Market Savings
OTHER TIERS: 0.10% Up to $1.5k | 0.15% $1.5k - $5k | 0.25% $5k - $50k | 0.45% $50k - $100k | 0.55% $100k - $250k
0.65%*$250k*-IRA Money Market
OTHER TIERS: 0.10% Up to $1.5k | 0.15% $1.5k - $5k | 0.25% $5k - $50k | 0.45% $50k - $100k | 0.55% $100k - $250k

Harvard University Employees Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kSmart Rewards Checking with Premium Interest Rewards
OTHER TIERS: 0.10% $10k+
0.05%$1.5k-Crimson Elite Checking

Harvard University Employees Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$1k-15 Month Certificate Specia
3.75%$1k-11 Month Certificate Special
3.50%$1k-9 Month Certificate Special
2.75%$1k-60 Month Certificate
2.50%$1k-36 Month Certificate
2.35%$1k-24 Month Certificate
2.25%$1k-18 Month Certificate
2.00%$1k-12 Month Certificate
1.65%$1k-6 Month Certificate
1.50%$1k-3 Month Certificate

Harvard University Employees Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$1k-60 Month IRA
2.50%$1k-36 Month IRA
2.35%$1k-24 Month IRA
2.25%$1k-18 Month IRA
2.00%$1k-12 Month IRA
1.65%$1k-6 Month IRA
Locations


Harvard University Employees Credit Union Locations
Branch Office149 13th StCharlestown, MA 02129
Branch Office677 Huntington AveBoston, MA 02115-6028
Branch Office55 Fruit StBoston, MA 02114-2621
Branch Office104 Mount Auburn St Ste 4Cambridge, MA 02138-5019
Branch Office399 Revolution Dr Rm 3E30Somerville, MA 02145-1444

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